Compare Smyrna, MI Car Insurance Rates (2021)

Car insurance in Smyrna, MI averages $848 a month. Smyrna, Michigan car insurance requirements are 20/40/10, but you might need full coverage insurance if your car is financed. To find cheap Smyrna car insurance rates, compare quotes from the top car insurance companies in Smyrna, MI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Smyrna, MI after a DUI are $17,623/year
  • The cheapest car insurance company in Smyrna for teen drivers is USAA
  • Average car insurance rates in Smyrna, MI are $10,182/year

If you need to buy Smyrna, Michigan car insurance, the options can be confusing. Everything you need to know about car insurance in Smyrna, MI is right here.

You’ll find Smyrna car insurance rates, the cheapest Smyrna, MI car insurance companies, and information on Michigan car insurance laws. You can also compare Smyrna, Michigan car insurance rates to Warren car insurance rates, Dearborn car insurance rates, and Livonia car insurance rates.

Ready to find affordable Smyrna, MI car insurance today? Enter your ZIP code for fast, free Smyrna car insurance quotes.

Cheapest Smyrna, MI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Smyrna, MI car insurance rates? Every Smyrna, Michigan car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Smyrna, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $16,758 $16,758 $15,566 $15,566 $41,506 $41,506 $17,653 $17,653
Farmers $4,593 $4,593 $4,288 $4,288 $9,911 $9,911 $5,158 $5,158
GEICO $9,615 $9,615 $9,664 $9,664 $26,764 $26,764 $9,205 $9,205
Liberty Mutual $14,499 $14,499 $14,355 $14,355 $34,357 $34,357 $14,499 $14,499
Nationwide $2,796 $2,796 $2,515 $2,515 $6,805 $6,805 $3,033 $3,033
Progressive $3,181 $2,971 $2,799 $3,122 $11,441 $12,198 $3,712 $3,452
State Farm $6,371 $6,371 $5,873 $5,873 $21,832 $21,832 $7,466 $7,466
Travelers $4,480 $4,480 $3,858 $3,858 $13,395 $13,395 $4,862 $4,862
USAA $2,462 $2,344 $2,313 $2,195 $5,952 $5,682 $3,004 $2,899

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Minimum Car Insurance in Smyrna, MI

Every driver must carry the minimum car insurance in Smyrna, MI. Take a look at the Michigan car insurance requirements.

Minimum Required Car Insurance Coverage in Smyrna, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Smyrna, MI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Smyrna, MI. Compare credit history car insurance rates in Smyrna from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Smyrna, Michigan

Insurance Company Poor Fair Good
Allstate $34,761 $19,207 $14,645
Farmers $7,954 $5,208 $4,801
GEICO $17,840 $13,040 $10,556
Liberty Mutual $30,734 $17,750 $9,799
Nationwide $4,707 $3,581 $3,074
Progressive $6,198 $5,199 $4,681
State Farm $16,830 $8,528 $5,799
Travelers $6,813 $6,608 $6,525
USAA $5,016 $2,864 $2,189

Cheapest Smyrna, MI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Smyrna, MI to rates for a clean record with top companies.

Annual Smyrna, Michigan Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $11,140 $14,886 $49,871 $15,586
Farmers $5,035 $6,402 $6,325 $6,187
GEICO $4,814 $10,195 $31,253 $8,986
Liberty Mutual $13,662 $16,428 $30,178 $17,443
Nationwide $3,269 $4,294 $3,929 $3,658
Progressive $4,542 $5,961 $5,365 $5,569
State Farm $6,708 $7,987 $16,941 $9,906
Travelers $4,510 $6,426 $10,331 $5,327
USAA $2,706 $3,364 $4,409 $2,948

Cheapest Smyrna, MI Car Insurance for Teen Drivers

Teen car insurance in Smyrna, MI can be expensive. Take a look at rates from the top car insurance companies in Smyrna for teenagers.

Annual Car Insurance Rates for Teen Drivers in Smyrna, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $41,506 $41,506
Farmers $9,911 $9,911
GEICO $26,764 $26,764
Liberty Mutual $34,357 $34,357
Nationwide $6,805 $6,805
Progressive $11,441 $12,198
State Farm $21,832 $21,832
Travelers $13,395 $13,395
USAA $5,952 $5,682

Cheapest Smyrna, MI Car Insurance for Seniors

Take a look at Smyrna, MI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Smyrna, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $15,566 $15,566
Farmers $4,288 $4,288
GEICO $9,664 $9,664
Liberty Mutual $14,355 $14,355
Nationwide $2,515 $2,515
Progressive $2,799 $3,122
State Farm $5,873 $5,873
Travelers $3,858 $3,858
USAA $2,313 $2,195

Cheapest Smyrna, MI Car Insurance Rates After a DUI

A DUI in Smyrna, MI increases car insurance rates. Compare Smyrna, Michigan DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Smyrna, Michigan

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $49,871
Farmers $6,325
GEICO $31,253
Liberty Mutual $30,178
Nationwide $3,929
Progressive $5,365
State Farm $16,941
Travelers $10,331
USAA $4,409

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Cheapest Smyrna, MI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Smyrna, MI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Smyrna, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $22,871 $22,871
Farmers $5,988 $5,988
GEICO $13,483 $14,141
Liberty Mutual $18,753 $20,103
Nationwide $3,787 $3,787
Progressive $5,359 $5,359
State Farm $10,111 $10,661
Travelers $6,611 $6,686
USAA $3,318 $3,395

The Best Cheap Car Insurance Companies in Smyrna, MI

Take a look at a side-by-side comparison of the top car insurance companies in Smyrna, MI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Smyrna, Michigan

Insurance Company Average Annual Rates
Allstate $22,871
Farmers $5,988
GEICO $13,812
Liberty Mutual $19,428
Nationwide $3,787
Progressive $5,359
State Farm $10,386
Travelers $6,649
USAA $3,356

Category Winners: Cheapest Car Insurance in Smyrna, Michigan

Find the cheapest car insurance companies in Smyrna, MI for each category right here.

Best Annual Car Insurance Rates by Company in Smyrna, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Nationwide
With 1 Speeding Violation USAA

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Cheapest Smyrna, MI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Smyrna car insurance rates. Find the cheapest Smyrna, MI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Smyrna, Michigan

Insurance Company Low Medium High
Allstate $22,308 $22,921 $23,383
Farmers $5,871 $5,978 $6,114
GEICO $13,313 $13,749 $14,375
Liberty Mutual $18,989 $19,385 $19,909
Nationwide $3,941 $3,729 $3,692
Progressive $5,204 $5,366 $5,508
State Farm $9,904 $10,445 $10,808
Travelers $6,575 $6,656 $6,715
USAA $3,262 $3,364 $3,444

Compare Car Insurance Quotes in Smyrna, MI

Ready to find affordable Smyrna, Michigan car insurance today? Enter your ZIP code for fast, free Smyrna, MI car insurance quotes.

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