Compare Soda Springs, ID Car Insurance Rates (2021)

Car insurance in Soda Springs, ID averages $237 a month. Soda Springs, Idaho car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Soda Springs car insurance rates, compare quotes from the top car insurance companies in Soda Springs, ID.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Soda Springs, ID after a DUI are $3,525/year
  • The cheapest car insurance company in Soda Springs for teen drivers is State Farm
  • The cheapest car insurance company in Soda Springs is State Farm

If you need to buy Soda Springs, Idaho car insurance, the options can be confusing. Everything you need to know about car insurance in Soda Springs, ID is right here.

You’ll find Soda Springs car insurance rates, the cheapest Soda Springs, ID car insurance companies, and information on Idaho car insurance laws. You can also compare Soda Springs, Idaho car insurance rates to Pocatello car insurance rates, Coeur d’Alene car insurance rates, and Meridian car insurance rates.

Ready to find affordable Soda Springs, ID car insurance today? Enter your ZIP code for fast, free Soda Springs car insurance quotes.

Cheapest Soda Springs, ID Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Soda Springs, ID car insurance rates? Every Soda Springs, Idaho car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Soda Springs, Idaho

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,419 $2,412 $2,099 $2,179 $8,748 $10,087 $2,712 $2,867
American Family $2,088 $2,088 $1,859 $1,859 $7,355 $9,596 $2,088 $2,629
Farmers $1,616 $1,607 $1,426 $1,507 $7,794 $8,074 $1,862 $1,966
GEICO $2,016 $1,991 $1,919 $1,863 $4,278 $5,328 $2,718 $2,106
Liberty Mutual $1,462 $1,578 $1,191 $1,330 $4,420 $4,917 $1,552 $1,646
Nationwide $1,798 $1,843 $1,621 $1,723 $4,347 $5,363 $2,096 $2,258
State Farm $1,078 $1,078 $965 $965 $3,133 $3,948 $1,214 $1,402
Travelers $1,364 $1,386 $1,368 $1,361 $6,621 $10,435 $1,447 $1,669
USAA $1,097 $1,095 $1,070 $1,056 $3,598 $4,026 $1,454 $1,567

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Minimum Car Insurance in Soda Springs, ID

Every driver must carry the minimum car insurance in Soda Springs, ID. Take a look at the Idaho car insurance requirements.

Minimum Required Car Insurance Coverage in Soda Springs, Idaho

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Soda Springs, ID Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Soda Springs, ID. Compare credit history car insurance rates in Soda Springs from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Soda Springs, Idaho

Insurance Company Poor Fair Good
Allstate $5,537 $3,754 $3,281
American Family $4,776 $3,404 $2,905
Farmers $3,645 $3,093 $2,956
GEICO $3,377 $2,696 $2,260
Liberty Mutual $3,235 $1,978 $1,573
Nationwide $3,144 $2,530 $2,219
State Farm $2,419 $1,530 $1,219
Travelers $3,675 $3,087 $2,856
USAA $2,733 $1,594 $1,285

Cheapest Soda Springs, ID Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Soda Springs, ID to rates for a clean record with top companies.

Annual Soda Springs, Idaho Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,468 $4,357 $4,838 $4,098
American Family $2,917 $4,122 $4,444 $3,299
Farmers $2,822 $3,571 $3,347 $3,188
GEICO $1,704 $2,720 $3,808 $2,879
Liberty Mutual $1,880 $2,347 $2,435 $2,385
Nationwide $2,008 $2,609 $3,651 $2,257
State Farm $1,577 $1,869 $1,723 $1,723
Travelers $1,983 $2,813 $4,883 $3,146
USAA $1,342 $1,914 $2,599 $1,627

Cheapest Soda Springs, ID Car Insurance for Teen Drivers

Teen car insurance in Soda Springs, ID can be expensive. Take a look at rates from the top car insurance companies in Soda Springs for teenagers.

Annual Car Insurance Rates for Teen Drivers in Soda Springs, Idaho

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,748 $10,087
American Family $7,355 $9,596
Farmers $7,794 $8,074
GEICO $4,278 $5,328
Liberty Mutual $4,420 $4,917
Nationwide $4,347 $5,363
State Farm $3,133 $3,948
Travelers $6,621 $10,435
USAA $3,598 $4,026

Cheapest Soda Springs, ID Car Insurance for Seniors

Take a look at Soda Springs, ID senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Soda Springs, Idaho

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,099 $2,179
American Family $1,859 $1,859
Farmers $1,426 $1,507
GEICO $1,919 $1,863
Liberty Mutual $1,191 $1,330
Nationwide $1,621 $1,723
State Farm $965 $965
Travelers $1,368 $1,361
USAA $1,070 $1,056

Cheapest Soda Springs, ID Car Insurance Rates After a DUI

A DUI in Soda Springs, ID increases car insurance rates. Compare Soda Springs, Idaho DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Soda Springs, Idaho

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,838
American Family $4,444
Farmers $3,347
GEICO $3,808
Liberty Mutual $2,435
Nationwide $3,651
State Farm $1,723
Travelers $4,883
USAA $2,599

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Cheapest Soda Springs, ID Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Soda Springs, ID by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Soda Springs, Idaho

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,191 $4,191
American Family $3,619 $3,771
Farmers $3,232 $3,232
GEICO $2,730 $2,825
Liberty Mutual $2,262 $2,262
Nationwide $2,631 $2,631
State Farm $1,683 $1,763
Travelers $3,206 $3,206
USAA $1,848 $1,893

The Best Cheap Car Insurance Companies in Soda Springs, ID

Take a look at a side-by-side comparison of the top car insurance companies in Soda Springs, ID to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Soda Springs, Idaho

Insurance Company Average Annual Rates
Allstate $4,191
American Family $3,695
Farmers $3,232
GEICO $2,778
Liberty Mutual $2,262
Nationwide $2,631
State Farm $1,723
Travelers $3,206
USAA $1,871

Category Winners: Cheapest Car Insurance in Soda Springs, Idaho

Find the cheapest car insurance companies in Soda Springs, ID for each category right here.

Best Annual Car Insurance Rates by Company in Soda Springs, Idaho

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Soda Springs, ID Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Soda Springs car insurance rates. Find the cheapest Soda Springs, ID car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Soda Springs, Idaho

Insurance Company Low Medium High
Allstate $4,015 $4,182 $4,375
American Family $3,705 $3,879 $3,502
Farmers $3,076 $3,195 $3,424
GEICO $2,640 $2,773 $2,920
Liberty Mutual $2,147 $2,258 $2,380
Nationwide $2,595 $2,764 $2,534
State Farm $1,636 $1,725 $1,808
Travelers $3,160 $3,253 $3,206
USAA $1,816 $1,868 $1,928

What affects car insurance rates in Soda Springs, Idaho?

What factors can have an impact on Soda Springs, ID car insurance? There are several reasons why Soda Springs car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Soda Springs, Idaho.

Car Theft in Soda Springs

High levels of vehicle theft can make car insurance more expensive. Soda Springs, ID car theft statistics from the FBI indicate 1 vehicle thefts a year.

Commute Time in Soda Springs

The more time you spend in your car the higher the risk of an accident. The average commute length in Soda Springs, ID is 11.8 minutes according to City-Data.

Compare Car Insurance Quotes in Soda Springs, ID

Ready to find affordable Soda Springs, Idaho car insurance today? Enter your ZIP code for fast, free Soda Springs, ID car insurance quotes.

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