Compare Sodus Point, NY Car Insurance Rates (2021)

Car insurance in Sodus Point, NY averages $248 a month. Sodus Point, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Sodus Point car insurance rates, compare quotes from the top car insurance companies in Sodus Point, NY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Sodus Point for teen drivers is GEICO
  • Average car insurance rates in Sodus Point, NY are $2,977/year
  • Average car insurance rates in Sodus Point, NY after a DUI are $3,893/year

If you need to buy Sodus Point, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Sodus Point, NY is right here.

You’ll find Sodus Point car insurance rates, the cheapest Sodus Point, NY car insurance companies, and information on New York car insurance laws. You can also compare Sodus Point, New York car insurance rates to Mount Vernon car insurance rates, New York car insurance rates, and Rochester car insurance rates.

Ready to find affordable Sodus Point, NY car insurance today? Enter your ZIP code for fast, free Sodus Point car insurance quotes.

Cheapest Sodus Point, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Sodus Point, NY car insurance rates? Every Sodus Point, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Sodus Point, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,270 $2,143 $2,120 $2,150 $6,381 $6,836 $2,266 $2,287
GEICO $1,188 $1,145 $1,155 $1,138 $2,439 $3,529 $1,073 $1,102
Liberty Mutual $3,126 $3,126 $2,913 $2,913 $6,046 $9,796 $3,126 $3,320
Nationwide $1,988 $1,988 $1,880 $1,880 $3,472 $5,150 $1,988 $2,519
Progressive $1,465 $1,373 $1,178 $1,198 $4,986 $5,556 $1,895 $1,853
State Farm $2,370 $2,370 $2,062 $2,062 $6,854 $8,822 $2,601 $2,733
Travelers $2,307 $2,339 $2,094 $2,254 $5,203 $6,192 $2,447 $2,554
USAA $1,407 $1,383 $1,273 $1,277 $5,556 $6,624 $1,796 $1,982

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Minimum Car Insurance in Sodus Point, NY

Every driver must carry the minimum car insurance in Sodus Point, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Sodus Point, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Sodus Point, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Sodus Point, NY. Compare credit history car insurance rates in Sodus Point from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Sodus Point, New York

Insurance Company Poor Fair Good
Allstate $4,724 $2,782 $2,414
GEICO $1,999 $1,470 $1,319
Liberty Mutual $5,994 $3,935 $2,957
Nationwide $2,608 $2,608 $2,608
Progressive $3,838 $2,003 $1,474
State Farm $5,274 $3,306 $2,623
Travelers $4,365 $2,757 $2,400
USAA $4,102 $2,062 $1,823

Cheapest Sodus Point, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Sodus Point, NY to rates for a clean record with top companies.

Annual Sodus Point, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,828 $2,828 $4,050 $3,521
GEICO $1,270 $1,383 $2,462 $1,270
Liberty Mutual $3,448 $3,448 $6,837 $3,448
Nationwide $2,004 $2,004 $4,377 $2,048
Progressive $2,372 $2,372 $2,623 $2,386
State Farm $3,560 $3,560 $3,908 $3,908
Travelers $2,738 $3,376 $3,422 $3,158
USAA $2,368 $2,406 $3,469 $2,406

Cheapest Sodus Point, NY Car Insurance for Teen Drivers

Teen car insurance in Sodus Point, NY can be expensive. Take a look at rates from the top car insurance companies in Sodus Point for teenagers.

Annual Car Insurance Rates for Teen Drivers in Sodus Point, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,381 $6,836
GEICO $2,439 $3,529
Liberty Mutual $6,046 $9,796
Nationwide $3,472 $5,150
Progressive $4,986 $5,556
State Farm $6,854 $8,822
Travelers $5,203 $6,192
USAA $5,556 $6,624

Cheapest Sodus Point, NY Car Insurance for Seniors

Take a look at Sodus Point, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Sodus Point, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,120 $2,150
GEICO $1,155 $1,138
Liberty Mutual $2,913 $2,913
Nationwide $1,880 $1,880
Progressive $1,178 $1,198
State Farm $2,062 $2,062
Travelers $2,094 $2,254
USAA $1,273 $1,277

Cheapest Sodus Point, NY Car Insurance Rates After a DUI

A DUI in Sodus Point, NY increases car insurance rates. Compare Sodus Point, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Sodus Point, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,050
GEICO $2,462
Liberty Mutual $6,837
Nationwide $4,377
Progressive $2,623
State Farm $3,908
Travelers $3,422
USAA $3,469

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Cheapest Sodus Point, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Sodus Point, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Sodus Point, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,263 $3,351
GEICO $1,550 $1,642
Liberty Mutual $4,176 $4,415
Nationwide $2,608 $2,608
Progressive $2,438 $2,438
State Farm $3,600 $3,869
Travelers $3,174 $3,174
USAA $2,636 $2,689

The Best Cheap Car Insurance Companies in Sodus Point, NY

Take a look at a side-by-side comparison of the top car insurance companies in Sodus Point, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Sodus Point, New York

Insurance Company Average Annual Rates
Allstate $3,307
GEICO $1,596
Liberty Mutual $4,295
Nationwide $2,608
Progressive $2,438
State Farm $3,734
Travelers $3,174
USAA $2,662

Category Winners: Cheapest Car Insurance in Sodus Point, New York

Find the cheapest car insurance companies in Sodus Point, NY for each category right here.

Best Annual Car Insurance Rates by Company in Sodus Point, New York

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Cheapest Sodus Point, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Sodus Point car insurance rates. Find the cheapest Sodus Point, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Sodus Point, New York

Insurance Company Low Medium High
Allstate $3,123 $3,296 $3,501
GEICO $1,511 $1,591 $1,686
Liberty Mutual $4,105 $4,280 $4,502
Nationwide $2,466 $2,588 $2,770
Progressive $2,316 $2,425 $2,573
State Farm $3,560 $3,754 $3,889
Travelers $3,004 $3,140 $3,377
USAA $2,588 $2,650 $2,748

What affects car insurance rates in Sodus Point, New York?

What factors can have an impact on Sodus Point, NY car insurance? There are several reasons why Sodus Point car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Sodus Point, New York.

Commute Time in Sodus Point

The more time you spend in your car the higher the risk of an accident. The average commute length in Sodus Point, NY is 26.4 minutes according to City-Data.

Compare Car Insurance Quotes in Sodus Point, NY

Ready to find affordable Sodus Point, New York car insurance today? Enter your ZIP code for fast, free Sodus Point, NY car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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