Compare Solana Beach, CA Car Insurance Rates (2021)

Car insurance in Solana Beach, CA averages $280 a month. Solana Beach, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Solana Beach car insurance rates, compare quotes from the top car insurance companies in Solana Beach, CA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Solana Beach, CA after a DUI are $4,719/year
  • Average car insurance rates in Solana Beach, CA are $3,355/year
  • The cheapest car insurance company in Solana Beach is USAA

If you need to buy Solana Beach, California car insurance, the options can be confusing. Everything you need to know about car insurance in Solana Beach, CA is right here.

You’ll find Solana Beach car insurance rates, the cheapest Solana Beach, CA car insurance companies, and information on California car insurance laws. You can also compare Solana Beach, California car insurance rates to San Francisco car insurance rates, Long Beach car insurance rates, and Sacramento car insurance rates.

Ready to find affordable Solana Beach, CA car insurance today? Enter your ZIP code for fast, free Solana Beach car insurance quotes.

Cheapest Solana Beach, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Solana Beach, CA car insurance rates? Every Solana Beach, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Solana Beach, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,630 $2,631 $1,928 $1,945 $7,381 $9,290 $3,367 $3,697
Farmers $2,404 $2,404 $2,174 $2,174 $7,640 $12,455 $2,846 $3,168
GEICO $1,643 $1,644 $1,546 $1,546 $4,999 $5,084 $2,360 $2,412
Liberty Mutual $1,978 $1,866 $1,846 $1,787 $4,258 $4,564 $2,217 $2,247
Nationwide $2,900 $2,767 $2,542 $2,395 $7,418 $8,172 $3,469 $3,425
Progressive $1,680 $1,729 $1,426 $1,693 $4,486 $5,402 $2,412 $2,592
State Farm $3,157 $3,157 $2,821 $2,821 $5,863 $7,299 $3,494 $3,599
Travelers $2,273 $2,195 $2,019 $1,999 $4,748 $5,370 $2,944 $2,877
USAA $1,819 $1,721 $1,776 $1,780 $4,152 $4,174 $2,514 $2,374

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Minimum Car Insurance in Solana Beach, CA

Every driver must carry the minimum car insurance in Solana Beach, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Solana Beach, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Solana Beach, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Solana Beach, CA to rates for a clean record with top companies.

Annual Solana Beach, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,482 $4,169 $6,530 $3,254
Farmers $3,264 $4,440 $5,522 $4,405
GEICO $1,856 $2,866 $3,594 $2,302
Liberty Mutual $2,253 $3,017 $2,725 $2,387
Nationwide $2,890 $3,702 $6,251 $3,702
Progressive $1,757 $2,982 $3,442 $2,531
State Farm $2,877 $3,429 $6,463 $3,337
Travelers $2,039 $3,325 $3,843 $3,005
USAA $1,688 $2,513 $4,105 $1,848

Cheapest Solana Beach, CA Car Insurance for Teen Drivers

Teen car insurance in Solana Beach, CA can be expensive. Take a look at rates from the top car insurance companies in Solana Beach for teenagers.

Annual Car Insurance Rates for Teen Drivers in Solana Beach, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,381 $9,290
Farmers $7,640 $12,455
GEICO $4,999 $5,084
Liberty Mutual $4,258 $4,564
Nationwide $7,418 $8,172
Progressive $4,486 $5,402
State Farm $5,863 $7,299
Travelers $4,748 $5,370
USAA $4,152 $4,174

Cheapest Solana Beach, CA Car Insurance for Seniors

Take a look at Solana Beach, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Solana Beach, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,928 $1,945
Farmers $2,174 $2,174
GEICO $1,546 $1,546
Liberty Mutual $1,846 $1,787
Nationwide $2,542 $2,395
Progressive $1,426 $1,693
State Farm $2,821 $2,821
Travelers $2,019 $1,999
USAA $1,776 $1,780

Cheapest Solana Beach, CA Car Insurance Rates After a DUI

A DUI in Solana Beach, CA increases car insurance rates. Compare Solana Beach, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Solana Beach, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,530
Farmers $5,522
GEICO $3,594
Liberty Mutual $2,725
Nationwide $6,251
Progressive $3,442
State Farm $6,463
Travelers $3,843
USAA $4,105

Cheapest Solana Beach, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Solana Beach, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Solana Beach, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,710 $4,507
Farmers $3,999 $4,817
GEICO $2,411 $2,897
Liberty Mutual $2,384 $2,807
Nationwide $3,652 $4,620
Progressive $2,427 $2,928
State Farm $3,878 $4,175
Travelers $2,751 $3,355
USAA $2,340 $2,737

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The Best Cheap Car Insurance Companies in Solana Beach, CA

Take a look at a side-by-side comparison of the top car insurance companies in Solana Beach, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Solana Beach, California

Insurance Company Average Annual Rates
Allstate $4,109
Farmers $4,408
GEICO $2,654
Liberty Mutual $2,595
Nationwide $4,136
Progressive $2,678
State Farm $4,026
Travelers $3,053
USAA $2,539

Category Winners: Cheapest Car Insurance in Solana Beach, California

Find the cheapest car insurance companies in Solana Beach, CA for each category right here.

Best Annual Car Insurance Rates by Company in Solana Beach, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest Solana Beach, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Solana Beach car insurance rates. Find the cheapest Solana Beach, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Solana Beach, California

Insurance Company Low Medium High
Allstate $3,907 $4,142 $4,277
Farmers $4,082 $4,445 $4,697
GEICO $2,402 $2,685 $2,876
Liberty Mutual $2,400 $2,621 $2,765
Nationwide $3,723 $4,211 $4,474
Progressive $2,405 $2,762 $2,867
State Farm $3,557 $4,111 $4,411
Travelers $2,627 $3,146 $3,386
USAA $2,299 $2,589 $2,728

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What affects car insurance rates in Solana Beach, California?

What factors can have an impact on Solana Beach, CA car insurance? There are several reasons why Solana Beach car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Solana Beach, California.

Car Theft in Solana Beach

High levels of vehicle theft can make car insurance more expensive. Solana Beach, CA car theft statistics from the FBI indicate 21 vehicle thefts a year.

Commute Time in Solana Beach

The more time you spend in your car the higher the risk of an accident. The average commute length in Solana Beach, CA is 23.5 minutes according to City-Data.

Compare Car Insurance Quotes in Solana Beach, CA

Ready to find affordable Solana Beach, California car insurance today? Enter your ZIP code for fast, free Solana Beach, CA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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