Compare Somerdale, OH Car Insurance Rates (2021)

Car insurance in Somerdale, OH averages $220 a month. Somerdale, Ohio car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Somerdale car insurance rates, compare quotes from the top car insurance companies in Somerdale, OH.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Somerdale is American Family
  • Average car insurance rates in Somerdale, OH are $2,637/year
  • The cheapest car insurance company in Somerdale for teen drivers is American Family

If you need to buy Somerdale, Ohio car insurance, the options can be confusing. Everything you need to know about car insurance in Somerdale, OH is right here.

You’ll find Somerdale car insurance rates, the cheapest Somerdale, OH car insurance companies, and information on Ohio car insurance laws. You can also compare Somerdale, Ohio car insurance rates to Columbus car insurance rates, Akron car insurance rates, and Cincinnati car insurance rates.

Ready to find affordable Somerdale, OH car insurance today? Enter your ZIP code for fast, free Somerdale car insurance quotes.

Cheapest Somerdale, OH Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Somerdale, OH car insurance rates? Every Somerdale, Ohio car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Somerdale, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,080 $2,079 $1,866 $1,997 $5,677 $6,498 $2,201 $2,361
American Family $868 $900 $789 $792 $2,607 $2,828 $1,072 $1,128
Farmers $1,569 $1,567 $1,383 $1,458 $6,869 $7,134 $1,757 $1,837
GEICO $1,370 $1,326 $1,266 $1,267 $3,627 $3,381 $1,526 $1,303
Liberty Mutual $2,007 $2,191 $1,543 $1,874 $10,574 $11,952 $2,131 $2,331
Nationwide $2,108 $2,122 $1,900 $1,918 $5,290 $6,843 $2,263 $2,640
Progressive $1,516 $1,436 $1,262 $1,299 $6,582 $7,413 $1,822 $1,877
State Farm $1,395 $1,395 $1,242 $1,242 $4,257 $5,353 $1,617 $1,853
Travelers $1,423 $1,445 $1,411 $1,401 $6,015 $9,442 $1,481 $1,704
USAA $839 $846 $798 $797 $2,571 $2,863 $1,119 $1,210

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Minimum Car Insurance in Somerdale, OH

Every driver must carry the minimum car insurance in Somerdale, OH. Take a look at the Ohio car insurance requirements.

Minimum Required Car Insurance Coverage in Somerdale, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Somerdale, OH Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Somerdale, OH. Compare credit history car insurance rates in Somerdale from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Somerdale, Ohio

Insurance Company Poor Fair Good
Allstate $3,977 $2,889 $2,418
American Family $1,822 $1,244 $1,052
Farmers $3,340 $2,817 $2,683
GEICO $2,258 $1,883 $1,508
Liberty Mutual $6,200 $3,800 $2,976
Nationwide $3,783 $3,049 $2,575
Progressive $3,268 $2,812 $2,623
State Farm $3,269 $2,021 $1,593
Travelers $3,404 $2,957 $2,759
USAA $1,792 $1,268 $1,081

Cheapest Somerdale, OH Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Somerdale, OH to rates for a clean record with top companies.

Annual Somerdale, Ohio Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,612 $3,148 $3,674 $2,945
American Family $1,316 $1,392 $1,392 $1,392
Farmers $2,433 $3,128 $3,051 $3,175
GEICO $1,288 $1,845 $2,640 $1,760
Liberty Mutual $3,633 $4,664 $4,765 $4,240
Nationwide $2,508 $3,197 $4,062 $2,776
Progressive $2,505 $3,391 $2,665 $3,043
State Farm $2,096 $2,493 $2,294 $2,294
Travelers $2,241 $2,917 $4,396 $2,608
USAA $1,062 $1,422 $1,861 $1,176

Cheapest Somerdale, OH Car Insurance for Teen Drivers

Teen car insurance in Somerdale, OH can be expensive. Take a look at rates from the top car insurance companies in Somerdale for teenagers.

Annual Car Insurance Rates for Teen Drivers in Somerdale, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,677 $6,498
American Family $2,607 $2,828
Farmers $6,869 $7,134
GEICO $3,627 $3,381
Liberty Mutual $10,574 $11,952
Nationwide $5,290 $6,843
Progressive $6,582 $7,413
State Farm $4,257 $5,353
Travelers $6,015 $9,442
USAA $2,571 $2,863

Cheapest Somerdale, OH Car Insurance for Seniors

Take a look at Somerdale, OH senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Somerdale, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,866 $1,997
American Family $789 $792
Farmers $1,383 $1,458
GEICO $1,266 $1,267
Liberty Mutual $1,543 $1,874
Nationwide $1,900 $1,918
Progressive $1,262 $1,299
State Farm $1,242 $1,242
Travelers $1,411 $1,401
USAA $798 $797

Cheapest Somerdale, OH Car Insurance Rates After a DUI

A DUI in Somerdale, OH increases car insurance rates. Compare Somerdale, Ohio DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Somerdale, Ohio

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,674
American Family $1,392
Farmers $3,051
GEICO $2,640
Liberty Mutual $4,765
Nationwide $4,062
Progressive $2,665
State Farm $2,294
Travelers $4,396
USAA $1,861

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Cheapest Somerdale, OH Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Somerdale, OH by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Somerdale, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,095 $3,095
American Family $1,357 $1,389
Farmers $2,947 $2,947
GEICO $1,849 $1,918
Liberty Mutual $4,325 $4,325
Nationwide $3,136 $3,136
Progressive $2,901 $2,901
State Farm $2,238 $2,350
Travelers $3,040 $3,040
USAA $1,328 $1,433

The Best Cheap Car Insurance Companies in Somerdale, OH

Take a look at a side-by-side comparison of the top car insurance companies in Somerdale, OH to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Somerdale, Ohio

Insurance Company Average Annual Rates
Allstate $3,095
American Family $1,373
Farmers $2,947
GEICO $1,883
Liberty Mutual $4,325
Nationwide $3,136
Progressive $2,901
State Farm $2,294
Travelers $3,040
USAA $1,380

Category Winners: Cheapest Car Insurance in Somerdale, Ohio

Find the cheapest car insurance companies in Somerdale, OH for each category right here.

Best Annual Car Insurance Rates by Company in Somerdale, Ohio

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record USAA
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation USAA

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Cheapest Somerdale, OH Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Somerdale car insurance rates. Find the cheapest Somerdale, OH car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Somerdale, Ohio

Insurance Company Low Medium High
Allstate $3,006 $3,090 $3,189
American Family $1,355 $1,383 $1,381
Farmers $2,793 $2,901 $3,146
GEICO $1,831 $1,876 $1,942
Liberty Mutual $4,168 $4,347 $4,461
Nationwide $3,466 $3,040 $2,901
Progressive $2,808 $2,880 $3,015
State Farm $2,189 $2,301 $2,393
Travelers $2,969 $3,079 $3,072
USAA $1,323 $1,379 $1,440

Compare Car Insurance Quotes in Somerdale, OH

Ready to find affordable Somerdale, Ohio car insurance today? Enter your ZIP code for fast, free Somerdale, OH car insurance quotes.

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