Compare Somers, MT Car Insurance Rates (2021)

Car insurance in Somers, MT averages $282 a month. Somers, Montana car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Somers car insurance rates, compare quotes from the top car insurance companies in Somers, MT.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Somers for teen drivers is Liberty Mutual
  • The cheapest car insurance company in Somers is Liberty Mutual
  • Average car insurance rates in Somers, MT after a DUI are $4,160/year

If you need to buy Somers, Montana car insurance, the options can be confusing. Everything you need to know about car insurance in Somers, MT is right here.

You’ll find Somers car insurance rates, the cheapest Somers, MT car insurance companies, and information on Montana car insurance laws. You can also compare Somers, Montana car insurance rates to Billings car insurance rates, Helena car insurance rates, and Livingston car insurance rates.

Ready to find affordable Somers, MT car insurance today? Enter your ZIP code for fast, free Somers car insurance quotes.

Cheapest Somers, MT Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Somers, MT car insurance rates? Every Somers, Montana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Somers, Montana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,975 $2,975 $2,734 $2,734 $11,629 $11,629 $3,203 $3,203
Farmers $2,804 $2,804 $2,519 $2,519 $7,658 $7,658 $3,069 $3,069
GEICO $2,693 $2,517 $2,628 $2,397 $6,561 $6,106 $2,309 $2,104
Liberty Mutual $1,085 $1,085 $1,072 $1,072 $2,278 $2,278 $1,306 $1,306
Nationwide $2,922 $2,922 $2,661 $2,661 $5,942 $5,942 $3,097 $3,097
Progressive $3,388 $3,388 $3,062 $3,062 $8,154 $8,154 $3,820 $3,820
State Farm $1,827 $1,827 $1,608 $1,608 $5,446 $5,446 $1,983 $1,983
USAA $1,314 $1,314 $1,178 $1,178 $4,436 $4,436 $1,628 $1,628

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Minimum Car Insurance in Somers, MT

Every driver must carry the minimum car insurance in Somers, MT. Take a look at the Montana car insurance requirements.

Minimum Required Car Insurance Coverage in Somers, Montana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Somers, MT Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Somers, MT. Compare credit history car insurance rates in Somers from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Somers, Montana

Insurance Company Poor Fair Good
Allstate $6,207 $4,970 $4,230
Farmers $4,736 $3,758 $3,543
GEICO $5,379 $2,867 $1,997
Liberty Mutual $1,435 $1,435 $1,435
Nationwide $4,607 $3,344 $3,015
Progressive $5,552 $4,269 $3,996
State Farm $3,912 $2,376 $1,861
USAA $2,868 $1,958 $1,591

Cheapest Somers, MT Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Somers, MT to rates for a clean record with top companies.

Annual Somers, Montana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,304 $5,110 $6,202 $4,926
Farmers $3,521 $4,559 $4,447 $3,521
GEICO $2,196 $3,474 $5,364 $2,624
Liberty Mutual $972 $1,706 $1,706 $1,358
Nationwide $2,657 $3,824 $4,933 $3,208
Progressive $3,964 $5,144 $4,910 $4,404
State Farm $2,526 $2,907 $2,716 $2,716
USAA $1,601 $2,004 $2,998 $1,953

Cheapest Somers, MT Car Insurance for Teen Drivers

Teen car insurance in Somers, MT can be expensive. Take a look at rates from the top car insurance companies in Somers for teenagers.

Annual Car Insurance Rates for Teen Drivers in Somers, Montana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,629 $11,629
Farmers $7,658 $7,658
GEICO $6,561 $6,106
Liberty Mutual $2,278 $2,278
Nationwide $5,942 $5,942
Progressive $8,154 $8,154
State Farm $5,446 $5,446
USAA $4,436 $4,436

Cheapest Somers, MT Car Insurance for Seniors

Take a look at Somers, MT senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Somers, Montana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,734 $2,734
Farmers $2,519 $2,519
GEICO $2,628 $2,397
Liberty Mutual $1,072 $1,072
Nationwide $2,661 $2,661
Progressive $3,062 $3,062
State Farm $1,608 $1,608
USAA $1,178 $1,178

Cheapest Somers, MT Car Insurance Rates After a DUI

A DUI in Somers, MT increases car insurance rates. Compare Somers, Montana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Somers, Montana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,202
Farmers $4,447
GEICO $5,364
Liberty Mutual $1,706
Nationwide $4,933
Progressive $4,910
State Farm $2,716
USAA $2,998

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Cheapest Somers, MT Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Somers, MT by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Somers, Montana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,013 $5,258
Farmers $4,012 $4,012
GEICO $3,354 $3,475
Liberty Mutual $1,435 $1,435
Nationwide $3,655 $3,655
Progressive $4,606 $4,606
State Farm $2,635 $2,798
USAA $2,114 $2,164

The Best Cheap Car Insurance Companies in Somers, MT

Take a look at a side-by-side comparison of the top car insurance companies in Somers, MT to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Somers, Montana

Insurance Company Average Annual Rates
Allstate $5,135
Farmers $4,012
GEICO $3,414
Liberty Mutual $1,435
Nationwide $3,655
Progressive $4,606
State Farm $2,716
USAA $2,139

Category Winners: Cheapest Car Insurance in Somers, Montana

Find the cheapest car insurance companies in Somers, MT for each category right here.

Best Annual Car Insurance Rates by Company in Somers, Montana

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

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Cheapest Somers, MT Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Somers car insurance rates. Find the cheapest Somers, MT car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Somers, Montana

Insurance Company Low Medium High
Allstate $4,850 $5,121 $5,435
Farmers $3,688 $4,008 $4,341
GEICO $3,250 $3,383 $3,610
Liberty Mutual $1,324 $1,440 $1,543
Nationwide $2,789 $3,893 $4,285
Progressive $4,326 $4,592 $4,899
State Farm $2,562 $2,707 $2,880
USAA $2,031 $2,126 $2,259

What affects car insurance rates in Somers, Montana?

What factors can have an impact on Somers, MT car insurance? There are several reasons why Somers car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Somers, Montana.

Commute Time in Somers

The more time you spend in your car the higher the risk of an accident. The average commute length in Somers, MT is 42.8 minutes according to City-Data.

Compare Car Insurance Quotes in Somers, MT

Ready to find affordable Somers, Montana car insurance today? Enter your ZIP code for fast, free Somers, MT car insurance quotes.

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