Compare Somerset, CA Car Insurance Rates (2021)

Car insurance in Somerset, CA averages $292 a month. Somerset, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Somerset car insurance rates, compare quotes from the top car insurance companies in Somerset, CA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Somerset, CA are $3,498/year
  • Average car insurance rates in Somerset, CA after a DUI are $4,930/year
  • The cheapest car insurance company in Somerset is GEICO

If you need to buy Somerset, California car insurance, the options can be confusing. Everything you need to know about car insurance in Somerset, CA is right here.

You’ll find Somerset car insurance rates, the cheapest Somerset, CA car insurance companies, and information on California car insurance laws. You can also compare Somerset, California car insurance rates to Sacramento car insurance rates, Bakersfield car insurance rates, and Los Angeles car insurance rates.

Ready to find affordable Somerset, CA car insurance today? Enter your ZIP code for fast, free Somerset car insurance quotes.

Cheapest Somerset, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Somerset, CA car insurance rates? Every Somerset, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Somerset, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,462 $2,470 $1,796 $1,820 $6,777 $8,533 $3,164 $3,497
Farmers $2,422 $2,422 $2,180 $2,180 $7,725 $12,688 $2,869 $3,194
GEICO $1,613 $1,615 $1,519 $1,519 $4,871 $4,958 $2,312 $2,369
Liberty Mutual $2,161 $2,052 $1,998 $1,940 $4,728 $5,005 $2,444 $2,455
Nationwide $3,321 $3,173 $2,900 $2,737 $8,365 $9,256 $3,947 $3,907
Progressive $1,746 $1,797 $1,497 $1,773 $4,687 $5,651 $2,535 $2,728
State Farm $3,431 $3,431 $3,064 $3,064 $6,259 $7,749 $3,797 $3,918
Travelers $2,375 $2,305 $2,095 $2,073 $4,842 $5,554 $3,081 $3,021
USAA $1,966 $1,865 $1,910 $1,920 $4,560 $4,553 $2,702 $2,557

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Minimum Car Insurance in Somerset, CA

Every driver must carry the minimum car insurance in Somerset, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Somerset, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Somerset, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Somerset, CA to rates for a clean record with top companies.

Annual Somerset, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,303 $3,873 $6,065 $3,019
Farmers $3,296 $4,489 $5,595 $4,459
GEICO $1,819 $2,793 $3,520 $2,256
Liberty Mutual $2,471 $3,314 $2,988 $2,619
Nationwide $3,278 $4,203 $7,118 $4,203
Progressive $1,828 $3,115 $3,632 $2,631
State Farm $3,092 $3,690 $6,984 $3,591
Travelers $2,125 $3,438 $4,002 $3,108
USAA $1,828 $2,720 $4,467 $2,002

Cheapest Somerset, CA Car Insurance for Teen Drivers

Teen car insurance in Somerset, CA can be expensive. Take a look at rates from the top car insurance companies in Somerset for teenagers.

Annual Car Insurance Rates for Teen Drivers in Somerset, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,777 $8,533
Farmers $7,725 $12,688
GEICO $4,871 $4,958
Liberty Mutual $4,728 $5,005
Nationwide $8,365 $9,256
Progressive $4,687 $5,651
State Farm $6,259 $7,749
Travelers $4,842 $5,554
USAA $4,560 $4,553

Cheapest Somerset, CA Car Insurance for Seniors

Take a look at Somerset, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Somerset, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,796 $1,820
Farmers $2,180 $2,180
GEICO $1,519 $1,519
Liberty Mutual $1,998 $1,940
Nationwide $2,900 $2,737
Progressive $1,497 $1,773
State Farm $3,064 $3,064
Travelers $2,095 $2,073
USAA $1,910 $1,920

Cheapest Somerset, CA Car Insurance Rates After a DUI

A DUI in Somerset, CA increases car insurance rates. Compare Somerset, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Somerset, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,065
Farmers $5,595
GEICO $3,520
Liberty Mutual $2,988
Nationwide $7,118
Progressive $3,632
State Farm $6,984
Travelers $4,002
USAA $4,467

Cheapest Somerset, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Somerset, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Somerset, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,443 $4,187
Farmers $4,047 $4,873
GEICO $2,359 $2,835
Liberty Mutual $2,616 $3,080
Nationwide $4,151 $5,251
Progressive $2,546 $3,057
State Farm $4,183 $4,495
Travelers $2,852 $3,485
USAA $2,533 $2,976

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The Best Cheap Car Insurance Companies in Somerset, CA

Take a look at a side-by-side comparison of the top car insurance companies in Somerset, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Somerset, California

Insurance Company Average Annual Rates
Allstate $3,815
Farmers $4,460
GEICO $2,597
Liberty Mutual $2,848
Nationwide $4,701
Progressive $2,801
State Farm $4,339
Travelers $3,168
USAA $2,754

Category Winners: Cheapest Car Insurance in Somerset, California

Find the cheapest car insurance companies in Somerset, CA for each category right here.

Best Annual Car Insurance Rates by Company in Somerset, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record GEICO
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest Somerset, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Somerset car insurance rates. Find the cheapest Somerset, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Somerset, California

Insurance Company Low Medium High
Allstate $3,623 $3,846 $3,975
Farmers $4,165 $4,493 $4,722
GEICO $2,348 $2,626 $2,816
Liberty Mutual $2,675 $2,871 $2,997
Nationwide $4,223 $4,777 $5,103
Progressive $2,492 $2,884 $3,028
State Farm $3,979 $4,399 $4,640
Travelers $2,782 $3,247 $3,475
USAA $2,458 $2,814 $2,991

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Compare Car Insurance Quotes in Somerset, CA

Ready to find affordable Somerset, California car insurance today? Enter your ZIP code for fast, free Somerset, CA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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