Compare Somerset Center, MI Car Insurance Rates (2021)

Car insurance in Somerset Center, MI averages $736 a month. Somerset Center, Michigan car insurance requirements are 20/40/10, but you might need full coverage insurance if your car is financed. To find cheap Somerset Center car insurance rates, compare quotes from the top car insurance companies in Somerset Center, MI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Somerset Center is USAA
  • The cheapest car insurance company in Somerset Center for teen drivers is USAA
  • Average car insurance rates in Somerset Center, MI after a DUI are $14,868/year

If you need to buy Somerset Center, Michigan car insurance, the options can be confusing. Everything you need to know about car insurance in Somerset Center, MI is right here.

You’ll find Somerset Center car insurance rates, the cheapest Somerset Center, MI car insurance companies, and information on Michigan car insurance laws. You can also compare Somerset Center, Michigan car insurance rates to Warren car insurance rates, Troy car insurance rates, and Dearborn car insurance rates.

Ready to find affordable Somerset Center, MI car insurance today? Enter your ZIP code for fast, free Somerset Center car insurance quotes.

Cheapest Somerset Center, MI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Somerset Center, MI car insurance rates? Every Somerset Center, Michigan car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Somerset Center, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $15,929 $15,929 $14,824 $14,824 $39,085 $39,085 $16,773 $16,773
Farmers $4,008 $4,008 $3,739 $3,739 $9,013 $9,013 $4,508 $4,508
GEICO $3,993 $3,993 $4,067 $4,067 $10,918 $10,918 $3,809 $3,809
Liberty Mutual $13,638 $13,638 $13,501 $13,501 $32,257 $32,257 $13,638 $13,638
Nationwide $2,608 $2,608 $2,355 $2,355 $5,982 $5,982 $2,809 $2,809
Progressive $2,971 $2,770 $2,623 $2,922 $10,809 $11,533 $3,461 $3,214
State Farm $6,244 $6,244 $5,752 $5,752 $21,293 $21,293 $7,311 $7,311
Travelers $4,480 $4,480 $3,858 $3,858 $13,395 $13,395 $4,862 $4,862
USAA $2,424 $2,301 $2,279 $2,158 $5,807 $5,521 $2,946 $2,832

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Minimum Car Insurance in Somerset Center, MI

Every driver must carry the minimum car insurance in Somerset Center, MI. Take a look at the Michigan car insurance requirements.

Minimum Required Car Insurance Coverage in Somerset Center, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Somerset Center, MI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Somerset Center, MI. Compare credit history car insurance rates in Somerset Center from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Somerset Center, Michigan

Insurance Company Poor Fair Good
Allstate $32,892 $18,196 $13,869
Farmers $6,988 $4,658 $4,305
GEICO $7,324 $5,385 $4,381
Liberty Mutual $28,872 $16,683 $9,220
Nationwide $4,285 $3,243 $2,788
Progressive $5,812 $4,891 $4,411
State Farm $16,445 $8,335 $5,670
Travelers $6,813 $6,608 $6,525
USAA $4,902 $2,806 $2,143

Cheapest Somerset Center, MI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Somerset Center, MI to rates for a clean record with top companies.

Annual Somerset Center, Michigan Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $10,533 $14,111 $47,226 $14,740
Farmers $4,467 $5,694 $5,618 $5,490
GEICO $2,020 $4,245 $12,813 $3,710
Liberty Mutual $12,830 $15,436 $28,384 $16,383
Nationwide $2,971 $3,886 $3,573 $3,324
Progressive $4,276 $5,605 $5,041 $5,229
State Farm $6,580 $7,821 $16,515 $9,684
Travelers $4,510 $6,426 $10,331 $5,327
USAA $2,649 $3,292 $4,309 $2,884

Cheapest Somerset Center, MI Car Insurance for Teen Drivers

Teen car insurance in Somerset Center, MI can be expensive. Take a look at rates from the top car insurance companies in Somerset Center for teenagers.

Annual Car Insurance Rates for Teen Drivers in Somerset Center, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $39,085 $39,085
Farmers $9,013 $9,013
GEICO $10,918 $10,918
Liberty Mutual $32,257 $32,257
Nationwide $5,982 $5,982
Progressive $10,809 $11,533
State Farm $21,293 $21,293
Travelers $13,395 $13,395
USAA $5,807 $5,521

Cheapest Somerset Center, MI Car Insurance for Seniors

Take a look at Somerset Center, MI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Somerset Center, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $14,824 $14,824
Farmers $3,739 $3,739
GEICO $4,067 $4,067
Liberty Mutual $13,501 $13,501
Nationwide $2,355 $2,355
Progressive $2,623 $2,922
State Farm $5,752 $5,752
Travelers $3,858 $3,858
USAA $2,279 $2,158

Cheapest Somerset Center, MI Car Insurance Rates After a DUI

A DUI in Somerset Center, MI increases car insurance rates. Compare Somerset Center, Michigan DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Somerset Center, Michigan

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $47,226
Farmers $5,618
GEICO $12,813
Liberty Mutual $28,384
Nationwide $3,573
Progressive $5,041
State Farm $16,515
Travelers $10,331
USAA $4,309

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Cheapest Somerset Center, MI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Somerset Center, MI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Somerset Center, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $21,653 $21,653
Farmers $5,317 $5,317
GEICO $5,566 $5,828
Liberty Mutual $17,626 $18,891
Nationwide $3,438 $3,438
Progressive $5,038 $5,038
State Farm $9,880 $10,420
Travelers $6,611 $6,686
USAA $3,246 $3,321

The Best Cheap Car Insurance Companies in Somerset Center, MI

Take a look at a side-by-side comparison of the top car insurance companies in Somerset Center, MI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Somerset Center, Michigan

Insurance Company Average Annual Rates
Allstate $21,653
Farmers $5,317
GEICO $5,697
Liberty Mutual $18,258
Nationwide $3,438
Progressive $5,038
State Farm $10,150
Travelers $6,649
USAA $3,284

Category Winners: Cheapest Car Insurance in Somerset Center, Michigan

Find the cheapest car insurance companies in Somerset Center, MI for each category right here.

Best Annual Car Insurance Rates by Company in Somerset Center, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI Nationwide
With 1 Speeding Violation USAA

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Cheapest Somerset Center, MI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Somerset Center car insurance rates. Find the cheapest Somerset Center, MI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Somerset Center, Michigan

Insurance Company Low Medium High
Allstate $21,000 $21,710 $22,248
Farmers $5,193 $5,307 $5,451
GEICO $5,316 $5,645 $6,129
Liberty Mutual $17,781 $18,212 $18,782
Nationwide $3,583 $3,386 $3,347
Progressive $4,891 $5,044 $5,179
State Farm $9,675 $10,209 $10,567
Travelers $6,575 $6,656 $6,715
USAA $3,191 $3,291 $3,369

Compare Car Insurance Quotes in Somerset Center, MI

Ready to find affordable Somerset Center, Michigan car insurance today? Enter your ZIP code for fast, free Somerset Center, MI car insurance quotes.

Free Car Insurance Comparison

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