Compare Somerset, CO Car Insurance Rates (2021)

Car insurance in Somerset, CO averages $307 a month. Somerset, Colorado car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Somerset car insurance rates, compare quotes from the top car insurance companies in Somerset, CO.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Somerset, CO are $3,689/year
  • Average car insurance rates in Somerset, CO after a DUI are $4,405/year
  • The cheapest car insurance company in Somerset is GEICO

If you need to buy Somerset, Colorado car insurance, the options can be confusing. Everything you need to know about car insurance in Somerset, CO is right here.

You’ll find Somerset car insurance rates, the cheapest Somerset, CO car insurance companies, and information on Colorado car insurance laws. You can also compare Somerset, Colorado car insurance rates to Denver car insurance rates, Fort Collins car insurance rates, and Centennial car insurance rates.

Ready to find affordable Somerset, CO car insurance today? Enter your ZIP code for fast, free Somerset car insurance quotes.

Cheapest Somerset, CO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Somerset, CO car insurance rates? Every Somerset, Colorado car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Somerset, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,464 $3,240 $3,088 $3,125 $11,805 $12,366 $3,854 $3,905
American Family $2,405 $2,405 $2,169 $2,169 $5,833 $7,813 $2,405 $2,955
Farmers $2,956 $2,926 $2,679 $2,876 $11,040 $11,122 $3,274 $3,336
GEICO $1,635 $1,788 $1,698 $1,902 $5,110 $5,456 $1,504 $1,552
Liberty Mutual $1,981 $1,976 $1,664 $1,823 $5,353 $5,844 $2,005 $2,057
Nationwide $2,210 $2,255 $1,977 $2,093 $5,513 $7,064 $2,533 $2,738
Progressive $2,494 $2,331 $2,138 $2,136 $8,418 $9,441 $2,828 $2,760
State Farm $1,711 $1,711 $1,534 $1,534 $4,884 $6,178 $1,913 $2,271
USAA $2,373 $2,383 $2,245 $2,262 $5,906 $6,780 $3,061 $3,347

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Somerset, CO

Every driver must carry the minimum car insurance in Somerset, CO. Take a look at the Colorado car insurance requirements.

Minimum Required Car Insurance Coverage in Somerset, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Somerset, CO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Somerset, CO. Compare credit history car insurance rates in Somerset from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Somerset, Colorado

Insurance Company Poor Fair Good
Allstate $7,152 $5,503 $4,162
American Family $4,580 $3,253 $2,724
Farmers $5,836 $4,740 $4,503
GEICO $3,098 $2,580 $2,063
Liberty Mutual $4,076 $2,466 $1,971
Nationwide $3,990 $3,154 $2,751
Progressive $4,626 $3,948 $3,631
State Farm $3,771 $2,425 $1,955
USAA $5,269 $2,982 $2,383

Cheapest Somerset, CO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Somerset, CO to rates for a clean record with top companies.

Annual Somerset, Colorado Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,780 $5,487 $6,736 $5,420
American Family $2,601 $3,699 $4,827 $2,949
Farmers $4,237 $5,447 $5,378 $5,042
GEICO $1,833 $2,820 $3,276 $2,393
Liberty Mutual $2,468 $2,903 $3,044 $2,936
Nationwide $2,537 $3,465 $4,398 $2,792
Progressive $3,535 $4,882 $3,732 $4,125
State Farm $2,503 $2,932 $2,717 $2,717
USAA $2,583 $3,145 $5,536 $2,915

Cheapest Somerset, CO Car Insurance for Teen Drivers

Teen car insurance in Somerset, CO can be expensive. Take a look at rates from the top car insurance companies in Somerset for teenagers.

Annual Car Insurance Rates for Teen Drivers in Somerset, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,805 $12,366
American Family $5,833 $7,813
Farmers $11,040 $11,122
GEICO $5,110 $5,456
Liberty Mutual $5,353 $5,844
Nationwide $5,513 $7,064
Progressive $8,418 $9,441
State Farm $4,884 $6,178
USAA $5,906 $6,780

Cheapest Somerset, CO Car Insurance for Seniors

Take a look at Somerset, CO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Somerset, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,088 $3,125
American Family $2,169 $2,169
Farmers $2,679 $2,876
GEICO $1,698 $1,902
Liberty Mutual $1,664 $1,823
Nationwide $1,977 $2,093
Progressive $2,138 $2,136
State Farm $1,534 $1,534
USAA $2,245 $2,262

Cheapest Somerset, CO Car Insurance Rates After a DUI

A DUI in Somerset, CO increases car insurance rates. Compare Somerset, Colorado DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Somerset, Colorado

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,736
American Family $4,827
Farmers $5,378
GEICO $3,276
Liberty Mutual $3,044
Nationwide $4,398
Progressive $3,732
State Farm $2,717
USAA $5,536

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Somerset, CO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Somerset, CO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Somerset, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,606 $5,606
American Family $3,444 $3,594
Farmers $5,026 $5,026
GEICO $2,528 $2,633
Liberty Mutual $2,838 $2,838
Nationwide $3,298 $3,298
Progressive $4,068 $4,068
State Farm $2,651 $2,783
USAA $3,443 $3,646

The Best Cheap Car Insurance Companies in Somerset, CO

Take a look at a side-by-side comparison of the top car insurance companies in Somerset, CO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Somerset, Colorado

Insurance Company Average Annual Rates
Allstate $5,606
American Family $3,519
Farmers $5,026
GEICO $2,581
Liberty Mutual $2,838
Nationwide $3,298
Progressive $4,068
State Farm $2,717
USAA $3,545

Category Winners: Cheapest Car Insurance in Somerset, Colorado

Find the cheapest car insurance companies in Somerset, CO for each category right here.

Best Annual Car Insurance Rates by Company in Somerset, Colorado

Category Insurance Company
Teenagers GEICO
Seniors State Farm
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Somerset, CO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Somerset car insurance rates. Find the cheapest Somerset, CO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Somerset, Colorado

Insurance Company Low Medium High
Allstate $5,374 $5,591 $5,853
American Family $3,354 $3,592 $3,610
Farmers $4,485 $4,965 $5,629
GEICO $2,394 $2,549 $2,799
Liberty Mutual $2,708 $2,829 $2,976
Nationwide $3,323 $3,295 $3,276
Progressive $3,843 $4,078 $4,284
State Farm $2,548 $2,717 $2,886
USAA $3,409 $3,544 $3,680

Compare Car Insurance Quotes in Somerset, CO

Ready to find affordable Somerset, Colorado car insurance today? Enter your ZIP code for fast, free Somerset, CO car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Average Monthly Car Insurance Rates by State