Compare Somerset, MA Car Insurance Rates (2021)

Car insurance in Somerset, MA averages $260 a month. Somerset, Massachusetts car insurance requirements are 20/40/5, but you might need full coverage insurance if your car is financed. To find cheap Somerset car insurance rates, compare quotes from the top car insurance companies in Somerset, MA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Somerset for teen drivers is State Farm
  • Average car insurance rates in Somerset, MA are $3,121/year
  • Average car insurance rates in Somerset, MA after a DUI are $3,840/year

If you need to buy Somerset, Massachusetts car insurance, the options can be confusing. Everything you need to know about car insurance in Somerset, MA is right here.

You’ll find Somerset car insurance rates, the cheapest Somerset, MA car insurance companies, and information on Massachusetts car insurance laws. You can also compare Somerset, Massachusetts car insurance rates to Quincy car insurance rates, New Bedford car insurance rates, and Cambridge car insurance rates.

Ready to find affordable Somerset, MA car insurance today? Enter your ZIP code for fast, free Somerset car insurance quotes.

Cheapest Somerset, MA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Somerset, MA car insurance rates? Every Somerset, Massachusetts car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Somerset, Massachusetts

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,277 $2,277 $2,277 $2,277 $8,192 $8,192 $2,559 $2,559
GEICO $1,950 $1,950 $1,806 $1,806 $5,557 $5,557 $2,014 $2,014
Liberty Mutual $2,895 $2,895 $2,522 $2,522 $9,574 $9,574 $3,028 $3,028
Progressive $2,170 $2,170 $2,084 $2,084 $8,212 $8,212 $2,346 $2,346
State Farm $953 $953 $953 $953 $2,771 $2,771 $953 $953
Travelers $2,872 $2,872 $2,539 $2,539 $5,858 $5,858 $3,182 $3,182
USAA $1,443 $1,443 $1,422 $1,422 $3,379 $3,379 $1,594 $1,594

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Minimum Car Insurance in Somerset, MA

Every driver must carry the minimum car insurance in Somerset, MA. Take a look at the Massachusetts car insurance requirements.

Minimum Required Car Insurance Coverage in Somerset, Massachusetts

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Somerset, MA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Somerset, MA to rates for a clean record with top companies.

Annual Somerset, Massachusetts Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,962 $4,412 $4,968 $2,962
GEICO $2,268 $3,114 $3,554 $2,391
Liberty Mutual $3,552 $4,846 $5,828 $3,791
Progressive $3,111 $4,385 $3,480 $3,836
State Farm $1,117 $1,517 $1,803 $1,194
Travelers $2,814 $3,893 $4,171 $3,573
USAA $1,394 $1,812 $3,073 $1,559

Cheapest Somerset, MA Car Insurance for Teen Drivers

Teen car insurance in Somerset, MA can be expensive. Take a look at rates from the top car insurance companies in Somerset for teenagers.

Annual Car Insurance Rates for Teen Drivers in Somerset, Massachusetts

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,192 $8,192
GEICO $5,557 $5,557
Liberty Mutual $9,574 $9,574
Progressive $8,212 $8,212
State Farm $2,771 $2,771
Travelers $5,858 $5,858
USAA $3,379 $3,379

Cheapest Somerset, MA Car Insurance for Seniors

Take a look at Somerset, MA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Somerset, Massachusetts

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,277 $2,277
GEICO $1,806 $1,806
Liberty Mutual $2,522 $2,522
Progressive $2,084 $2,084
State Farm $953 $953
Travelers $2,539 $2,539
USAA $1,422 $1,422

Cheapest Somerset, MA Car Insurance Rates After a DUI

A DUI in Somerset, MA increases car insurance rates. Compare Somerset, Massachusetts DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Somerset, Massachusetts

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,968
GEICO $3,554
Liberty Mutual $5,828
Progressive $3,480
State Farm $1,803
Travelers $4,171
USAA $3,073

Cheapest Somerset, MA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Somerset, MA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Somerset, Massachusetts

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,704 $3,949
GEICO $2,779 $2,885
Liberty Mutual $4,327 $4,682
Progressive $3,703 $3,703
State Farm $1,375 $1,441
Travelers $3,441 $3,785
USAA $1,905 $2,014

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Cheapest Somerset, MA Car Insurance Rates by ZIP Code

Somerset car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Somerset, MA.

Annual Car Insurance Rates by ZIP Code in Somerset, Massachusetts

ZIP Code Average Annual Rates
2725 $3,121
2726 $3,121

The Best Cheap Car Insurance Companies in Somerset, MA

Take a look at a side-by-side comparison of the top car insurance companies in Somerset, MA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Somerset, Massachusetts

Insurance Company Average Annual Rates
Allstate $3,826
GEICO $2,832
Liberty Mutual $4,505
Progressive $3,703
State Farm $1,408
Travelers $3,613
USAA $1,960

Category Winners: Cheapest Car Insurance in Somerset, Massachusetts

Find the cheapest car insurance companies in Somerset, MA for each category right here.

Best Annual Car Insurance Rates by Company in Somerset, Massachusetts

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Somerset, MA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Somerset car insurance rates. Find the cheapest Somerset, MA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Somerset, Massachusetts

Insurance Company Low Medium High
Allstate $3,535 $3,882 $4,061
GEICO $2,607 $2,884 $3,004
Liberty Mutual $4,211 $4,564 $4,739
Progressive $3,380 $3,773 $3,956
State Farm $1,276 $1,433 $1,515
Travelers $3,248 $3,689 $3,902
USAA $1,814 $1,993 $2,073

What affects car insurance rates in Somerset, Massachusetts?

What factors can have an impact on Somerset, MA car insurance? There are several reasons why Somerset car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Somerset, Massachusetts.

Commute Time in Somerset

The more time you spend in your car the higher the risk of an accident. The average commute length in Somerset, MA is 23.6 minutes according to City-Data.

Compare Car Insurance Quotes in Somerset, MA

Ready to find affordable Somerset, Massachusetts car insurance today? Enter your ZIP code for fast, free Somerset, MA car insurance quotes.

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