Compare Somerset, OH Car Insurance Rates (2021)

Car insurance in Somerset, OH averages $252 a month. Somerset, Ohio car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Somerset car insurance rates, compare quotes from the top car insurance companies in Somerset, OH.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Somerset is USAA
  • Average car insurance rates in Somerset, OH after a DUI are $3,505/year
  • Average car insurance rates in Somerset, OH are $3,023/year

If you need to buy Somerset, Ohio car insurance, the options can be confusing. Everything you need to know about car insurance in Somerset, OH is right here.

You’ll find Somerset car insurance rates, the cheapest Somerset, OH car insurance companies, and information on Ohio car insurance laws. You can also compare Somerset, Ohio car insurance rates to Parma car insurance rates, Lorain car insurance rates, and Cleveland car insurance rates.

Ready to find affordable Somerset, OH car insurance today? Enter your ZIP code for fast, free Somerset car insurance quotes.

Cheapest Somerset, OH Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Somerset, OH car insurance rates? Every Somerset, Ohio car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Somerset, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,355 $2,358 $2,107 $2,257 $6,374 $7,294 $2,498 $2,685
American Family $954 $994 $861 $868 $2,795 $3,046 $1,175 $1,240
Farmers $1,929 $1,924 $1,702 $1,790 $8,200 $8,496 $2,166 $2,278
GEICO $1,552 $1,504 $1,424 $1,415 $4,121 $3,851 $1,731 $1,487
Liberty Mutual $2,553 $2,791 $1,963 $2,381 $12,978 $14,693 $2,739 $3,011
Nationwide $2,235 $2,254 $2,008 $2,033 $5,497 $7,148 $2,405 $2,818
Progressive $1,875 $1,778 $1,553 $1,607 $8,146 $9,198 $2,250 $2,328
State Farm $1,610 $1,610 $1,421 $1,421 $4,743 $5,967 $1,863 $2,137
Travelers $1,500 $1,525 $1,482 $1,476 $6,362 $10,023 $1,561 $1,798
USAA $888 $896 $841 $843 $2,712 $3,025 $1,188 $1,288

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Somerset, OH

Every driver must carry the minimum car insurance in Somerset, OH. Take a look at the Ohio car insurance requirements.

Minimum Required Car Insurance Coverage in Somerset, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Somerset, OH Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Somerset, OH. Compare credit history car insurance rates in Somerset from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Somerset, Ohio

Insurance Company Poor Fair Good
Allstate $4,500 $3,253 $2,719
American Family $1,977 $1,353 $1,146
Farmers $4,048 $3,398 $3,236
GEICO $2,565 $2,136 $1,707
Liberty Mutual $7,760 $4,716 $3,690
Nationwide $3,983 $3,208 $2,708
Progressive $4,046 $3,481 $3,248
State Farm $3,701 $2,287 $1,802
Travelers $3,600 $3,129 $2,920
USAA $1,900 $1,340 $1,140

Cheapest Somerset, OH Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Somerset, OH to rates for a clean record with top companies.

Annual Somerset, Ohio Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,952 $3,555 $4,134 $3,323
American Family $1,429 $1,512 $1,512 $1,512
Farmers $2,936 $3,774 $3,681 $3,851
GEICO $1,463 $2,095 $2,979 $2,007
Liberty Mutual $4,538 $5,790 $5,944 $5,283
Nationwide $2,629 $3,365 $4,290 $2,915
Progressive $3,100 $4,198 $3,298 $3,771
State Farm $2,382 $2,811 $2,597 $2,597
Travelers $2,373 $3,086 $4,649 $2,756
USAA $1,125 $1,504 $1,966 $1,246

Cheapest Somerset, OH Car Insurance for Teen Drivers

Teen car insurance in Somerset, OH can be expensive. Take a look at rates from the top car insurance companies in Somerset for teenagers.

Annual Car Insurance Rates for Teen Drivers in Somerset, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,374 $7,294
American Family $2,795 $3,046
Farmers $8,200 $8,496
GEICO $4,121 $3,851
Liberty Mutual $12,978 $14,693
Nationwide $5,497 $7,148
Progressive $8,146 $9,198
State Farm $4,743 $5,967
Travelers $6,362 $10,023
USAA $2,712 $3,025

Cheapest Somerset, OH Car Insurance for Seniors

Take a look at Somerset, OH senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Somerset, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,107 $2,257
American Family $861 $868
Farmers $1,702 $1,790
GEICO $1,424 $1,415
Liberty Mutual $1,963 $2,381
Nationwide $2,008 $2,033
Progressive $1,553 $1,607
State Farm $1,421 $1,421
Travelers $1,482 $1,476
USAA $841 $843

Cheapest Somerset, OH Car Insurance Rates After a DUI

A DUI in Somerset, OH increases car insurance rates. Compare Somerset, Ohio DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Somerset, Ohio

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,134
American Family $1,512
Farmers $3,681
GEICO $2,979
Liberty Mutual $5,944
Nationwide $4,290
Progressive $3,298
State Farm $2,597
Travelers $4,649
USAA $1,966

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Somerset, OH Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Somerset, OH by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Somerset, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,491 $3,491
American Family $1,474 $1,510
Farmers $3,561 $3,561
GEICO $2,096 $2,176
Liberty Mutual $5,389 $5,389
Nationwide $3,300 $3,300
Progressive $3,592 $3,592
State Farm $2,535 $2,658
Travelers $3,216 $3,216
USAA $1,405 $1,516

The Best Cheap Car Insurance Companies in Somerset, OH

Take a look at a side-by-side comparison of the top car insurance companies in Somerset, OH to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Somerset, Ohio

Insurance Company Average Annual Rates
Allstate $3,491
American Family $1,492
Farmers $3,561
GEICO $2,136
Liberty Mutual $5,389
Nationwide $3,300
Progressive $3,592
State Farm $2,597
Travelers $3,216
USAA $1,460

Category Winners: Cheapest Car Insurance in Somerset, Ohio

Find the cheapest car insurance companies in Somerset, OH for each category right here.

Best Annual Car Insurance Rates by Company in Somerset, Ohio

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Somerset, OH Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Somerset car insurance rates. Find the cheapest Somerset, OH car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Somerset, Ohio

Insurance Company Low Medium High
Allstate $3,384 $3,484 $3,605
American Family $1,474 $1,503 $1,498
Farmers $3,399 $3,512 $3,770
GEICO $2,084 $2,128 $2,195
Liberty Mutual $5,212 $5,408 $5,547
Nationwide $3,656 $3,198 $3,045
Progressive $3,455 $3,563 $3,758
State Farm $2,500 $2,602 $2,688
Travelers $3,140 $3,257 $3,251
USAA $1,404 $1,459 $1,518

What affects car insurance rates in Somerset, Ohio?

What factors can have an impact on Somerset, OH car insurance? There are several reasons why Somerset car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Somerset, Ohio.

Car Theft in Somerset

High levels of vehicle theft can make car insurance more expensive. Somerset, OH car theft statistics from the FBI indicate 1 vehicle thefts a year.

Commute Time in Somerset

The more time you spend in your car the higher the risk of an accident. The average commute length in Somerset, OH is 26.7 minutes according to City-Data.

Compare Car Insurance Quotes in Somerset, OH

Ready to find affordable Somerset, Ohio car insurance today? Enter your ZIP code for fast, free Somerset, OH car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption