Compare Somerset, VA Car Insurance Rates (2021)

Car insurance in Somerset, VA averages $200 a month. Somerset, Virginia car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Somerset car insurance rates, compare quotes from the top car insurance companies in Somerset, VA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Somerset, VA after a DUI are $2,830/year
  • Average car insurance rates in Somerset, VA are $2,399/year
  • The cheapest car insurance company in Somerset is USAA

If you need to buy Somerset, Virginia car insurance, the options can be confusing. Everything you need to know about car insurance in Somerset, VA is right here.

You’ll find Somerset car insurance rates, the cheapest Somerset, VA car insurance companies, and information on Virginia car insurance laws. You can also compare Somerset, Virginia car insurance rates to Hampton car insurance rates, Virginia Beach car insurance rates, and Newport News car insurance rates.

Ready to find affordable Somerset, VA car insurance today? Enter your ZIP code for fast, free Somerset car insurance quotes.

Cheapest Somerset, VA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Somerset, VA car insurance rates? Every Somerset, Virginia car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Somerset, Virginia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,023 $1,913 $2,011 $2,011 $6,278 $7,235 $2,627 $2,636
GEICO $1,463 $1,464 $1,386 $1,386 $3,070 $4,128 $1,701 $1,688
Nationwide $1,435 $1,444 $1,272 $1,309 $3,403 $4,393 $1,582 $1,724
Progressive $1,343 $1,280 $1,206 $1,213 $6,059 $6,819 $1,631 $1,673
State Farm $1,465 $1,465 $1,318 $1,318 $4,379 $5,503 $1,655 $1,903
USAA $1,149 $1,132 $1,074 $1,081 $3,555 $4,230 $1,480 $1,627

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Minimum Car Insurance in Somerset, VA

Every driver must carry the minimum car insurance in Somerset, VA. Take a look at the Virginia car insurance requirements.

Minimum Required Car Insurance Coverage in Somerset, Virginia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Somerset, VA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Somerset, VA. Compare credit history car insurance rates in Somerset from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Somerset, Virginia

Insurance Company Poor Fair Good
Allstate $4,070 $3,262 $2,693
GEICO $2,262 $1,923 $1,923
Nationwide $2,455 $1,969 $1,787
Progressive $2,969 $2,583 $2,408
State Farm $3,379 $2,094 $1,654
USAA $2,560 $1,746 $1,442

Cheapest Somerset, VA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Somerset, VA to rates for a clean record with top companies.

Annual Somerset, Virginia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,514 $3,969 $3,659 $3,226
GEICO $1,542 $2,007 $3,052 $1,542
Nationwide $1,799 $1,799 $2,639 $2,043
Progressive $2,272 $2,994 $2,702 $2,644
State Farm $2,172 $2,580 $2,376 $2,376
USAA $1,482 $1,928 $2,549 $1,705

Cheapest Somerset, VA Car Insurance for Teen Drivers

Teen car insurance in Somerset, VA can be expensive. Take a look at rates from the top car insurance companies in Somerset for teenagers.

Annual Car Insurance Rates for Teen Drivers in Somerset, Virginia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,278 $7,235
GEICO $3,070 $4,128
Nationwide $3,403 $4,393
Progressive $6,059 $6,819
State Farm $4,379 $5,503
USAA $3,555 $4,230

Cheapest Somerset, VA Car Insurance for Seniors

Take a look at Somerset, VA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Somerset, Virginia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,011 $2,011
GEICO $1,386 $1,386
Nationwide $1,272 $1,309
Progressive $1,206 $1,213
State Farm $1,318 $1,318
USAA $1,074 $1,081

Cheapest Somerset, VA Car Insurance Rates After a DUI

A DUI in Somerset, VA increases car insurance rates. Compare Somerset, Virginia DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Somerset, Virginia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,659
GEICO $3,052
Nationwide $2,639
Progressive $2,702
State Farm $2,376
USAA $2,549

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Cheapest Somerset, VA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Somerset, VA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Somerset, Virginia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,242 $3,441
GEICO $1,998 $2,074
Nationwide $2,070 $2,070
Progressive $2,653 $2,653
State Farm $2,318 $2,434
USAA $1,845 $1,987

The Best Cheap Car Insurance Companies in Somerset, VA

Take a look at a side-by-side comparison of the top car insurance companies in Somerset, VA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Somerset, Virginia

Insurance Company Average Annual Rates
Allstate $3,342
GEICO $2,036
Nationwide $2,070
Progressive $2,653
State Farm $2,376
USAA $1,916

Category Winners: Cheapest Car Insurance in Somerset, Virginia

Find the cheapest car insurance companies in Somerset, VA for each category right here.

Best Annual Car Insurance Rates by Company in Somerset, Virginia

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Somerset, VA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Somerset car insurance rates. Find the cheapest Somerset, VA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Somerset, Virginia

Insurance Company Low Medium High
Allstate $3,257 $3,343 $3,426
GEICO $1,969 $2,035 $2,104
Nationwide $2,176 $2,049 $1,985
Progressive $2,544 $2,625 $2,791
State Farm $2,240 $2,372 $2,515
USAA $1,834 $1,920 $1,995

Compare Car Insurance Quotes in Somerset, VA

Ready to find affordable Somerset, Virginia car insurance today? Enter your ZIP code for fast, free Somerset, VA car insurance quotes.

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