Compare Somersville, CT Car Insurance Rates (2021)

Car insurance in Somersville, CT averages $363 a month. Somersville, Connecticut car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Somersville car insurance rates, compare quotes from the top car insurance companies in Somersville, CT.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Somersville, CT after a DUI are $5,266/year
  • Average car insurance rates in Somersville, CT are $4,356/year
  • The cheapest car insurance company in Somersville is GEICO

If you need to buy Somersville, Connecticut car insurance, the options can be confusing. Everything you need to know about car insurance in Somersville, CT is right here.

You’ll find Somersville car insurance rates, the cheapest Somersville, CT car insurance companies, and information on Connecticut car insurance laws. You can also compare Somersville, Connecticut car insurance rates to Meriden car insurance rates, Hartford car insurance rates, and Waterbury car insurance rates.

Ready to find affordable Somersville, CT car insurance today? Enter your ZIP code for fast, free Somersville car insurance quotes.

Cheapest Somersville, CT Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Somersville, CT car insurance rates? Every Somersville, Connecticut car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Somersville, Connecticut

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,507 $3,469 $3,232 $3,459 $10,695 $12,631 $3,667 $3,852
GEICO $1,929 $1,934 $1,789 $1,804 $4,434 $5,251 $1,860 $1,806
Liberty Mutual $3,116 $3,380 $2,400 $2,947 $15,528 $17,480 $3,161 $3,448
Nationwide $2,233 $2,259 $2,007 $2,105 $6,166 $7,822 $2,587 $2,781
Progressive $2,650 $2,467 $2,259 $2,352 $11,065 $12,269 $3,024 $3,388
State Farm $1,635 $1,635 $1,504 $1,504 $4,927 $6,185 $1,836 $2,107
Travelers $1,828 $1,854 $1,828 $1,822 $14,352 $23,234 $1,992 $2,230
USAA $1,855 $1,837 $1,727 $1,706 $5,822 $6,120 $2,481 $2,574

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Minimum Car Insurance in Somersville, CT

Every driver must carry the minimum car insurance in Somersville, CT. Take a look at the Connecticut car insurance requirements.

Minimum Required Car Insurance Coverage in Somersville, Connecticut

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Somersville, CT Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Somersville, CT. Compare credit history car insurance rates in Somersville from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Somersville, Connecticut

Insurance Company Poor Fair Good
Allstate $7,087 $5,355 $4,250
GEICO $3,780 $2,282 $1,740
Liberty Mutual $9,118 $5,695 $4,484
Nationwide $4,631 $3,105 $2,749
Progressive $5,369 $4,818 $4,615
State Farm $3,705 $2,378 $1,917
Travelers $6,968 $5,812 $5,647
USAA $3,987 $2,690 $2,369

Cheapest Somersville, CT Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Somersville, CT to rates for a clean record with top companies.

Annual Somersville, Connecticut Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,738 $5,847 $6,933 $4,738
GEICO $1,649 $2,158 $4,572 $2,024
Liberty Mutual $5,637 $7,053 $6,982 $6,058
Nationwide $2,847 $3,710 $4,249 $3,173
Progressive $4,209 $6,111 $4,428 $4,989
State Farm $2,484 $2,728 $2,728 $2,728
Travelers $4,942 $5,354 $7,804 $6,470
USAA $2,343 $2,941 $4,435 $2,343

Cheapest Somersville, CT Car Insurance for Teen Drivers

Teen car insurance in Somersville, CT can be expensive. Take a look at rates from the top car insurance companies in Somersville for teenagers.

Annual Car Insurance Rates for Teen Drivers in Somersville, Connecticut

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,695 $12,631
GEICO $4,434 $5,251
Liberty Mutual $15,528 $17,480
Nationwide $6,166 $7,822
Progressive $11,065 $12,269
State Farm $4,927 $6,185
Travelers $14,352 $23,234
USAA $5,822 $6,120

Cheapest Somersville, CT Car Insurance for Seniors

Take a look at Somersville, CT senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Somersville, Connecticut

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,232 $3,459
GEICO $1,789 $1,804
Liberty Mutual $2,400 $2,947
Nationwide $2,007 $2,105
Progressive $2,259 $2,352
State Farm $1,504 $1,504
Travelers $1,828 $1,822
USAA $1,727 $1,706

Cheapest Somersville, CT Car Insurance Rates After a DUI

A DUI in Somersville, CT increases car insurance rates. Compare Somersville, Connecticut DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Somersville, Connecticut

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,933
GEICO $4,572
Liberty Mutual $6,982
Nationwide $4,249
Progressive $4,428
State Farm $2,728
Travelers $7,804
USAA $4,435

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Cheapest Somersville, CT Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Somersville, CT by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Somersville, Connecticut

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,564 $5,564
GEICO $2,561 $2,640
Liberty Mutual $6,432 $6,432
Nationwide $3,495 $3,495
Progressive $4,934 $4,934
State Farm $2,602 $2,732
Travelers $6,143 $6,143
USAA $2,979 $3,051

The Best Cheap Car Insurance Companies in Somersville, CT

Take a look at a side-by-side comparison of the top car insurance companies in Somersville, CT to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Somersville, Connecticut

Insurance Company Average Annual Rates
Allstate $5,564
GEICO $2,601
Liberty Mutual $6,432
Nationwide $3,495
Progressive $4,934
State Farm $2,667
Travelers $6,143
USAA $3,015

Category Winners: Cheapest Car Insurance in Somersville, Connecticut

Find the cheapest car insurance companies in Somersville, CT for each category right here.

Best Annual Car Insurance Rates by Company in Somersville, Connecticut

Category Insurance Company
Teenagers GEICO
Seniors State Farm
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Somersville, CT Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Somersville car insurance rates. Find the cheapest Somersville, CT car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Somersville, Connecticut

Insurance Company Low Medium High
Allstate $5,237 $5,555 $5,900
GEICO $2,419 $2,569 $2,814
Liberty Mutual $6,202 $6,390 $6,706
Nationwide $3,571 $3,521 $3,393
Progressive $4,580 $4,889 $5,334
State Farm $2,504 $2,671 $2,826
Travelers $5,671 $6,098 $6,658
USAA $2,826 $3,018 $3,202

Compare Car Insurance Quotes in Somersville, CT

Ready to find affordable Somersville, Connecticut car insurance today? Enter your ZIP code for fast, free Somersville, CT car insurance quotes.

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Average Monthly Car Insurance Rates by State