Compare Somerville, VA Car Insurance Rates (2021)

Car insurance in Somerville, VA averages $211 a month. Somerville, Virginia car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Somerville car insurance rates, compare quotes from the top car insurance companies in Somerville, VA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Somerville, VA are $2,534/year
  • The cheapest car insurance company in Somerville is USAA
  • The cheapest car insurance company in Somerville for teen drivers is GEICO

If you need to buy Somerville, Virginia car insurance, the options can be confusing. Everything you need to know about car insurance in Somerville, VA is right here.

You’ll find Somerville car insurance rates, the cheapest Somerville, VA car insurance companies, and information on Virginia car insurance laws. You can also compare Somerville, Virginia car insurance rates to Hampton car insurance rates, Portsmouth car insurance rates, and Richmond car insurance rates.

Ready to find affordable Somerville, VA car insurance today? Enter your ZIP code for fast, free Somerville car insurance quotes.

Cheapest Somerville, VA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Somerville, VA car insurance rates? Every Somerville, Virginia car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Somerville, Virginia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,181 $2,057 $2,167 $2,167 $6,866 $7,884 $2,834 $2,833
GEICO $1,597 $1,598 $1,516 $1,516 $3,347 $4,485 $1,855 $1,841
Nationwide $1,489 $1,497 $1,320 $1,356 $3,570 $4,603 $1,643 $1,789
Progressive $1,263 $1,194 $1,146 $1,146 $5,938 $6,677 $1,530 $1,561
State Farm $1,543 $1,543 $1,391 $1,391 $4,646 $5,840 $1,745 $2,004
USAA $1,277 $1,258 $1,192 $1,202 $3,949 $4,701 $1,648 $1,813

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Minimum Car Insurance in Somerville, VA

Every driver must carry the minimum car insurance in Somerville, VA. Take a look at the Virginia car insurance requirements.

Minimum Required Car Insurance Coverage in Somerville, Virginia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Somerville, VA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Somerville, VA. Compare credit history car insurance rates in Somerville from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Somerville, Virginia

Insurance Company Poor Fair Good
Allstate $4,406 $3,544 $2,921
GEICO $2,466 $2,096 $2,096
Nationwide $2,559 $2,053 $1,863
Progressive $2,843 $2,495 $2,333
State Farm $3,575 $2,215 $1,749
USAA $2,852 $1,940 $1,599

Cheapest Somerville, VA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Somerville, VA to rates for a clean record with top companies.

Annual Somerville, Virginia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,703 $4,324 $3,978 $3,490
GEICO $1,680 $2,188 $3,330 $1,680
Nationwide $1,876 $1,876 $2,753 $2,130
Progressive $2,175 $2,904 $2,611 $2,537
State Farm $2,295 $2,731 $2,513 $2,513
USAA $1,648 $2,141 $2,832 $1,899

Cheapest Somerville, VA Car Insurance for Teen Drivers

Teen car insurance in Somerville, VA can be expensive. Take a look at rates from the top car insurance companies in Somerville for teenagers.

Annual Car Insurance Rates for Teen Drivers in Somerville, Virginia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,866 $7,884
GEICO $3,347 $4,485
Nationwide $3,570 $4,603
Progressive $5,938 $6,677
State Farm $4,646 $5,840
USAA $3,949 $4,701

Cheapest Somerville, VA Car Insurance for Seniors

Take a look at Somerville, VA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Somerville, Virginia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,167 $2,167
GEICO $1,516 $1,516
Nationwide $1,320 $1,356
Progressive $1,146 $1,146
State Farm $1,391 $1,391
USAA $1,192 $1,202

Cheapest Somerville, VA Car Insurance Rates After a DUI

A DUI in Somerville, VA increases car insurance rates. Compare Somerville, Virginia DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Somerville, Virginia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,978
GEICO $3,330
Nationwide $2,753
Progressive $2,611
State Farm $2,513
USAA $2,832

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Cheapest Somerville, VA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Somerville, VA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Somerville, Virginia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,514 $3,734
GEICO $2,177 $2,261
Nationwide $2,158 $2,158
Progressive $2,557 $2,557
State Farm $2,451 $2,575
USAA $2,051 $2,209

The Best Cheap Car Insurance Companies in Somerville, VA

Take a look at a side-by-side comparison of the top car insurance companies in Somerville, VA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Somerville, Virginia

Insurance Company Average Annual Rates
Allstate $3,624
GEICO $2,219
Nationwide $2,158
Progressive $2,557
State Farm $2,513
USAA $2,130

Category Winners: Cheapest Car Insurance in Somerville, Virginia

Find the cheapest car insurance companies in Somerville, VA for each category right here.

Best Annual Car Insurance Rates by Company in Somerville, Virginia

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Somerville, VA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Somerville car insurance rates. Find the cheapest Somerville, VA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Somerville, Virginia

Insurance Company Low Medium High
Allstate $3,524 $3,624 $3,722
GEICO $2,136 $2,217 $2,305
Nationwide $2,272 $2,137 $2,066
Progressive $2,444 $2,528 $2,699
State Farm $2,365 $2,510 $2,664
USAA $2,044 $2,134 $2,212

Compare Car Insurance Quotes in Somerville, VA

Ready to find affordable Somerville, Virginia car insurance today? Enter your ZIP code for fast, free Somerville, VA car insurance quotes.

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