Compare Somis, CA Car Insurance Rates (2021)

Car insurance in Somis, CA averages $292 a month. Somis, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Somis car insurance rates, compare quotes from the top car insurance companies in Somis, CA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Somis for teen drivers is USAA
  • Average car insurance rates in Somis, CA are $3,510/year
  • The cheapest car insurance company in Somis is Progressive

If you need to buy Somis, California car insurance, the options can be confusing. Everything you need to know about car insurance in Somis, CA is right here.

You’ll find Somis car insurance rates, the cheapest Somis, CA car insurance companies, and information on California car insurance laws. You can also compare Somis, California car insurance rates to Los Angeles car insurance rates, Fresno car insurance rates, and Oakland car insurance rates.

Ready to find affordable Somis, CA car insurance today? Enter your ZIP code for fast, free Somis car insurance quotes.

Cheapest Somis, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Somis, CA car insurance rates? Every Somis, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Somis, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,084 $3,069 $2,248 $2,253 $8,628 $10,809 $3,888 $4,209
Farmers $2,357 $2,357 $2,137 $2,137 $7,528 $12,294 $2,796 $3,117
GEICO $1,822 $1,822 $1,712 $1,712 $5,554 $5,653 $2,619 $2,677
Liberty Mutual $2,208 $2,075 $2,071 $2,000 $4,765 $5,125 $2,469 $2,510
Nationwide $2,978 $2,839 $2,626 $2,472 $7,595 $8,391 $3,544 $3,489
Progressive $1,579 $1,625 $1,349 $1,597 $4,215 $5,070 $2,274 $2,442
State Farm $3,247 $3,247 $2,903 $2,903 $6,028 $7,486 $3,598 $3,708
Travelers $2,280 $2,202 $2,024 $2,005 $4,767 $5,364 $2,951 $2,879
USAA $1,907 $1,804 $1,861 $1,866 $4,367 $4,385 $2,634 $2,488

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Minimum Car Insurance in Somis, CA

Every driver must carry the minimum car insurance in Somis, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Somis, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Somis, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Somis, CA to rates for a clean record with top companies.

Annual Somis, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,884 $4,816 $7,619 $3,775
Farmers $3,211 $4,371 $5,440 $4,339
GEICO $2,058 $3,187 $3,987 $2,553
Liberty Mutual $2,520 $3,372 $3,048 $2,671
Nationwide $2,962 $3,798 $6,410 $3,798
Progressive $1,651 $2,804 $3,244 $2,376
State Farm $2,958 $3,525 $6,646 $3,431
Travelers $2,035 $3,347 $3,844 $3,010
USAA $1,770 $2,636 $4,312 $1,939

Cheapest Somis, CA Car Insurance for Teen Drivers

Teen car insurance in Somis, CA can be expensive. Take a look at rates from the top car insurance companies in Somis for teenagers.

Annual Car Insurance Rates for Teen Drivers in Somis, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,628 $10,809
Farmers $7,528 $12,294
GEICO $5,554 $5,653
Liberty Mutual $4,765 $5,125
Nationwide $7,595 $8,391
Progressive $4,215 $5,070
State Farm $6,028 $7,486
Travelers $4,767 $5,364
USAA $4,367 $4,385

Cheapest Somis, CA Car Insurance for Seniors

Take a look at Somis, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Somis, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,248 $2,253
Farmers $2,137 $2,137
GEICO $1,712 $1,712
Liberty Mutual $2,071 $2,000
Nationwide $2,626 $2,472
Progressive $1,349 $1,597
State Farm $2,903 $2,903
Travelers $2,024 $2,005
USAA $1,861 $1,866

Cheapest Somis, CA Car Insurance Rates After a DUI

A DUI in Somis, CA increases car insurance rates. Compare Somis, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Somis, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,619
Farmers $5,440
GEICO $3,987
Liberty Mutual $3,048
Nationwide $6,410
Progressive $3,244
State Farm $6,646
Travelers $3,844
USAA $4,312

Cheapest Somis, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Somis, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Somis, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,295 $5,252
Farmers $3,938 $4,743
GEICO $2,676 $3,216
Liberty Mutual $2,664 $3,142
Nationwide $3,746 $4,738
Progressive $2,285 $2,752
State Farm $3,989 $4,291
Travelers $2,759 $3,359
USAA $2,454 $2,874

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The Best Cheap Car Insurance Companies in Somis, CA

Take a look at a side-by-side comparison of the top car insurance companies in Somis, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Somis, California

Insurance Company Average Annual Rates
Allstate $4,774
Farmers $4,340
GEICO $2,946
Liberty Mutual $2,903
Nationwide $4,242
Progressive $2,519
State Farm $4,140
Travelers $3,059
USAA $2,664

Category Winners: Cheapest Car Insurance in Somis, California

Find the cheapest car insurance companies in Somis, CA for each category right here.

Best Annual Car Insurance Rates by Company in Somis, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record Progressive
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest Somis, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Somis car insurance rates. Find the cheapest Somis, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Somis, California

Insurance Company Low Medium High
Allstate $4,457 $4,823 $5,040
Farmers $4,029 $4,376 $4,616
GEICO $2,650 $2,978 $3,211
Liberty Mutual $2,674 $2,930 $3,104
Nationwide $3,768 $4,319 $4,638
Progressive $2,248 $2,598 $2,711
State Farm $3,694 $4,222 $4,505
Travelers $2,603 $3,150 $3,424
USAA $2,406 $2,718 $2,869

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Compare Car Insurance Quotes in Somis, CA

Ready to find affordable Somis, California car insurance today? Enter your ZIP code for fast, free Somis, CA car insurance quotes.

Free Car Insurance Comparison

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