Compare Sonora, KY Car Insurance Rates (2021)

Car insurance in Sonora, KY averages $363 a month. Sonora, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Sonora car insurance rates, compare quotes from the top car insurance companies in Sonora, KY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Sonora is State Farm
  • The cheapest car insurance company in Sonora for teen drivers is USAA
  • Average car insurance rates in Sonora, KY after a DUI are $5,215/year

If you need to buy Sonora, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Sonora, KY is right here.

You’ll find Sonora car insurance rates, the cheapest Sonora, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Sonora, Kentucky car insurance rates to Hopkinsville car insurance rates, Florence car insurance rates, and Henderson car insurance rates.

Ready to find affordable Sonora, KY car insurance today? Enter your ZIP code for fast, free Sonora car insurance quotes.

Cheapest Sonora, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Sonora, KY car insurance rates? Every Sonora, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Sonora, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,184 $3,145 $2,885 $3,074 $11,870 $13,325 $3,511 $3,704
GEICO $3,676 $3,399 $3,843 $3,479 $7,439 $8,768 $2,990 $2,580
Liberty Mutual $3,057 $3,325 $2,615 $2,931 $11,726 $12,972 $3,190 $3,313
Nationwide $3,035 $3,029 $2,745 $2,862 $6,743 $8,373 $3,436 $3,593
Progressive $2,219 $2,117 $1,986 $2,000 $10,662 $12,064 $2,753 $2,814
State Farm $1,630 $1,630 $1,458 $1,458 $4,764 $6,038 $1,816 $2,020
Travelers $2,200 $2,236 $2,181 $2,179 $10,861 $17,451 $2,307 $2,632
USAA $1,792 $1,798 $1,621 $1,652 $4,717 $4,973 $2,260 $2,478

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Minimum Car Insurance in Sonora, KY

Every driver must carry the minimum car insurance in Sonora, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Sonora, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Sonora, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Sonora, KY. Compare credit history car insurance rates in Sonora from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Sonora, Kentucky

Insurance Company Poor Fair Good
Allstate $7,400 $5,109 $4,253
GEICO $7,434 $3,712 $2,419
Liberty Mutual $7,731 $4,716 $3,726
Nationwide $5,136 $4,037 $3,508
Progressive $5,123 $4,457 $4,150
State Farm $3,751 $2,275 $1,780
Travelers $5,854 $4,965 $4,948
USAA $3,953 $2,220 $1,811

Cheapest Sonora, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Sonora, KY to rates for a clean record with top companies.

Annual Sonora, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,626 $6,043 $6,456 $5,224
GEICO $2,708 $4,796 $7,268 $3,316
Liberty Mutual $4,506 $6,904 $5,371 $4,783
Nationwide $3,361 $4,347 $5,499 $3,701
Progressive $3,786 $5,599 $4,319 $4,603
State Farm $2,383 $2,820 $2,602 $2,602
Travelers $4,577 $4,706 $6,830 $4,910
USAA $2,009 $2,838 $3,380 $2,418

Cheapest Sonora, KY Car Insurance for Teen Drivers

Teen car insurance in Sonora, KY can be expensive. Take a look at rates from the top car insurance companies in Sonora for teenagers.

Annual Car Insurance Rates for Teen Drivers in Sonora, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,870 $13,325
GEICO $7,439 $8,768
Liberty Mutual $11,726 $12,972
Nationwide $6,743 $8,373
Progressive $10,662 $12,064
State Farm $4,764 $6,038
Travelers $10,861 $17,451
USAA $4,717 $4,973

Cheapest Sonora, KY Car Insurance for Seniors

Take a look at Sonora, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Sonora, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,885 $3,074
GEICO $3,843 $3,479
Liberty Mutual $2,615 $2,931
Nationwide $2,745 $2,862
Progressive $1,986 $2,000
State Farm $1,458 $1,458
Travelers $2,181 $2,179
USAA $1,621 $1,652

Cheapest Sonora, KY Car Insurance Rates After a DUI

A DUI in Sonora, KY increases car insurance rates. Compare Sonora, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Sonora, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,456
GEICO $7,268
Liberty Mutual $5,371
Nationwide $5,499
Progressive $4,319
State Farm $2,602
Travelers $6,830
USAA $3,380

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Cheapest Sonora, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Sonora, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Sonora, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,587 $5,587
GEICO $4,480 $4,563
Liberty Mutual $5,391 $5,391
Nationwide $4,227 $4,227
Progressive $4,577 $4,577
State Farm $2,538 $2,666
Travelers $5,256 $5,256
USAA $2,561 $2,761

The Best Cheap Car Insurance Companies in Sonora, KY

Take a look at a side-by-side comparison of the top car insurance companies in Sonora, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Sonora, Kentucky

Insurance Company Average Annual Rates
Allstate $5,587
GEICO $4,522
Liberty Mutual $5,391
Nationwide $4,227
Progressive $4,577
State Farm $2,602
Travelers $5,256
USAA $2,661

Category Winners: Cheapest Car Insurance in Sonora, Kentucky

Find the cheapest car insurance companies in Sonora, KY for each category right here.

Best Annual Car Insurance Rates by Company in Sonora, Kentucky

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Sonora, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Sonora car insurance rates. Find the cheapest Sonora, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Sonora, Kentucky

Insurance Company Low Medium High
Allstate $5,183 $5,565 $6,015
GEICO $4,184 $4,496 $4,885
Liberty Mutual $5,106 $5,353 $5,714
Nationwide $4,276 $4,178 $4,227
Progressive $4,223 $4,516 $4,991
State Farm $2,432 $2,597 $2,777
Travelers $4,967 $5,278 $5,523
USAA $2,530 $2,655 $2,800

What affects car insurance rates in Sonora, Kentucky?

What factors can have an impact on Sonora, KY car insurance? There are several reasons why Sonora car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Sonora, Kentucky.

Commute Time in Sonora

The more time you spend in your car the higher the risk of an accident. The average commute length in Sonora, KY is 26.4 minutes according to City-Data.

Compare Car Insurance Quotes in Sonora, KY

Ready to find affordable Sonora, Kentucky car insurance today? Enter your ZIP code for fast, free Sonora, KY car insurance quotes.

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