Compare Sopchoppy, FL Car Insurance Rates (2021)

Car insurance in Sopchoppy, FL averages $317 a month. Sopchoppy, Florida car insurance requirements are 10/20/10, but you might need full coverage insurance if your car is financed. To find cheap Sopchoppy car insurance rates, compare quotes from the top car insurance companies in Sopchoppy, FL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Sopchoppy, FL are $3,799/year
  • The cheapest car insurance company in Sopchoppy for teen drivers is USAA
  • Average car insurance rates in Sopchoppy, FL after a DUI are $4,538/year

If you need to buy Sopchoppy, Florida car insurance, the options can be confusing. Everything you need to know about car insurance in Sopchoppy, FL is right here.

You’ll find Sopchoppy car insurance rates, the cheapest Sopchoppy, FL car insurance companies, and information on Florida car insurance laws. You can also compare Sopchoppy, Florida car insurance rates to St. Petersburg car insurance rates, Miami car insurance rates, and Cape Coral car insurance rates.

Ready to find affordable Sopchoppy, FL car insurance today? Enter your ZIP code for fast, free Sopchoppy car insurance quotes.

Cheapest Sopchoppy, FL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Sopchoppy, FL car insurance rates? Every Sopchoppy, Florida car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Sopchoppy, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,676 $3,548 $3,198 $3,271 $12,757 $13,874 $3,778 $3,870
GEICO $2,527 $2,543 $2,359 $2,359 $4,492 $5,650 $2,788 $2,840
Liberty Mutual $3,165 $3,165 $2,902 $2,902 $6,663 $10,248 $3,165 $4,276
Nationwide $2,260 $2,243 $2,021 $2,096 $5,367 $6,652 $2,488 $2,605
Progressive $3,052 $2,899 $2,633 $2,823 $8,423 $9,284 $3,690 $3,596
State Farm $1,719 $1,719 $1,546 $1,546 $4,900 $6,272 $1,898 $2,054
USAA $1,387 $1,368 $1,282 $1,281 $4,617 $5,403 $1,740 $1,889

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Minimum Car Insurance in Sopchoppy, FL

Every driver must carry the minimum car insurance in Sopchoppy, FL. Take a look at the Florida car insurance requirements.

Minimum Required Car Insurance Coverage in Sopchoppy, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Sopchoppy, FL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Sopchoppy, FL. Compare credit history car insurance rates in Sopchoppy from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Sopchoppy, Florida

Insurance Company Poor Fair Good
Allstate $8,309 $5,321 $4,360
GEICO $4,633 $2,822 $2,130
Liberty Mutual $5,871 $4,311 $3,500
Nationwide $4,010 $2,957 $2,682
Progressive $5,946 $4,203 $3,501
State Farm $3,653 $2,441 $2,026
USAA $3,880 $1,875 $1,358

Cheapest Sopchoppy, FL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Sopchoppy, FL to rates for a clean record with top companies.

Annual Sopchoppy, Florida Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,177 $6,164 $6,896 $5,750
GEICO $2,238 $2,849 $4,220 $3,472
Liberty Mutual $3,350 $4,288 $6,111 $4,494
Nationwide $2,770 $3,020 $4,016 $3,060
Progressive $3,610 $5,303 $4,467 $4,820
State Farm $2,486 $2,927 $2,707 $2,707
USAA $1,875 $2,293 $3,354 $1,961

Cheapest Sopchoppy, FL Car Insurance for Teen Drivers

Teen car insurance in Sopchoppy, FL can be expensive. Take a look at rates from the top car insurance companies in Sopchoppy for teenagers.

Annual Car Insurance Rates for Teen Drivers in Sopchoppy, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,757 $13,874
GEICO $4,492 $5,650
Liberty Mutual $6,663 $10,248
Nationwide $5,367 $6,652
Progressive $8,423 $9,284
State Farm $4,900 $6,272
USAA $4,617 $5,403

Cheapest Sopchoppy, FL Car Insurance for Seniors

Take a look at Sopchoppy, FL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Sopchoppy, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,198 $3,271
GEICO $2,359 $2,359
Liberty Mutual $2,902 $2,902
Nationwide $2,021 $2,096
Progressive $2,633 $2,823
State Farm $1,546 $1,546
USAA $1,282 $1,281

Cheapest Sopchoppy, FL Car Insurance Rates After a DUI

A DUI in Sopchoppy, FL increases car insurance rates. Compare Sopchoppy, Florida DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Sopchoppy, Florida

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,896
GEICO $4,220
Liberty Mutual $6,111
Nationwide $4,016
Progressive $4,467
State Farm $2,707
USAA $3,354

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Cheapest Sopchoppy, FL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Sopchoppy, FL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Sopchoppy, Florida

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,822 $6,171
GEICO $3,179 $3,211
Liberty Mutual $4,414 $4,707
Nationwide $3,216 $3,216
Progressive $4,550 $4,550
State Farm $2,617 $2,797
USAA $2,344 $2,398

The Best Cheap Car Insurance Companies in Sopchoppy, FL

Take a look at a side-by-side comparison of the top car insurance companies in Sopchoppy, FL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Sopchoppy, Florida

Insurance Company Average Annual Rates
Allstate $5,997
GEICO $3,195
Liberty Mutual $4,561
Nationwide $3,216
Progressive $4,550
State Farm $2,707
USAA $2,371

Category Winners: Cheapest Car Insurance in Sopchoppy, Florida

Find the cheapest car insurance companies in Sopchoppy, FL for each category right here.

Best Annual Car Insurance Rates by Company in Sopchoppy, Florida

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Sopchoppy, FL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Sopchoppy car insurance rates. Find the cheapest Sopchoppy, FL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Sopchoppy, Florida

Insurance Company Low Medium High
Allstate $4,884 $6,248 $6,858
GEICO $2,753 $3,284 $3,548
Liberty Mutual $4,269 $4,620 $4,793
Nationwide $2,613 $3,331 $3,706
Progressive $3,947 $4,636 $5,067
State Farm $2,367 $2,761 $2,992
USAA $2,083 $2,445 $2,584

What affects car insurance rates in Sopchoppy, Florida?

What factors can have an impact on Sopchoppy, FL car insurance? There are several reasons why Sopchoppy car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Sopchoppy, Florida.

Commute Time in Sopchoppy

The more time you spend in your car the higher the risk of an accident. The average commute length in Sopchoppy, FL is 43.6 minutes according to City-Data.

Compare Car Insurance Quotes in Sopchoppy, FL

Ready to find affordable Sopchoppy, Florida car insurance today? Enter your ZIP code for fast, free Sopchoppy, FL car insurance quotes.

Free Car Insurance Comparison

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