Compare Soper, OK Car Insurance Rates (2021)

Car insurance in Soper, OK averages $349 a month. Soper, Oklahoma car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Soper car insurance rates, compare quotes from the top car insurance companies in Soper, OK.

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Soper, OK are $4,193/year
  • Average car insurance rates in Soper, OK after a DUI are $4,746/year
  • The cheapest car insurance company in Soper is State Farm

If you need to buy Soper, Oklahoma car insurance, the options can be confusing. Everything you need to know about car insurance in Soper, OK is right here.

You’ll find Soper car insurance rates, the cheapest Soper, OK car insurance companies, and information on Oklahoma car insurance laws. You can also compare Soper, Oklahoma car insurance rates to Edmond car insurance rates, Broken Arrow car insurance rates, and Tulsa car insurance rates.

Ready to find affordable Soper, OK car insurance today? Enter your ZIP code for fast, free Soper car insurance quotes.

Cheapest Soper, OK Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Soper, OK car insurance rates? Every Soper, Oklahoma car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Soper, Oklahoma

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,332 $2,344 $2,139 $2,247 $7,206 $8,467 $2,526 $2,678
Farmers $2,320 $2,303 $2,090 $2,205 $8,571 $8,767 $2,631 $2,760
GEICO $2,263 $2,475 $2,409 $2,699 $6,596 $7,054 $1,981 $2,014
Liberty Mutual $4,878 $5,163 $4,263 $4,654 $13,676 $15,039 $5,092 $5,307
Progressive $2,708 $2,577 $2,228 $2,357 $10,800 $12,115 $3,176 $3,342
State Farm $2,089 $2,089 $1,820 $1,820 $4,939 $6,273 $2,183 $2,438
USAA $1,829 $1,834 $1,751 $1,772 $5,929 $6,621 $2,358 $2,593

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Minimum Car Insurance in Soper, OK

Every driver must carry the minimum car insurance in Soper, OK. Take a look at the Oklahoma car insurance requirements.

Minimum Required Car Insurance Coverage in Soper, Oklahoma

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Soper, OK Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Soper, OK. Compare credit history car insurance rates in Soper from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Soper, Oklahoma

Insurance Company Poor Fair Good
Allstate $4,624 $3,508 $3,094
Farmers $4,563 $3,744 $3,561
GEICO $4,141 $3,436 $2,732
Liberty Mutual $10,442 $6,355 $4,980
Progressive $5,578 $4,747 $4,414
State Farm $4,117 $2,634 $2,119
USAA $4,578 $2,604 $2,075

Cheapest Soper, OK Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Soper, OK to rates for a clean record with top companies.

Annual Soper, Oklahoma Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,212 $3,769 $4,368 $3,620
Farmers $3,341 $4,282 $4,179 $4,021
GEICO $2,507 $3,833 $4,242 $3,163
Liberty Mutual $4,879 $8,177 $9,255 $6,726
Progressive $3,824 $7,112 $4,221 $4,494
State Farm $2,769 $3,144 $2,956 $2,956
USAA $2,276 $3,266 $4,001 $2,801

Cheapest Soper, OK Car Insurance for Teen Drivers

Teen car insurance in Soper, OK can be expensive. Take a look at rates from the top car insurance companies in Soper for teenagers.

Annual Car Insurance Rates for Teen Drivers in Soper, Oklahoma

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,206 $8,467
Farmers $8,571 $8,767
GEICO $6,596 $7,054
Liberty Mutual $13,676 $15,039
Progressive $10,800 $12,115
State Farm $4,939 $6,273
USAA $5,929 $6,621

Cheapest Soper, OK Car Insurance for Seniors

Take a look at Soper, OK senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Soper, Oklahoma

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,139 $2,247
Farmers $2,090 $2,205
GEICO $2,409 $2,699
Liberty Mutual $4,263 $4,654
Progressive $2,228 $2,357
State Farm $1,820 $1,820
USAA $1,751 $1,772

Cheapest Soper, OK Car Insurance Rates After a DUI

A DUI in Soper, OK increases car insurance rates. Compare Soper, Oklahoma DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Soper, Oklahoma

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,368
Farmers $4,179
GEICO $4,242
Liberty Mutual $9,255
Progressive $4,221
State Farm $2,956
USAA $4,001

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Cheapest Soper, OK Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Soper, OK by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Soper, Oklahoma

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,742 $3,742
Farmers $3,956 $3,956
GEICO $3,370 $3,503
Liberty Mutual $7,259 $7,259
Progressive $4,913 $4,913
State Farm $2,905 $3,008
USAA $3,049 $3,123

The Best Cheap Car Insurance Companies in Soper, OK

Take a look at a side-by-side comparison of the top car insurance companies in Soper, OK to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Soper, Oklahoma

Insurance Company Average Annual Rates
Allstate $3,742
Farmers $3,956
GEICO $3,436
Liberty Mutual $7,259
Progressive $4,913
State Farm $2,956
USAA $3,086

Category Winners: Cheapest Car Insurance in Soper, Oklahoma

Find the cheapest car insurance companies in Soper, OK for each category right here.

Best Annual Car Insurance Rates by Company in Soper, Oklahoma

Category Insurance Company
Teenagers State Farm
Seniors USAA
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Soper, OK Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Soper car insurance rates. Find the cheapest Soper, OK car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Soper, Oklahoma

Insurance Company Low Medium High
Allstate $3,540 $3,729 $3,957
Farmers $3,794 $3,915 $4,159
GEICO $3,204 $3,441 $3,665
Liberty Mutual $6,908 $7,235 $7,635
Progressive $4,573 $4,883 $5,283
State Farm $2,801 $2,936 $3,132
USAA $2,972 $3,078 $3,207

What affects car insurance rates in Soper, Oklahoma?

What factors can have an impact on Soper, OK car insurance? There are several reasons why Soper car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Soper, Oklahoma.

Commute Time in Soper

The more time you spend in your car the higher the risk of an accident. The average commute length in Soper, OK is 18.3 minutes according to City-Data.

Compare Car Insurance Quotes in Soper, OK

Ready to find affordable Soper, Oklahoma car insurance today? Enter your ZIP code for fast, free Soper, OK car insurance quotes.

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