Compare Soquel, CA Car Insurance Rates (2021)

Car insurance in Soquel, CA averages $265 a month. Soquel, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Soquel car insurance rates, compare quotes from the top car insurance companies in Soquel, CA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Soquel, CA after a DUI are $4,460/year
  • Average car insurance rates in Soquel, CA are $3,185/year
  • The cheapest car insurance company in Soquel is Progressive

If you need to buy Soquel, California car insurance, the options can be confusing. Everything you need to know about car insurance in Soquel, CA is right here.

You’ll find Soquel car insurance rates, the cheapest Soquel, CA car insurance companies, and information on California car insurance laws. You can also compare Soquel, California car insurance rates to Long Beach car insurance rates, San Jose car insurance rates, and Los Angeles car insurance rates.

Ready to find affordable Soquel, CA car insurance today? Enter your ZIP code for fast, free Soquel car insurance quotes.

Cheapest Soquel, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Soquel, CA car insurance rates? Every Soquel, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Soquel, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,343 $2,341 $1,725 $1,735 $6,563 $8,248 $2,982 $3,259
Farmers $2,248 $2,248 $2,026 $2,026 $7,176 $11,786 $2,664 $2,968
GEICO $1,546 $1,547 $1,455 $1,455 $4,706 $4,786 $2,221 $2,270
Liberty Mutual $2,126 $2,014 $1,979 $1,918 $4,657 $4,951 $2,399 $2,416
Nationwide $2,938 $2,803 $2,572 $2,423 $7,521 $8,282 $3,515 $3,472
Progressive $1,518 $1,559 $1,290 $1,526 $4,022 $4,823 $2,167 $2,323
State Farm $2,760 $2,760 $2,467 $2,467 $5,066 $6,271 $3,057 $3,154
Travelers $2,218 $2,147 $1,969 $1,948 $4,565 $5,213 $2,877 $2,813
USAA $1,793 $1,697 $1,751 $1,756 $4,075 $4,110 $2,486 $2,348

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Minimum Car Insurance in Soquel, CA

Every driver must carry the minimum car insurance in Soquel, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Soquel, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Soquel, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Soquel, CA to rates for a clean record with top companies.

Annual Soquel, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,214 $3,697 $5,793 $2,895
Farmers $3,061 $4,170 $5,198 $4,142
GEICO $1,748 $2,696 $3,382 $2,167
Liberty Mutual $2,437 $3,265 $2,946 $2,582
Nationwide $2,928 $3,750 $6,335 $3,750
Progressive $1,582 $2,679 $3,075 $2,278
State Farm $2,496 $2,978 $5,629 $2,898
Travelers $1,992 $3,224 $3,742 $2,916
USAA $1,664 $2,478 $4,044 $1,822

Cheapest Soquel, CA Car Insurance for Teen Drivers

Teen car insurance in Soquel, CA can be expensive. Take a look at rates from the top car insurance companies in Soquel for teenagers.

Annual Car Insurance Rates for Teen Drivers in Soquel, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,563 $8,248
Farmers $7,176 $11,786
GEICO $4,706 $4,786
Liberty Mutual $4,657 $4,951
Nationwide $7,521 $8,282
Progressive $4,022 $4,823
State Farm $5,066 $6,271
Travelers $4,565 $5,213
USAA $4,075 $4,110

Cheapest Soquel, CA Car Insurance for Seniors

Take a look at Soquel, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Soquel, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,725 $1,735
Farmers $2,026 $2,026
GEICO $1,455 $1,455
Liberty Mutual $1,979 $1,918
Nationwide $2,572 $2,423
Progressive $1,290 $1,526
State Farm $2,467 $2,467
Travelers $1,969 $1,948
USAA $1,751 $1,756

Cheapest Soquel, CA Car Insurance Rates After a DUI

A DUI in Soquel, CA increases car insurance rates. Compare Soquel, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Soquel, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,793
Farmers $5,198
GEICO $3,382
Liberty Mutual $2,946
Nationwide $6,335
Progressive $3,075
State Farm $5,629
Travelers $3,742
USAA $4,044

Cheapest Soquel, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Soquel, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Soquel, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,296 $4,003
Farmers $3,759 $4,526
GEICO $2,269 $2,727
Liberty Mutual $2,580 $3,036
Nationwide $3,700 $4,681
Progressive $2,177 $2,630
State Farm $3,374 $3,626
Travelers $2,675 $3,263
USAA $2,308 $2,696

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The Best Cheap Car Insurance Companies in Soquel, CA

Take a look at a side-by-side comparison of the top car insurance companies in Soquel, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Soquel, California

Insurance Company Average Annual Rates
Allstate $3,650
Farmers $4,143
GEICO $2,498
Liberty Mutual $2,808
Nationwide $4,191
Progressive $2,404
State Farm $3,500
Travelers $2,969
USAA $2,502

Category Winners: Cheapest Car Insurance in Soquel, California

Find the cheapest car insurance companies in Soquel, CA for each category right here.

Best Annual Car Insurance Rates by Company in Soquel, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record Progressive
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest Soquel, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Soquel car insurance rates. Find the cheapest Soquel, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Soquel, California

Insurance Company Low Medium High
Allstate $3,462 $3,681 $3,806
Farmers $3,870 $4,173 $4,385
GEICO $2,288 $2,526 $2,681
Liberty Mutual $2,618 $2,833 $2,972
Nationwide $3,788 $4,266 $4,518
Progressive $2,152 $2,484 $2,575
State Farm $3,192 $3,553 $3,756
Travelers $2,592 $3,050 $3,264
USAA $2,283 $2,548 $2,675

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What affects car insurance rates in Soquel, California?

What factors can have an impact on Soquel, CA car insurance? There are several reasons why Soquel car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Soquel, California.

Commute Time in Soquel

The more time you spend in your car the higher the risk of an accident. The average commute length in Soquel, CA is 27.5 minutes according to City-Data.

Compare Car Insurance Quotes in Soquel, CA

Ready to find affordable Soquel, California car insurance today? Enter your ZIP code for fast, free Soquel, CA car insurance quotes.

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