Compare South Beloit, IL Car Insurance Rates (2021)

Car insurance in South Beloit, IL averages $254 a month. South Beloit, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap South Beloit car insurance rates, compare quotes from the top car insurance companies in South Beloit, IL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in South Beloit, IL are $3,046/year
  • Average car insurance rates in South Beloit, IL after a DUI are $3,542/year
  • The cheapest car insurance company in South Beloit for teen drivers is State Farm

If you need to buy South Beloit, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in South Beloit, IL is right here.

You’ll find South Beloit car insurance rates, the cheapest South Beloit, IL car insurance companies, and information on Illinois car insurance laws. You can also compare South Beloit, Illinois car insurance rates to Peoria car insurance rates, Naperville car insurance rates, and Springfield car insurance rates.

Ready to find affordable South Beloit, IL car insurance today? Enter your ZIP code for fast, free South Beloit car insurance quotes.

Cheapest South Beloit, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect South Beloit, IL car insurance rates? Every South Beloit, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in South Beloit, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,209 $3,224 $3,354 $3,354 $8,342 $10,860 $3,860 $4,174
American Family $2,121 $2,121 $1,949 $1,949 $6,125 $8,434 $2,121 $2,743
Farmers $2,277 $2,272 $2,017 $2,135 $9,960 $10,378 $2,610 $2,728
GEICO $1,489 $1,509 $1,429 $1,724 $4,524 $4,715 $1,873 $1,790
Liberty Mutual $1,420 $1,531 $1,178 $1,314 $4,789 $5,322 $1,486 $1,569
Nationwide $1,556 $1,580 $1,390 $1,468 $4,204 $5,377 $1,806 $1,951
Progressive $1,847 $1,736 $1,523 $1,597 $6,918 $7,759 $2,201 $2,390
State Farm $1,326 $1,326 $1,195 $1,195 $3,956 $5,006 $1,503 $1,735
Travelers $1,475 $1,554 $1,363 $1,450 $4,409 $5,567 $1,559 $1,640
USAA $1,650 $1,683 $1,536 $1,518 $5,303 $5,848 $2,174 $2,396

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Minimum Car Insurance in South Beloit, IL

Every driver must carry the minimum car insurance in South Beloit, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in South Beloit, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest South Beloit, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in South Beloit, IL. Compare credit history car insurance rates in South Beloit from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in South Beloit, Illinois

Insurance Company Poor Fair Good
Allstate $6,434 $4,645 $4,062
American Family $4,566 $3,123 $2,647
Farmers $4,877 $4,108 $3,907
GEICO $3,813 $1,870 $1,461
Liberty Mutual $3,290 $2,054 $1,633
Nationwide $2,875 $2,330 $2,045
Progressive $3,691 $3,141 $2,907
State Farm $3,134 $1,876 $1,455
Travelers $2,890 $2,343 $1,898
USAA $3,680 $2,528 $2,083

Cheapest South Beloit, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in South Beloit, IL to rates for a clean record with top companies.

Annual South Beloit, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,605 $6,130 $5,712 $4,740
American Family $2,529 $3,607 $4,776 $2,868
Farmers $3,622 $4,681 $4,564 $4,321
GEICO $1,745 $2,359 $3,243 $2,179
Liberty Mutual $1,934 $2,752 $2,418 $2,199
Nationwide $1,957 $2,518 $2,951 $2,240
Progressive $2,671 $3,984 $2,959 $3,371
State Farm $1,959 $2,351 $2,155 $2,155
Travelers $1,890 $2,481 $2,769 $2,369
USAA $1,971 $2,830 $3,877 $2,377

Cheapest South Beloit, IL Car Insurance for Teen Drivers

Teen car insurance in South Beloit, IL can be expensive. Take a look at rates from the top car insurance companies in South Beloit for teenagers.

Annual Car Insurance Rates for Teen Drivers in South Beloit, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,342 $10,860
American Family $6,125 $8,434
Farmers $9,960 $10,378
GEICO $4,524 $4,715
Liberty Mutual $4,789 $5,322
Nationwide $4,204 $5,377
Progressive $6,918 $7,759
State Farm $3,956 $5,006
Travelers $4,409 $5,567
USAA $5,303 $5,848

Cheapest South Beloit, IL Car Insurance for Seniors

Take a look at South Beloit, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in South Beloit, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,354 $3,354
American Family $1,949 $1,949
Farmers $2,017 $2,135
GEICO $1,429 $1,724
Liberty Mutual $1,178 $1,314
Nationwide $1,390 $1,468
Progressive $1,523 $1,597
State Farm $1,195 $1,195
Travelers $1,363 $1,450
USAA $1,536 $1,518

Cheapest South Beloit, IL Car Insurance Rates After a DUI

A DUI in South Beloit, IL increases car insurance rates. Compare South Beloit, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in South Beloit, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,712
American Family $4,776
Farmers $4,564
GEICO $3,243
Liberty Mutual $2,418
Nationwide $2,951
Progressive $2,959
State Farm $2,155
Travelers $2,769
USAA $3,877

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Cheapest South Beloit, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in South Beloit, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in South Beloit, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,047 $5,047
American Family $3,401 $3,489
Farmers $4,297 $4,297
GEICO $2,338 $2,425
Liberty Mutual $2,326 $2,326
Nationwide $2,416 $2,416
Progressive $3,246 $3,246
State Farm $2,100 $2,210
Travelers $2,284 $2,470
USAA $2,686 $2,841

The Best Cheap Car Insurance Companies in South Beloit, IL

Take a look at a side-by-side comparison of the top car insurance companies in South Beloit, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in South Beloit, Illinois

Insurance Company Average Annual Rates
Allstate $5,047
American Family $3,445
Farmers $4,297
GEICO $2,382
Liberty Mutual $2,326
Nationwide $2,416
Progressive $3,246
State Farm $2,155
Travelers $2,377
USAA $2,764

Category Winners: Cheapest Car Insurance in South Beloit, Illinois

Find the cheapest car insurance companies in South Beloit, IL for each category right here.

Best Annual Car Insurance Rates by Company in South Beloit, Illinois

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record GEICO
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest South Beloit, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your South Beloit car insurance rates. Find the cheapest South Beloit, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in South Beloit, Illinois

Insurance Company Low Medium High
Allstate $4,902 $5,043 $5,197
American Family $3,303 $3,572 $3,461
Farmers $4,089 $4,196 $4,606
GEICO $2,164 $2,374 $2,607
Liberty Mutual $2,203 $2,321 $2,453
Nationwide $2,391 $2,439 $2,419
Progressive $2,978 $3,237 $3,525
State Farm $2,030 $2,159 $2,276
Travelers $2,222 $2,374 $2,535
USAA $2,573 $2,761 $2,957

What affects car insurance rates in South Beloit, Illinois?

What factors can have an impact on South Beloit, IL car insurance? There are several reasons why South Beloit car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in South Beloit, Illinois.

Commute Time in South Beloit

The more time you spend in your car the higher the risk of an accident. The average commute length in South Beloit, IL is 23.4 minutes according to City-Data.

Compare Car Insurance Quotes in South Beloit, IL

Ready to find affordable South Beloit, Illinois car insurance today? Enter your ZIP code for fast, free South Beloit, IL car insurance quotes.

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Average Monthly Car Insurance Rates by State