Compare South Bethlehem, NY Car Insurance Rates (2021)

Car insurance in South Bethlehem, NY averages $268 a month. South Bethlehem, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap South Bethlehem car insurance rates, compare quotes from the top car insurance companies in South Bethlehem, NY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in South Bethlehem is GEICO
  • Average car insurance rates in South Bethlehem, NY are $3,221/year
  • The cheapest car insurance company in South Bethlehem for teen drivers is GEICO

If you need to buy South Bethlehem, New York car insurance, the options can be confusing. Everything you need to know about car insurance in South Bethlehem, NY is right here.

You’ll find South Bethlehem car insurance rates, the cheapest South Bethlehem, NY car insurance companies, and information on New York car insurance laws. You can also compare South Bethlehem, New York car insurance rates to Utica car insurance rates, Mount Vernon car insurance rates, and Schenectady car insurance rates.

Ready to find affordable South Bethlehem, NY car insurance today? Enter your ZIP code for fast, free South Bethlehem car insurance quotes.

Cheapest South Bethlehem, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect South Bethlehem, NY car insurance rates? Every South Bethlehem, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in South Bethlehem, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,461 $2,325 $2,314 $2,358 $7,354 $7,952 $2,438 $2,467
GEICO $1,446 $1,395 $1,411 $1,390 $3,117 $4,626 $1,300 $1,343
Liberty Mutual $3,277 $3,277 $3,053 $3,053 $6,348 $10,291 $3,277 $3,482
Nationwide $2,101 $2,101 $1,984 $1,984 $3,761 $5,588 $2,101 $2,675
Progressive $1,645 $1,548 $1,329 $1,347 $5,541 $6,185 $2,127 $2,082
State Farm $1,956 $1,956 $1,712 $1,712 $5,906 $7,613 $2,157 $2,292
Travelers $2,437 $2,466 $2,247 $2,412 $5,790 $6,963 $2,593 $2,705
USAA $1,778 $1,745 $1,609 $1,609 $7,222 $8,613 $2,274 $2,509

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Minimum Car Insurance in South Bethlehem, NY

Every driver must carry the minimum car insurance in South Bethlehem, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in South Bethlehem, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest South Bethlehem, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in South Bethlehem, NY. Compare credit history car insurance rates in South Bethlehem from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in South Bethlehem, New York

Insurance Company Poor Fair Good
Allstate $5,294 $3,126 $2,707
GEICO $2,511 $1,844 $1,656
Liberty Mutual $6,293 $4,128 $3,101
Nationwide $2,787 $2,787 $2,787
Progressive $4,294 $2,238 $1,644
State Farm $4,465 $2,800 $2,223
Travelers $4,750 $3,000 $2,605
USAA $5,286 $2,640 $2,333

Cheapest South Bethlehem, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in South Bethlehem, NY to rates for a clean record with top companies.

Annual South Bethlehem, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,130 $3,130 $4,607 $3,968
GEICO $1,555 $1,696 $3,209 $1,555
Liberty Mutual $3,619 $3,619 $7,174 $3,619
Nationwide $2,138 $2,138 $4,686 $2,185
Progressive $2,653 $2,653 $2,929 $2,668
State Farm $3,008 $3,008 $3,318 $3,318
Travelers $2,947 $3,686 $3,739 $3,435
USAA $3,036 $3,086 $4,471 $3,086

Cheapest South Bethlehem, NY Car Insurance for Teen Drivers

Teen car insurance in South Bethlehem, NY can be expensive. Take a look at rates from the top car insurance companies in South Bethlehem for teenagers.

Annual Car Insurance Rates for Teen Drivers in South Bethlehem, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,354 $7,952
GEICO $3,117 $4,626
Liberty Mutual $6,348 $10,291
Nationwide $3,761 $5,588
Progressive $5,541 $6,185
State Farm $5,906 $7,613
Travelers $5,790 $6,963
USAA $7,222 $8,613

Cheapest South Bethlehem, NY Car Insurance for Seniors

Take a look at South Bethlehem, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in South Bethlehem, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,314 $2,358
GEICO $1,411 $1,390
Liberty Mutual $3,053 $3,053
Nationwide $1,984 $1,984
Progressive $1,329 $1,347
State Farm $1,712 $1,712
Travelers $2,247 $2,412
USAA $1,609 $1,609

Cheapest South Bethlehem, NY Car Insurance Rates After a DUI

A DUI in South Bethlehem, NY increases car insurance rates. Compare South Bethlehem, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in South Bethlehem, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,607
GEICO $3,209
Liberty Mutual $7,174
Nationwide $4,686
Progressive $2,929
State Farm $3,318
Travelers $3,739
USAA $4,471

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Cheapest South Bethlehem, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in South Bethlehem, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in South Bethlehem, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,659 $3,759
GEICO $1,944 $2,063
Liberty Mutual $4,382 $4,633
Nationwide $2,787 $2,787
Progressive $2,726 $2,726
State Farm $3,053 $3,272
Travelers $3,452 $3,452
USAA $3,386 $3,454

The Best Cheap Car Insurance Companies in South Bethlehem, NY

Take a look at a side-by-side comparison of the top car insurance companies in South Bethlehem, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in South Bethlehem, New York

Insurance Company Average Annual Rates
Allstate $3,709
GEICO $2,004
Liberty Mutual $4,507
Nationwide $2,787
Progressive $2,726
State Farm $3,163
Travelers $3,452
USAA $3,420

Category Winners: Cheapest Car Insurance in South Bethlehem, New York

Find the cheapest car insurance companies in South Bethlehem, NY for each category right here.

Best Annual Car Insurance Rates by Company in South Bethlehem, New York

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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Cheapest South Bethlehem, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your South Bethlehem car insurance rates. Find the cheapest South Bethlehem, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in South Bethlehem, New York

Insurance Company Low Medium High
Allstate $3,525 $3,698 $3,903
GEICO $1,899 $2,003 $2,110
Liberty Mutual $4,317 $4,492 $4,713
Nationwide $2,631 $2,767 $2,963
Progressive $2,594 $2,713 $2,870
State Farm $2,978 $3,184 $3,326
Travelers $3,252 $3,413 $3,690
USAA $3,320 $3,403 $3,537

Compare Car Insurance Quotes in South Bethlehem, NY

Ready to find affordable South Bethlehem, New York car insurance today? Enter your ZIP code for fast, free South Bethlehem, NY car insurance quotes.

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