Compare South Carrollton, KY Car Insurance Rates (2021)

Car insurance in South Carrollton, KY averages $351 a month. South Carrollton, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap South Carrollton car insurance rates, compare quotes from the top car insurance companies in South Carrollton, KY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in South Carrollton for teen drivers is USAA
  • Average car insurance rates in South Carrollton, KY are $4,212/year
  • Average car insurance rates in South Carrollton, KY after a DUI are $5,030/year

If you need to buy South Carrollton, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in South Carrollton, KY is right here.

You’ll find South Carrollton car insurance rates, the cheapest South Carrollton, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare South Carrollton, Kentucky car insurance rates to Owensboro car insurance rates, Covington car insurance rates, and Bowling Green car insurance rates.

Ready to find affordable South Carrollton, KY car insurance today? Enter your ZIP code for fast, free South Carrollton car insurance quotes.

Cheapest South Carrollton, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect South Carrollton, KY car insurance rates? Every South Carrollton, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in South Carrollton, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,096 $3,069 $2,788 $2,972 $11,246 $12,625 $3,450 $3,658
GEICO $3,469 $3,214 $3,608 $3,267 $6,831 $8,150 $2,841 $2,465
Liberty Mutual $2,756 $2,986 $2,351 $2,623 $11,311 $12,495 $2,880 $2,993
Nationwide $2,787 $2,798 $2,519 $2,640 $6,037 $7,550 $3,132 $3,296
Progressive $2,024 $1,933 $1,806 $1,822 $9,570 $10,813 $2,508 $2,567
State Farm $2,069 $2,069 $1,851 $1,851 $6,258 $7,894 $2,308 $2,598
Travelers $2,123 $2,162 $2,081 $2,086 $10,051 $16,114 $2,216 $2,565
USAA $1,887 $1,905 $1,693 $1,740 $4,875 $5,165 $2,398 $2,644

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Minimum Car Insurance in South Carrollton, KY

Every driver must carry the minimum car insurance in South Carrollton, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in South Carrollton, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest South Carrollton, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in South Carrollton, KY. Compare credit history car insurance rates in South Carrollton from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in South Carrollton, Kentucky

Insurance Company Poor Fair Good
Allstate $7,097 $4,901 $4,091
GEICO $6,955 $3,473 $2,264
Liberty Mutual $7,224 $4,430 $3,494
Nationwide $4,672 $3,666 $3,197
Progressive $4,631 $4,021 $3,740
State Farm $4,860 $2,936 $2,291
Travelers $5,494 $4,650 $4,631
USAA $4,165 $2,317 $1,884

Cheapest South Carrollton, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in South Carrollton, KY to rates for a clean record with top companies.

Annual South Carrollton, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,462 $5,799 $6,170 $5,021
GEICO $2,508 $4,482 $6,862 $3,070
Liberty Mutual $4,209 $6,475 $5,037 $4,477
Nationwide $3,060 $3,953 $4,997 $3,369
Progressive $3,420 $5,042 $3,902 $4,157
State Farm $3,067 $3,657 $3,362 $3,362
Travelers $4,298 $4,422 $6,372 $4,607
USAA $2,103 $2,980 $3,541 $2,530

Cheapest South Carrollton, KY Car Insurance for Teen Drivers

Teen car insurance in South Carrollton, KY can be expensive. Take a look at rates from the top car insurance companies in South Carrollton for teenagers.

Annual Car Insurance Rates for Teen Drivers in South Carrollton, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,246 $12,625
GEICO $6,831 $8,150
Liberty Mutual $11,311 $12,495
Nationwide $6,037 $7,550
Progressive $9,570 $10,813
State Farm $6,258 $7,894
Travelers $10,051 $16,114
USAA $4,875 $5,165

Cheapest South Carrollton, KY Car Insurance for Seniors

Take a look at South Carrollton, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in South Carrollton, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,788 $2,972
GEICO $3,608 $3,267
Liberty Mutual $2,351 $2,623
Nationwide $2,519 $2,640
Progressive $1,806 $1,822
State Farm $1,851 $1,851
Travelers $2,081 $2,086
USAA $1,693 $1,740

Cheapest South Carrollton, KY Car Insurance Rates After a DUI

A DUI in South Carrollton, KY increases car insurance rates. Compare South Carrollton, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in South Carrollton, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,170
GEICO $6,862
Liberty Mutual $5,037
Nationwide $4,997
Progressive $3,902
State Farm $3,362
Travelers $6,372
USAA $3,541

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Cheapest South Carrollton, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in South Carrollton, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in South Carrollton, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,363 $5,363
GEICO $4,191 $4,270
Liberty Mutual $5,049 $5,049
Nationwide $3,845 $3,845
Progressive $4,131 $4,131
State Farm $3,282 $3,442
Travelers $4,925 $4,925
USAA $2,683 $2,894

The Best Cheap Car Insurance Companies in South Carrollton, KY

Take a look at a side-by-side comparison of the top car insurance companies in South Carrollton, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in South Carrollton, Kentucky

Insurance Company Average Annual Rates
Allstate $5,363
GEICO $4,231
Liberty Mutual $5,049
Nationwide $3,845
Progressive $4,131
State Farm $3,362
Travelers $4,925
USAA $2,789

Category Winners: Cheapest Car Insurance in South Carrollton, Kentucky

Find the cheapest car insurance companies in South Carrollton, KY for each category right here.

Best Annual Car Insurance Rates by Company in South Carrollton, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest South Carrollton, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your South Carrollton car insurance rates. Find the cheapest South Carrollton, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in South Carrollton, Kentucky

Insurance Company Low Medium High
Allstate $5,032 $5,344 $5,713
GEICO $3,993 $4,208 $4,492
Liberty Mutual $4,813 $5,017 $5,317
Nationwide $3,908 $3,801 $3,826
Progressive $3,841 $4,085 $4,465
State Farm $3,182 $3,358 $3,547
Travelers $4,678 $4,948 $5,149
USAA $2,673 $2,783 $2,910

What affects car insurance rates in South Carrollton, Kentucky?

What factors can have an impact on South Carrollton, KY car insurance? There are several reasons why South Carrollton car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in South Carrollton, Kentucky.

Commute Time in South Carrollton

The more time you spend in your car the higher the risk of an accident. The average commute length in South Carrollton, KY is 35.7 minutes according to City-Data.

Compare Car Insurance Quotes in South Carrollton, KY

Ready to find affordable South Carrollton, Kentucky car insurance today? Enter your ZIP code for fast, free South Carrollton, KY car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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