Compare South Charleston, OH Car Insurance Rates (2021)

Car insurance in South Charleston, OH averages $230 a month. South Charleston, Ohio car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap South Charleston car insurance rates, compare quotes from the top car insurance companies in South Charleston, OH.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in South Charleston is USAA
  • Average car insurance rates in South Charleston, OH after a DUI are $3,217/year
  • Average car insurance rates in South Charleston, OH are $2,765/year

If you need to buy South Charleston, Ohio car insurance, the options can be confusing. Everything you need to know about car insurance in South Charleston, OH is right here.

You’ll find South Charleston car insurance rates, the cheapest South Charleston, OH car insurance companies, and information on Ohio car insurance laws. You can also compare South Charleston, Ohio car insurance rates to Akron car insurance rates, Cleveland car insurance rates, and Dayton car insurance rates.

Ready to find affordable South Charleston, OH car insurance today? Enter your ZIP code for fast, free South Charleston car insurance quotes.

Cheapest South Charleston, OH Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect South Charleston, OH car insurance rates? Every South Charleston, Ohio car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in South Charleston, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,056 $2,043 $1,855 $1,982 $5,756 $6,595 $2,157 $2,301
American Family $955 $991 $875 $878 $2,962 $3,215 $1,182 $1,245
Farmers $1,836 $1,830 $1,619 $1,709 $8,029 $8,320 $2,052 $2,140
GEICO $1,227 $1,193 $1,156 $1,169 $3,287 $3,057 $1,362 $1,153
Liberty Mutual $1,915 $2,087 $1,474 $1,788 $10,151 $11,460 $2,031 $2,218
Nationwide $2,222 $2,233 $2,005 $2,019 $5,697 $7,347 $2,382 $2,773
Progressive $1,698 $1,598 $1,412 $1,461 $7,611 $8,575 $2,029 $2,101
State Farm $1,473 $1,473 $1,321 $1,321 $4,653 $5,837 $1,714 $1,970
Travelers $1,459 $1,481 $1,451 $1,441 $6,272 $9,870 $1,522 $1,740
USAA $882 $889 $841 $838 $2,743 $3,051 $1,178 $1,271

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Minimum Car Insurance in South Charleston, OH

Every driver must carry the minimum car insurance in South Charleston, OH. Take a look at the Ohio car insurance requirements.

Minimum Required Car Insurance Coverage in South Charleston, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest South Charleston, OH Car Insurance Rates by Credit Score

Your credit affects car insurance costs in South Charleston, OH. Compare credit history car insurance rates in South Charleston from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in South Charleston, Ohio

Insurance Company Poor Fair Good
Allstate $3,968 $2,895 $2,416
American Family $2,039 $1,394 $1,181
Farmers $3,901 $3,291 $3,134
GEICO $2,037 $1,700 $1,364
Liberty Mutual $5,925 $3,642 $2,854
Nationwide $4,026 $3,242 $2,737
Progressive $3,713 $3,214 $3,005
State Farm $3,520 $2,176 $1,715
Travelers $3,529 $3,069 $2,866
USAA $1,896 $1,343 $1,145

Cheapest South Charleston, OH Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in South Charleston, OH to rates for a clean record with top companies.

Annual South Charleston, Ohio Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,596 $3,138 $3,697 $2,941
American Family $1,474 $1,559 $1,559 $1,559
Farmers $2,840 $3,655 $3,565 $3,708
GEICO $1,155 $1,665 $2,417 $1,565
Liberty Mutual $3,479 $4,465 $4,558 $4,059
Nationwide $2,672 $3,400 $4,314 $2,954
Progressive $2,854 $3,883 $3,040 $3,465
State Farm $2,247 $2,693 $2,470 $2,470
Travelers $2,321 $3,028 $4,568 $2,702
USAA $1,122 $1,505 $1,976 $1,243

Cheapest South Charleston, OH Car Insurance for Teen Drivers

Teen car insurance in South Charleston, OH can be expensive. Take a look at rates from the top car insurance companies in South Charleston for teenagers.

Annual Car Insurance Rates for Teen Drivers in South Charleston, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,756 $6,595
American Family $2,962 $3,215
Farmers $8,029 $8,320
GEICO $3,287 $3,057
Liberty Mutual $10,151 $11,460
Nationwide $5,697 $7,347
Progressive $7,611 $8,575
State Farm $4,653 $5,837
Travelers $6,272 $9,870
USAA $2,743 $3,051

Cheapest South Charleston, OH Car Insurance for Seniors

Take a look at South Charleston, OH senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in South Charleston, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,855 $1,982
American Family $875 $878
Farmers $1,619 $1,709
GEICO $1,156 $1,169
Liberty Mutual $1,474 $1,788
Nationwide $2,005 $2,019
Progressive $1,412 $1,461
State Farm $1,321 $1,321
Travelers $1,451 $1,441
USAA $841 $838

Cheapest South Charleston, OH Car Insurance Rates After a DUI

A DUI in South Charleston, OH increases car insurance rates. Compare South Charleston, Ohio DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in South Charleston, Ohio

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,697
American Family $1,559
Farmers $3,565
GEICO $2,417
Liberty Mutual $4,558
Nationwide $4,314
Progressive $3,040
State Farm $2,470
Travelers $4,568
USAA $1,976

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Cheapest South Charleston, OH Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in South Charleston, OH by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in South Charleston, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,093 $3,093
American Family $1,519 $1,557
Farmers $3,442 $3,442
GEICO $1,671 $1,730
Liberty Mutual $4,140 $4,140
Nationwide $3,335 $3,335
Progressive $3,311 $3,311
State Farm $2,409 $2,531
Travelers $3,155 $3,155
USAA $1,407 $1,517

The Best Cheap Car Insurance Companies in South Charleston, OH

Take a look at a side-by-side comparison of the top car insurance companies in South Charleston, OH to find the best option for your needs.

Average Annual Car Insurance Rates by Company in South Charleston, Ohio

Insurance Company Average Annual Rates
Allstate $3,093
American Family $1,538
Farmers $3,442
GEICO $1,701
Liberty Mutual $4,140
Nationwide $3,335
Progressive $3,311
State Farm $2,470
Travelers $3,155
USAA $1,462

Category Winners: Cheapest Car Insurance in South Charleston, Ohio

Find the cheapest car insurance companies in South Charleston, OH for each category right here.

Best Annual Car Insurance Rates by Company in South Charleston, Ohio

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

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Cheapest South Charleston, OH Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your South Charleston car insurance rates. Find the cheapest South Charleston, OH car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in South Charleston, Ohio

Insurance Company Low Medium High
Allstate $3,001 $3,087 $3,191
American Family $1,511 $1,549 $1,553
Farmers $3,261 $3,390 $3,675
GEICO $1,645 $1,693 $1,764
Liberty Mutual $3,991 $4,160 $4,270
Nationwide $3,690 $3,232 $3,083
Progressive $3,171 $3,281 $3,480
State Farm $2,350 $2,478 $2,583
Travelers $3,077 $3,195 $3,192
USAA $1,398 $1,460 $1,527

What affects car insurance rates in South Charleston, Ohio?

What factors can have an impact on South Charleston, OH car insurance? There are several reasons why South Charleston car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in South Charleston, Ohio.

Commute Time in South Charleston

The more time you spend in your car the higher the risk of an accident. The average commute length in South Charleston, OH is 18.7 minutes according to City-Data.

Compare Car Insurance Quotes in South Charleston, OH

Ready to find affordable South Charleston, Ohio car insurance today? Enter your ZIP code for fast, free South Charleston, OH car insurance quotes.

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