Compare South Dayton, NY Car Insurance Rates (2021)

Car insurance in South Dayton, NY averages $256 a month. South Dayton, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap South Dayton car insurance rates, compare quotes from the top car insurance companies in South Dayton, NY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in South Dayton, NY are $3,070/year
  • The cheapest car insurance company in South Dayton for teen drivers is GEICO
  • Average car insurance rates in South Dayton, NY after a DUI are $4,002/year

If you need to buy South Dayton, New York car insurance, the options can be confusing. Everything you need to know about car insurance in South Dayton, NY is right here.

You’ll find South Dayton car insurance rates, the cheapest South Dayton, NY car insurance companies, and information on New York car insurance laws. You can also compare South Dayton, New York car insurance rates to New Rochelle car insurance rates, New York car insurance rates, and Rochester car insurance rates.

Ready to find affordable South Dayton, NY car insurance today? Enter your ZIP code for fast, free South Dayton car insurance quotes.

Cheapest South Dayton, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect South Dayton, NY car insurance rates? Every South Dayton, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in South Dayton, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,390 $2,251 $2,214 $2,237 $6,516 $6,961 $2,398 $2,416
GEICO $1,406 $1,354 $1,365 $1,345 $2,847 $4,083 $1,275 $1,307
Liberty Mutual $3,013 $3,013 $2,805 $2,805 $5,784 $9,380 $3,013 $3,206
Nationwide $2,078 $2,078 $1,963 $1,963 $3,618 $5,377 $2,078 $2,635
Progressive $1,547 $1,478 $1,274 $1,283 $4,897 $5,480 $1,983 $1,944
State Farm $2,171 $2,171 $1,885 $1,885 $6,219 $8,033 $2,377 $2,508
Travelers $2,514 $2,549 $2,289 $2,462 $5,788 $6,887 $2,670 $2,790
USAA $1,598 $1,573 $1,437 $1,445 $6,303 $7,547 $2,047 $2,264

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Minimum Car Insurance in South Dayton, NY

Every driver must carry the minimum car insurance in South Dayton, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in South Dayton, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest South Dayton, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in South Dayton, NY. Compare credit history car insurance rates in South Dayton from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in South Dayton, New York

Insurance Company Poor Fair Good
Allstate $4,876 $2,883 $2,509
GEICO $2,345 $1,726 $1,548
Liberty Mutual $5,758 $3,782 $2,844
Nationwide $2,724 $2,724 $2,724
Progressive $3,914 $2,043 $1,500
State Farm $4,809 $3,016 $2,393
Travelers $4,809 $3,035 $2,638
USAA $4,707 $2,323 $2,051

Cheapest South Dayton, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in South Dayton, NY to rates for a clean record with top companies.

Annual South Dayton, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,949 $2,949 $4,158 $3,635
GEICO $1,504 $1,637 $2,846 $1,504
Liberty Mutual $3,338 $3,338 $6,496 $3,338
Nationwide $2,088 $2,088 $4,585 $2,135
Progressive $2,424 $2,424 $2,659 $2,437
State Farm $3,251 $3,251 $3,561 $3,561
Travelers $3,000 $3,723 $3,777 $3,474
USAA $2,697 $2,740 $3,931 $2,740

Cheapest South Dayton, NY Car Insurance for Teen Drivers

Teen car insurance in South Dayton, NY can be expensive. Take a look at rates from the top car insurance companies in South Dayton for teenagers.

Annual Car Insurance Rates for Teen Drivers in South Dayton, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,516 $6,961
GEICO $2,847 $4,083
Liberty Mutual $5,784 $9,380
Nationwide $3,618 $5,377
Progressive $4,897 $5,480
State Farm $6,219 $8,033
Travelers $5,788 $6,887
USAA $6,303 $7,547

Cheapest South Dayton, NY Car Insurance for Seniors

Take a look at South Dayton, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in South Dayton, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,214 $2,237
GEICO $1,365 $1,345
Liberty Mutual $2,805 $2,805
Nationwide $1,963 $1,963
Progressive $1,274 $1,283
State Farm $1,885 $1,885
Travelers $2,289 $2,462
USAA $1,437 $1,445

Cheapest South Dayton, NY Car Insurance Rates After a DUI

A DUI in South Dayton, NY increases car insurance rates. Compare South Dayton, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in South Dayton, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,158
GEICO $2,846
Liberty Mutual $6,496
Nationwide $4,585
Progressive $2,659
State Farm $3,561
Travelers $3,777
USAA $3,931

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Cheapest South Dayton, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in South Dayton, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in South Dayton, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,377 $3,468
GEICO $1,818 $1,928
Liberty Mutual $4,012 $4,243
Nationwide $2,724 $2,724
Progressive $2,486 $2,486
State Farm $3,285 $3,527
Travelers $3,494 $3,494
USAA $2,997 $3,057

The Best Cheap Car Insurance Companies in South Dayton, NY

Take a look at a side-by-side comparison of the top car insurance companies in South Dayton, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in South Dayton, New York

Insurance Company Average Annual Rates
Allstate $3,423
GEICO $1,873
Liberty Mutual $4,128
Nationwide $2,724
Progressive $2,486
State Farm $3,406
Travelers $3,494
USAA $3,027

Category Winners: Cheapest Car Insurance in South Dayton, New York

Find the cheapest car insurance companies in South Dayton, NY for each category right here.

Best Annual Car Insurance Rates by Company in South Dayton, New York

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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Cheapest South Dayton, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your South Dayton car insurance rates. Find the cheapest South Dayton, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in South Dayton, New York

Insurance Company Low Medium High
Allstate $3,265 $3,413 $3,589
GEICO $1,782 $1,867 $1,970
Liberty Mutual $3,976 $4,114 $4,292
Nationwide $2,574 $2,704 $2,893
Progressive $2,381 $2,476 $2,600
State Farm $3,252 $3,423 $3,544
Travelers $3,315 $3,457 $3,709
USAA $2,952 $3,015 $3,115

What affects car insurance rates in South Dayton, New York?

What factors can have an impact on South Dayton, NY car insurance? There are several reasons why South Dayton car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in South Dayton, New York.

Commute Time in South Dayton

The more time you spend in your car the higher the risk of an accident. The average commute length in South Dayton, NY is 26.4 minutes according to City-Data.

Compare Car Insurance Quotes in South Dayton, NY

Ready to find affordable South Dayton, New York car insurance today? Enter your ZIP code for fast, free South Dayton, NY car insurance quotes.

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