Compare South Gate, CA Car Insurance Rates (2021)

Car insurance in South Gate, CA averages $362 a month. South Gate, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap South Gate car insurance rates, compare quotes from the top car insurance companies in South Gate, CA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in South Gate, CA are $4,348/year
  • The cheapest car insurance company in South Gate for teen drivers is USAA
  • The cheapest car insurance company in South Gate is USAA

If you need to buy South Gate, California car insurance, the options can be confusing. Everything you need to know about car insurance in South Gate, CA is right here.

You’ll find South Gate car insurance rates, the cheapest South Gate, CA car insurance companies, and information on California car insurance laws. You can also compare South Gate, California car insurance rates to San Francisco car insurance rates, Sacramento car insurance rates, and San Jose car insurance rates.

Ready to find affordable South Gate, CA car insurance today? Enter your ZIP code for fast, free South Gate car insurance quotes.

Cheapest South Gate, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect South Gate, CA car insurance rates? Every South Gate, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in South Gate, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,461 $3,473 $2,498 $2,538 $9,560 $12,050 $4,481 $4,970
Farmers $3,248 $3,248 $2,937 $2,937 $10,359 $16,917 $3,849 $4,288
GEICO $1,993 $1,995 $1,875 $1,875 $6,061 $6,177 $2,863 $2,934
Liberty Mutual $2,568 $2,420 $2,402 $2,322 $5,596 $5,994 $2,884 $2,923
Nationwide $3,910 $3,734 $3,413 $3,218 $9,899 $10,955 $4,651 $4,603
Progressive $2,019 $2,076 $1,714 $2,034 $5,349 $6,448 $2,921 $3,137
State Farm $4,243 $4,243 $3,790 $3,790 $7,763 $9,639 $4,690 $4,836
Travelers $3,052 $2,953 $2,684 $2,655 $6,389 $7,329 $4,001 $3,911
USAA $2,084 $1,973 $2,033 $2,041 $4,779 $4,799 $2,885 $2,725

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Minimum Car Insurance in South Gate, CA

Every driver must carry the minimum car insurance in South Gate, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in South Gate, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest South Gate, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in South Gate, CA to rates for a clean record with top companies.

Annual South Gate, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,216 $5,473 $8,588 $4,238
Farmers $4,419 $6,015 $7,486 $5,971
GEICO $2,254 $3,473 $4,364 $2,796
Liberty Mutual $2,942 $3,938 $3,556 $3,118
Nationwide $3,864 $4,958 $8,412 $4,958
Progressive $2,099 $3,571 $4,150 $3,029
State Farm $3,831 $4,571 $8,646 $4,448
Travelers $2,718 $4,495 $5,231 $4,044
USAA $1,934 $2,881 $4,724 $2,120

Cheapest South Gate, CA Car Insurance for Teen Drivers

Teen car insurance in South Gate, CA can be expensive. Take a look at rates from the top car insurance companies in South Gate for teenagers.

Annual Car Insurance Rates for Teen Drivers in South Gate, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,560 $12,050
Farmers $10,359 $16,917
GEICO $6,061 $6,177
Liberty Mutual $5,596 $5,994
Nationwide $9,899 $10,955
Progressive $5,349 $6,448
State Farm $7,763 $9,639
Travelers $6,389 $7,329
USAA $4,779 $4,799

Cheapest South Gate, CA Car Insurance for Seniors

Take a look at South Gate, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in South Gate, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,498 $2,538
Farmers $2,937 $2,937
GEICO $1,875 $1,875
Liberty Mutual $2,402 $2,322
Nationwide $3,413 $3,218
Progressive $1,714 $2,034
State Farm $3,790 $3,790
Travelers $2,684 $2,655
USAA $2,033 $2,041

Cheapest South Gate, CA Car Insurance Rates After a DUI

A DUI in South Gate, CA increases car insurance rates. Compare South Gate, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in South Gate, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $8,588
Farmers $7,486
GEICO $4,364
Liberty Mutual $3,556
Nationwide $8,412
Progressive $4,150
State Farm $8,646
Travelers $5,231
USAA $4,724

Cheapest South Gate, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in South Gate, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in South Gate, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,848 $5,910
Farmers $5,418 $6,527
GEICO $2,927 $3,516
Liberty Mutual $3,109 $3,668
Nationwide $4,893 $6,202
Progressive $2,915 $3,510
State Farm $5,177 $5,571
Travelers $3,699 $4,545
USAA $2,684 $3,145

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The Best Cheap Car Insurance Companies in South Gate, CA

Take a look at a side-by-side comparison of the top car insurance companies in South Gate, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in South Gate, California

Insurance Company Average Annual Rates
Allstate $5,379
Farmers $5,973
GEICO $3,222
Liberty Mutual $3,389
Nationwide $5,548
Progressive $3,212
State Farm $5,374
Travelers $4,122
USAA $2,915

Category Winners: Cheapest Car Insurance in South Gate, California

Find the cheapest car insurance companies in South Gate, CA for each category right here.

Best Annual Car Insurance Rates by Company in South Gate, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest South Gate, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your South Gate car insurance rates. Find the cheapest South Gate, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in South Gate, California

Insurance Company Low Medium High
Allstate $5,102 $5,423 $5,611
Farmers $5,541 $6,022 $6,356
GEICO $2,932 $3,256 $3,477
Liberty Mutual $3,133 $3,420 $3,612
Nationwide $4,969 $5,636 $6,038
Progressive $2,875 $3,307 $3,455
State Farm $4,860 $5,457 $5,805
Travelers $3,597 $4,229 $4,540
USAA $2,638 $2,972 $3,135

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What affects car insurance rates in South Gate, California?

What factors can have an impact on South Gate, CA car insurance? There are several reasons why South Gate car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in South Gate, California.

Car Theft in South Gate

High levels of vehicle theft can make car insurance more expensive. South Gate, CA car theft statistics from the FBI indicate 645 vehicle thefts a year.

Commute Time in South Gate

The more time you spend in your car the higher the risk of an accident. The average commute length in South Gate, CA is 32.9 minutes according to City-Data.

Compare Car Insurance Quotes in South Gate, CA

Ready to find affordable South Gate, California car insurance today? Enter your ZIP code for fast, free South Gate, CA car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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