Compare South Houston, TX Car Insurance Rates (2021)

Car insurance in South Houston, TX averages $396 a month. South Houston, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap South Houston car insurance rates, compare quotes from the top car insurance companies in South Houston, TX.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in South Houston, TX after a DUI are $5,423/year
  • Average car insurance rates in South Houston, TX are $4,749/year
  • The cheapest car insurance company in South Houston is USAA

If you need to buy South Houston, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in South Houston, TX is right here.

You’ll find South Houston car insurance rates, the cheapest South Houston, TX car insurance companies, and information on Texas car insurance laws. You can also compare South Houston, Texas car insurance rates to Dallas car insurance rates, Fort Worth car insurance rates, and Austin car insurance rates.

Ready to find affordable South Houston, TX car insurance today? Enter your ZIP code for fast, free South Houston car insurance quotes.

Cheapest South Houston, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect South Houston, TX car insurance rates? Every South Houston, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in South Houston, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,200 $4,234 $4,147 $4,147 $11,154 $13,463 $5,197 $5,409
American Family $3,534 $3,972 $3,357 $3,884 $10,027 $13,104 $5,219 $5,964
GEICO $2,985 $3,249 $2,908 $3,359 $6,636 $6,840 $3,234 $3,189
Nationwide $3,226 $3,274 $2,834 $3,003 $9,591 $12,333 $3,834 $4,157
Progressive $2,616 $2,491 $2,329 $2,371 $10,996 $12,292 $3,109 $3,157
State Farm $2,331 $2,331 $2,079 $2,079 $5,603 $7,140 $2,536 $2,609
USAA $1,914 $1,916 $1,834 $1,809 $5,497 $5,960 $2,549 $2,713

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Minimum Car Insurance in South Houston, TX

Every driver must carry the minimum car insurance in South Houston, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in South Houston, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest South Houston, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in South Houston, TX. Compare credit history car insurance rates in South Houston from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in South Houston, Texas

Insurance Company Poor Fair Good
Allstate $8,264 $6,044 $5,174
American Family $8,333 $5,376 $4,689
GEICO $6,279 $3,532 $2,338
Nationwide $6,340 $5,092 $4,412
Progressive $5,542 $4,786 $4,433
State Farm $4,721 $2,945 $2,350
USAA $4,436 $2,569 $2,067

Cheapest South Houston, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in South Houston, TX to rates for a clean record with top companies.

Annual South Houston, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,024 $7,804 $8,124 $5,024
American Family $5,565 $7,152 $6,249 $5,565
GEICO $3,429 $4,555 $3,776 $4,439
Nationwide $4,562 $4,562 $6,831 $5,171
Progressive $4,286 $5,553 $5,013 $4,830
State Farm $2,963 $3,403 $4,026 $2,963
USAA $2,243 $3,336 $3,939 $2,577

Cheapest South Houston, TX Car Insurance for Teen Drivers

Teen car insurance in South Houston, TX can be expensive. Take a look at rates from the top car insurance companies in South Houston for teenagers.

Annual Car Insurance Rates for Teen Drivers in South Houston, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,154 $13,463
American Family $10,027 $13,104
GEICO $6,636 $6,840
Nationwide $9,591 $12,333
Progressive $10,996 $12,292
State Farm $5,603 $7,140
USAA $5,497 $5,960

Cheapest South Houston, TX Car Insurance for Seniors

Take a look at South Houston, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in South Houston, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,147 $4,147
American Family $3,357 $3,884
GEICO $2,908 $3,359
Nationwide $2,834 $3,003
Progressive $2,329 $2,371
State Farm $2,079 $2,079
USAA $1,834 $1,809

Cheapest South Houston, TX Car Insurance Rates After a DUI

A DUI in South Houston, TX increases car insurance rates. Compare South Houston, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in South Houston, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $8,124
American Family $6,249
GEICO $3,776
Nationwide $6,831
Progressive $5,013
State Farm $4,026
USAA $3,939

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Cheapest South Houston, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in South Houston, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in South Houston, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,334 $6,654
American Family $6,133 $6,133
GEICO $3,970 $4,130
Nationwide $5,281 $5,281
Progressive $4,920 $4,920
State Farm $3,339 $3,339
USAA $2,986 $3,062

The Best Cheap Car Insurance Companies in South Houston, TX

Take a look at a side-by-side comparison of the top car insurance companies in South Houston, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in South Houston, Texas

Insurance Company Average Annual Rates
Allstate $6,494
American Family $6,133
GEICO $4,050
Nationwide $5,281
Progressive $4,920
State Farm $3,339
USAA $3,024

Category Winners: Cheapest Car Insurance in South Houston, Texas

Find the cheapest car insurance companies in South Houston, TX for each category right here.

Best Annual Car Insurance Rates by Company in South Houston, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Cheapest South Houston, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your South Houston car insurance rates. Find the cheapest South Houston, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in South Houston, Texas

Insurance Company Low Medium High
Allstate $6,343 $6,437 $6,701
American Family $5,650 $5,870 $6,878
GEICO $3,781 $3,976 $4,393
Nationwide $5,657 $5,050 $5,138
Progressive $4,662 $4,899 $5,200
State Farm $3,146 $3,324 $3,546
USAA $2,913 $3,011 $3,148

What affects car insurance rates in South Houston, Texas?

What factors can have an impact on South Houston, TX car insurance? There are several reasons why South Houston car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in South Houston, Texas.

Car Theft in South Houston

High levels of vehicle theft can make car insurance more expensive. South Houston, TX car theft statistics from the FBI indicate 106 vehicle thefts a year.

Commute Time in South Houston

The more time you spend in your car the higher the risk of an accident. The average commute length in South Houston, TX is 31.8 minutes according to City-Data.

Compare Car Insurance Quotes in South Houston, TX

Ready to find affordable South Houston, Texas car insurance today? Enter your ZIP code for fast, free South Houston, TX car insurance quotes.

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