Compare South Lake Tahoe, CA Car Insurance Rates (2021)

Car insurance in South Lake Tahoe, CA averages $273 a month. South Lake Tahoe, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap South Lake Tahoe car insurance rates, compare quotes from the top car insurance companies in South Lake Tahoe, CA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in South Lake Tahoe for teen drivers is USAA
  • Average car insurance rates in South Lake Tahoe, CA are $3,273/year
  • Average car insurance rates in South Lake Tahoe, CA after a DUI are $4,569/year

If you need to buy South Lake Tahoe, California car insurance, the options can be confusing. Everything you need to know about car insurance in South Lake Tahoe, CA is right here.

You’ll find South Lake Tahoe car insurance rates, the cheapest South Lake Tahoe, CA car insurance companies, and information on California car insurance laws. You can also compare South Lake Tahoe, California car insurance rates to Long Beach car insurance rates, San Jose car insurance rates, and Los Angeles car insurance rates.

Ready to find affordable South Lake Tahoe, CA car insurance today? Enter your ZIP code for fast, free South Lake Tahoe car insurance quotes.

Cheapest South Lake Tahoe, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect South Lake Tahoe, CA car insurance rates? Every South Lake Tahoe, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in South Lake Tahoe, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,313 $2,323 $1,687 $1,715 $6,320 $7,963 $2,995 $3,327
Farmers $2,569 $2,569 $2,321 $2,321 $8,210 $13,454 $3,047 $3,395
GEICO $1,710 $1,711 $1,609 $1,609 $5,180 $5,270 $2,453 $2,510
Liberty Mutual $2,102 $1,992 $1,955 $1,895 $4,606 $4,893 $2,371 $2,388
Nationwide $2,701 $2,581 $2,377 $2,244 $6,775 $7,502 $3,211 $3,167
Progressive $1,722 $1,771 $1,479 $1,748 $4,644 $5,577 $2,491 $2,676
State Farm $2,713 $2,713 $2,422 $2,422 $4,959 $6,149 $3,001 $3,095
Travelers $2,242 $2,175 $1,984 $1,963 $4,559 $5,255 $2,909 $2,853
USAA $1,865 $1,767 $1,818 $1,826 $4,248 $4,272 $2,576 $2,435

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Minimum Car Insurance in South Lake Tahoe, CA

Every driver must carry the minimum car insurance in South Lake Tahoe, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in South Lake Tahoe, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest South Lake Tahoe, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in South Lake Tahoe, CA to rates for a clean record with top companies.

Annual South Lake Tahoe, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,158 $3,648 $5,686 $2,830
Farmers $3,501 $4,768 $5,940 $4,735
GEICO $1,929 $2,971 $3,734 $2,392
Liberty Mutual $2,409 $3,228 $2,912 $2,553
Nationwide $2,668 $3,421 $5,769 $3,421
Progressive $1,806 $3,079 $3,566 $2,602
State Farm $2,448 $2,921 $5,526 $2,842
Travelers $2,019 $3,233 $3,782 $2,936
USAA $1,728 $2,573 $4,208 $1,893

Cheapest South Lake Tahoe, CA Car Insurance for Teen Drivers

Teen car insurance in South Lake Tahoe, CA can be expensive. Take a look at rates from the top car insurance companies in South Lake Tahoe for teenagers.

Annual Car Insurance Rates for Teen Drivers in South Lake Tahoe, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,320 $7,963
Farmers $8,210 $13,454
GEICO $5,180 $5,270
Liberty Mutual $4,606 $4,893
Nationwide $6,775 $7,502
Progressive $4,644 $5,577
State Farm $4,959 $6,149
Travelers $4,559 $5,255
USAA $4,248 $4,272

Cheapest South Lake Tahoe, CA Car Insurance for Seniors

Take a look at South Lake Tahoe, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in South Lake Tahoe, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,687 $1,715
Farmers $2,321 $2,321
GEICO $1,609 $1,609
Liberty Mutual $1,955 $1,895
Nationwide $2,377 $2,244
Progressive $1,479 $1,748
State Farm $2,422 $2,422
Travelers $1,984 $1,963
USAA $1,818 $1,826

Cheapest South Lake Tahoe, CA Car Insurance Rates After a DUI

A DUI in South Lake Tahoe, CA increases car insurance rates. Compare South Lake Tahoe, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in South Lake Tahoe, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,686
Farmers $5,940
GEICO $3,734
Liberty Mutual $2,912
Nationwide $5,769
Progressive $3,566
State Farm $5,526
Travelers $3,782
USAA $4,208

Cheapest South Lake Tahoe, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in South Lake Tahoe, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in South Lake Tahoe, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,236 $3,925
Farmers $4,297 $5,175
GEICO $2,504 $3,009
Liberty Mutual $2,550 $3,001
Nationwide $3,381 $4,258
Progressive $2,507 $3,020
State Farm $3,310 $3,559
Travelers $2,693 $3,292
USAA $2,397 $2,804

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The Best Cheap Car Insurance Companies in South Lake Tahoe, CA

Take a look at a side-by-side comparison of the top car insurance companies in South Lake Tahoe, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in South Lake Tahoe, California

Insurance Company Average Annual Rates
Allstate $3,580
Farmers $4,736
GEICO $2,756
Liberty Mutual $2,775
Nationwide $3,820
Progressive $2,763
State Farm $3,434
Travelers $2,992
USAA $2,601

Category Winners: Cheapest Car Insurance in South Lake Tahoe, California

Find the cheapest car insurance companies in South Lake Tahoe, CA for each category right here.

Best Annual Car Insurance Rates by Company in South Lake Tahoe, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest South Lake Tahoe, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your South Lake Tahoe car insurance rates. Find the cheapest South Lake Tahoe, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in South Lake Tahoe, California

Insurance Company Low Medium High
Allstate $3,420 $3,607 $3,714
Farmers $4,413 $4,772 $5,023
GEICO $2,487 $2,788 $2,994
Liberty Mutual $2,594 $2,800 $2,932
Nationwide $3,394 $3,890 $4,175
Progressive $2,444 $2,855 $2,991
State Farm $3,126 $3,486 $3,691
Travelers $2,657 $3,069 $3,251
USAA $2,355 $2,652 $2,795

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What affects car insurance rates in South Lake Tahoe, California?

What factors can have an impact on South Lake Tahoe, CA car insurance? There are several reasons why South Lake Tahoe car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in South Lake Tahoe, California.

Car Theft in South Lake Tahoe

High levels of vehicle theft can make car insurance more expensive. South Lake Tahoe, CA car theft statistics from the FBI indicate 61 vehicle thefts a year.

Commute Time in South Lake Tahoe

The more time you spend in your car the higher the risk of an accident. The average commute length in South Lake Tahoe, CA is 16.2 minutes according to City-Data.

Compare Car Insurance Quotes in South Lake Tahoe, CA

Ready to find affordable South Lake Tahoe, California car insurance today? Enter your ZIP code for fast, free South Lake Tahoe, CA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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