Compare South Lyon, MI Car Insurance Rates (2021)

Car insurance in South Lyon, MI averages $845 a month. South Lyon, Michigan car insurance requirements are 20/40/10, but you might need full coverage insurance if your car is financed. To find cheap South Lyon car insurance rates, compare quotes from the top car insurance companies in South Lyon, MI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in South Lyon, MI are $10,140/year
  • Average car insurance rates in South Lyon, MI after a DUI are $16,900/year
  • The cheapest car insurance company in South Lyon for teen drivers is USAA

If you need to buy South Lyon, Michigan car insurance, the options can be confusing. Everything you need to know about car insurance in South Lyon, MI is right here.

You’ll find South Lyon car insurance rates, the cheapest South Lyon, MI car insurance companies, and information on Michigan car insurance laws. You can also compare South Lyon, Michigan car insurance rates to Sterling Heights car insurance rates, Ann Arbor car insurance rates, and Detroit car insurance rates.

Ready to find affordable South Lyon, MI car insurance today? Enter your ZIP code for fast, free South Lyon car insurance quotes.

Cheapest South Lyon, MI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect South Lyon, MI car insurance rates? Every South Lyon, Michigan car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in South Lyon, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $16,953 $16,953 $15,710 $15,710 $42,814 $42,814 $17,873 $17,873
Farmers $5,396 $5,396 $4,998 $4,998 $11,894 $11,894 $6,100 $6,100
GEICO $4,084 $4,084 $4,202 $4,202 $11,872 $11,872 $3,908 $3,908
Liberty Mutual $15,464 $15,464 $15,313 $15,313 $36,090 $36,090 $15,464 $15,464
Nationwide $4,368 $4,368 $3,887 $3,887 $11,614 $11,614 $4,796 $4,796
Progressive $3,149 $2,916 $2,788 $3,112 $11,925 $12,750 $3,668 $3,387
State Farm $6,520 $6,520 $6,052 $6,052 $23,040 $23,040 $7,667 $7,667
Travelers $5,380 $5,380 $4,626 $4,626 $16,180 $16,180 $5,842 $5,842
USAA $2,736 $2,579 $2,576 $2,421 $6,837 $6,480 $3,337 $3,186

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Minimum Car Insurance in South Lyon, MI

Every driver must carry the minimum car insurance in South Lyon, MI. Take a look at the Michigan car insurance requirements.

Minimum Required Car Insurance Coverage in South Lyon, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest South Lyon, MI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in South Lyon, MI. Compare credit history car insurance rates in South Lyon from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in South Lyon, Michigan

Insurance Company Poor Fair Good
Allstate $35,360 $19,598 $15,055
Farmers $10,284 $5,711 $5,295
GEICO $7,739 $5,687 $4,625
Liberty Mutual $32,566 $18,804 $10,379
Nationwide $7,723 $5,825 $4,952
Progressive $6,283 $5,311 $4,791
State Farm $17,536 $8,883 $6,039
Travelers $8,206 $7,958 $7,858
USAA $5,641 $3,219 $2,447

Cheapest South Lyon, MI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in South Lyon, MI to rates for a clean record with top companies.

Annual South Lyon, Michigan Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $11,302 $15,095 $51,074 $15,880
Farmers $5,921 $7,642 $7,507 $7,318
GEICO $2,062 $4,474 $13,650 $3,880
Liberty Mutual $14,140 $17,273 $32,640 $18,280
Nationwide $5,275 $7,052 $6,400 $5,939
Progressive $4,630 $6,095 $5,460 $5,662
State Farm $6,826 $8,215 $17,939 $10,299
Travelers $5,416 $7,736 $12,473 $6,404
USAA $3,026 $3,790 $4,960 $3,299

Cheapest South Lyon, MI Car Insurance for Teen Drivers

Teen car insurance in South Lyon, MI can be expensive. Take a look at rates from the top car insurance companies in South Lyon for teenagers.

Annual Car Insurance Rates for Teen Drivers in South Lyon, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $42,814 $42,814
Farmers $11,894 $11,894
GEICO $11,872 $11,872
Liberty Mutual $36,090 $36,090
Nationwide $11,614 $11,614
Progressive $11,925 $12,750
State Farm $23,040 $23,040
Travelers $16,180 $16,180
USAA $6,837 $6,480

Cheapest South Lyon, MI Car Insurance for Seniors

Take a look at South Lyon, MI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in South Lyon, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $15,710 $15,710
Farmers $4,998 $4,998
GEICO $4,202 $4,202
Liberty Mutual $15,313 $15,313
Nationwide $3,887 $3,887
Progressive $2,788 $3,112
State Farm $6,052 $6,052
Travelers $4,626 $4,626
USAA $2,576 $2,421

Cheapest South Lyon, MI Car Insurance Rates After a DUI

A DUI in South Lyon, MI increases car insurance rates. Compare South Lyon, Michigan DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in South Lyon, Michigan

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $51,074
Farmers $7,507
GEICO $13,650
Liberty Mutual $32,640
Nationwide $6,400
Progressive $5,460
State Farm $17,939
Travelers $12,473
USAA $4,960

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Cheapest South Lyon, MI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in South Lyon, MI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in South Lyon, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $23,338 $23,338
Farmers $7,097 $7,097
GEICO $5,883 $6,150
Liberty Mutual $19,882 $21,284
Nationwide $6,167 $6,167
Progressive $5,462 $5,462
State Farm $10,536 $11,103
Travelers $7,961 $8,053
USAA $3,726 $3,812

The Best Cheap Car Insurance Companies in South Lyon, MI

Take a look at a side-by-side comparison of the top car insurance companies in South Lyon, MI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in South Lyon, Michigan

Insurance Company Average Annual Rates
Allstate $23,337
Farmers $7,097
GEICO $6,017
Liberty Mutual $20,583
Nationwide $6,167
Progressive $5,462
State Farm $10,820
Travelers $8,007
USAA $3,769

Category Winners: Cheapest Car Insurance in South Lyon, Michigan

Find the cheapest car insurance companies in South Lyon, MI for each category right here.

Best Annual Car Insurance Rates by Company in South Lyon, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest South Lyon, MI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your South Lyon car insurance rates. Find the cheapest South Lyon, MI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in South Lyon, Michigan

Insurance Company Low Medium High
Allstate $22,779 $23,387 $23,846
Farmers $6,863 $7,075 $7,352
GEICO $5,634 $5,965 $6,452
Liberty Mutual $20,014 $20,527 $21,208
Nationwide $6,417 $6,072 $6,011
Progressive $5,301 $5,468 $5,616
State Farm $10,309 $10,882 $11,267
Travelers $7,920 $8,016 $8,086
USAA $3,650 $3,779 $3,877

What affects car insurance rates in South Lyon, Michigan?

What factors can have an impact on South Lyon, MI car insurance? There are several reasons why South Lyon car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in South Lyon, Michigan.

Car Theft in South Lyon

High levels of vehicle theft can make car insurance more expensive. South Lyon, MI car theft statistics from the FBI indicate 1 vehicle thefts a year.

Commute Time in South Lyon

The more time you spend in your car the higher the risk of an accident. The average commute length in South Lyon, MI is 29.9 minutes according to City-Data.

Compare Car Insurance Quotes in South Lyon, MI

Ready to find affordable South Lyon, Michigan car insurance today? Enter your ZIP code for fast, free South Lyon, MI car insurance quotes.

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