Compare South Mountain, PA Car Insurance Rates (2021)

Car insurance in South Mountain, PA averages $290 a month. South Mountain, Pennsylvania car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap South Mountain car insurance rates, compare quotes from the top car insurance companies in South Mountain, PA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in South Mountain for teen drivers is USAA
  • The cheapest car insurance company in South Mountain is USAA
  • Average car insurance rates in South Mountain, PA are $3,480/year

If you need to buy South Mountain, Pennsylvania car insurance, the options can be confusing. Everything you need to know about car insurance in South Mountain, PA is right here.

You’ll find South Mountain car insurance rates, the cheapest South Mountain, PA car insurance companies, and information on Pennsylvania car insurance laws. You can also compare South Mountain, Pennsylvania car insurance rates to York car insurance rates, Bethlehem car insurance rates, and Pittsburgh car insurance rates.

Ready to find affordable South Mountain, PA car insurance today? Enter your ZIP code for fast, free South Mountain car insurance quotes.

Cheapest South Mountain, PA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect South Mountain, PA car insurance rates? Every South Mountain, Pennsylvania car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in South Mountain, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,140 $2,140 $1,984 $1,984 $7,238 $7,238 $2,343 $2,343
GEICO $1,686 $1,461 $1,598 $1,386 $4,250 $3,689 $1,693 $1,468
Liberty Mutual $3,176 $3,176 $2,912 $2,912 $9,227 $9,227 $4,026 $4,026
Nationwide $1,777 $1,777 $1,683 $1,683 $5,068 $5,068 $1,996 $1,996
Progressive $2,246 $2,246 $2,004 $2,004 $7,259 $7,259 $2,851 $2,851
State Farm $1,443 $1,443 $1,276 $1,276 $5,219 $5,219 $1,594 $1,594
Travelers $1,678 $1,678 $1,793 $1,793 $23,624 $23,624 $2,036 $2,036
USAA $988 $988 $894 $894 $2,977 $2,977 $1,304 $1,304

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Minimum Car Insurance in South Mountain, PA

Every driver must carry the minimum car insurance in South Mountain, PA. Take a look at the Pennsylvania car insurance requirements.

Minimum Required Car Insurance Coverage in South Mountain, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest South Mountain, PA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in South Mountain, PA. Compare credit history car insurance rates in South Mountain from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in South Mountain, Pennsylvania

Insurance Company Poor Fair Good
Allstate $4,382 $3,264 $2,632
GEICO $3,224 $1,824 $1,414
Liberty Mutual $6,169 $4,426 $3,910
Nationwide $3,081 $2,542 $2,270
Progressive $4,758 $3,338 $2,674
State Farm $3,393 $2,100 $1,657
Travelers $7,937 $7,153 $6,758
USAA $1,914 $1,434 $1,275

Cheapest South Mountain, PA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in South Mountain, PA to rates for a clean record with top companies.

Annual South Mountain, Pennsylvania Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,279 $3,866 $3,279 $3,279
GEICO $1,587 $2,728 $2,115 $2,185
Liberty Mutual $4,400 $5,065 $4,938 $4,938
Nationwide $1,902 $2,543 $3,538 $2,541
Progressive $3,256 $4,496 $3,349 $3,260
State Farm $2,176 $2,590 $2,383 $2,383
Travelers $5,191 $7,357 $9,226 $7,357
USAA $1,242 $1,712 $1,823 $1,386

Cheapest South Mountain, PA Car Insurance for Teen Drivers

Teen car insurance in South Mountain, PA can be expensive. Take a look at rates from the top car insurance companies in South Mountain for teenagers.

Annual Car Insurance Rates for Teen Drivers in South Mountain, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,238 $7,238
GEICO $4,250 $3,689
Liberty Mutual $9,227 $9,227
Nationwide $5,068 $5,068
Progressive $7,259 $7,259
State Farm $5,219 $5,219
Travelers $23,624 $23,624
USAA $2,977 $2,977

Cheapest South Mountain, PA Car Insurance for Seniors

Take a look at South Mountain, PA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in South Mountain, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,984 $1,984
GEICO $1,598 $1,386
Liberty Mutual $2,912 $2,912
Nationwide $1,683 $1,683
Progressive $2,004 $2,004
State Farm $1,276 $1,276
Travelers $1,793 $1,793
USAA $894 $894

Cheapest South Mountain, PA Car Insurance Rates After a DUI

A DUI in South Mountain, PA increases car insurance rates. Compare South Mountain, Pennsylvania DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in South Mountain, Pennsylvania

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,279
GEICO $2,115
Liberty Mutual $4,938
Nationwide $3,538
Progressive $3,349
State Farm $2,383
Travelers $9,226
USAA $1,823

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Cheapest South Mountain, PA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in South Mountain, PA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in South Mountain, Pennsylvania

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,357 $3,495
GEICO $2,120 $2,187
Liberty Mutual $4,712 $4,958
Nationwide $2,631 $2,631
Progressive $3,590 $3,590
State Farm $2,313 $2,453
Travelers $7,283 $7,283
USAA $1,497 $1,584

The Best Cheap Car Insurance Companies in South Mountain, PA

Take a look at a side-by-side comparison of the top car insurance companies in South Mountain, PA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in South Mountain, Pennsylvania

Insurance Company Average Annual Rates
Allstate $3,426
GEICO $2,154
Liberty Mutual $4,835
Nationwide $2,631
Progressive $3,590
State Farm $2,383
Travelers $7,283
USAA $1,541

Category Winners: Cheapest Car Insurance in South Mountain, Pennsylvania

Find the cheapest car insurance companies in South Mountain, PA for each category right here.

Best Annual Car Insurance Rates by Company in South Mountain, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest South Mountain, PA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your South Mountain car insurance rates. Find the cheapest South Mountain, PA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in South Mountain, Pennsylvania

Insurance Company Low Medium High
Allstate $3,252 $3,451 $3,575
GEICO $1,963 $2,175 $2,323
Liberty Mutual $4,588 $4,871 $5,046
Nationwide $2,639 $2,668 $2,586
Progressive $3,277 $3,620 $3,872
State Farm $2,224 $2,417 $2,508
Travelers $7,466 $7,261 $7,121
USAA $1,434 $1,555 $1,634

Compare Car Insurance Quotes in South Mountain, PA

Ready to find affordable South Mountain, Pennsylvania car insurance today? Enter your ZIP code for fast, free South Mountain, PA car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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