Compare South Pekin, IL Car Insurance Rates (2021)

Car insurance in South Pekin, IL averages $250 a month. South Pekin, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap South Pekin car insurance rates, compare quotes from the top car insurance companies in South Pekin, IL.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in South Pekin is Liberty Mutual
  • Average car insurance rates in South Pekin, IL are $3,004/year
  • Average car insurance rates in South Pekin, IL after a DUI are $3,496/year

If you need to buy South Pekin, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in South Pekin, IL is right here.

You’ll find South Pekin car insurance rates, the cheapest South Pekin, IL car insurance companies, and information on Illinois car insurance laws. You can also compare South Pekin, Illinois car insurance rates to Cicero car insurance rates, Springfield car insurance rates, and Chicago car insurance rates.

Ready to find affordable South Pekin, IL car insurance today? Enter your ZIP code for fast, free South Pekin car insurance quotes.

Cheapest South Pekin, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect South Pekin, IL car insurance rates? Every South Pekin, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in South Pekin, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,288 $3,303 $3,428 $3,428 $8,414 $10,963 $3,955 $4,275
American Family $2,287 $2,287 $2,092 $2,092 $6,420 $8,919 $2,287 $2,948
Farmers $2,293 $2,298 $2,031 $2,149 $9,991 $10,439 $2,620 $2,740
GEICO $1,483 $1,505 $1,430 $1,731 $4,636 $4,815 $1,862 $1,771
Liberty Mutual $1,289 $1,389 $1,070 $1,195 $4,321 $4,805 $1,347 $1,419
Nationwide $1,550 $1,576 $1,384 $1,465 $4,153 $5,326 $1,796 $1,943
Progressive $1,817 $1,711 $1,500 $1,567 $6,739 $7,566 $2,165 $2,352
State Farm $1,317 $1,317 $1,181 $1,181 $3,832 $4,860 $1,490 $1,713
Travelers $1,463 $1,544 $1,330 $1,417 $4,139 $5,174 $1,551 $1,633
USAA $1,479 $1,514 $1,375 $1,365 $4,605 $5,090 $1,939 $2,147

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in South Pekin, IL

Every driver must carry the minimum car insurance in South Pekin, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in South Pekin, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest South Pekin, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in South Pekin, IL. Compare credit history car insurance rates in South Pekin from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in South Pekin, Illinois

Insurance Company Poor Fair Good
Allstate $6,569 $4,709 $4,117
American Family $4,882 $3,316 $2,802
Farmers $4,904 $4,129 $3,928
GEICO $3,850 $1,888 $1,475
Liberty Mutual $2,966 $1,862 $1,485
Nationwide $2,855 $2,311 $2,031
Progressive $3,610 $3,075 $2,846
State Farm $3,070 $1,838 $1,426
Travelers $2,786 $2,237 $1,821
USAA $3,255 $2,228 $1,834

Cheapest South Pekin, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in South Pekin, IL to rates for a clean record with top companies.

Annual South Pekin, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,711 $6,222 $5,762 $4,832
American Family $2,694 $3,831 $5,085 $3,056
Farmers $3,649 $4,705 $4,588 $4,339
GEICO $1,751 $2,345 $3,340 $2,182
Liberty Mutual $1,755 $2,488 $2,185 $1,989
Nationwide $1,939 $2,501 $2,935 $2,222
Progressive $2,616 $3,894 $2,898 $3,300
State Farm $1,926 $2,297 $2,111 $2,111
Travelers $1,820 $2,379 $2,648 $2,278
USAA $1,750 $2,493 $3,407 $2,107

Cheapest South Pekin, IL Car Insurance for Teen Drivers

Teen car insurance in South Pekin, IL can be expensive. Take a look at rates from the top car insurance companies in South Pekin for teenagers.

Annual Car Insurance Rates for Teen Drivers in South Pekin, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,414 $10,963
American Family $6,420 $8,919
Farmers $9,991 $10,439
GEICO $4,636 $4,815
Liberty Mutual $4,321 $4,805
Nationwide $4,153 $5,326
Progressive $6,739 $7,566
State Farm $3,832 $4,860
Travelers $4,139 $5,174
USAA $4,605 $5,090

Cheapest South Pekin, IL Car Insurance for Seniors

Take a look at South Pekin, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in South Pekin, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,428 $3,428
American Family $2,092 $2,092
Farmers $2,031 $2,149
GEICO $1,430 $1,731
Liberty Mutual $1,070 $1,195
Nationwide $1,384 $1,465
Progressive $1,500 $1,567
State Farm $1,181 $1,181
Travelers $1,330 $1,417
USAA $1,375 $1,365

Cheapest South Pekin, IL Car Insurance Rates After a DUI

A DUI in South Pekin, IL increases car insurance rates. Compare South Pekin, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in South Pekin, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,762
American Family $5,085
Farmers $4,588
GEICO $3,340
Liberty Mutual $2,185
Nationwide $2,935
Progressive $2,898
State Farm $2,111
Travelers $2,648
USAA $3,407

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest South Pekin, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in South Pekin, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in South Pekin, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,132 $5,132
American Family $3,619 $3,714
Farmers $4,320 $4,320
GEICO $2,361 $2,448
Liberty Mutual $2,104 $2,104
Nationwide $2,399 $2,399
Progressive $3,177 $3,177
State Farm $2,057 $2,165
Travelers $2,193 $2,370
USAA $2,371 $2,508

The Best Cheap Car Insurance Companies in South Pekin, IL

Take a look at a side-by-side comparison of the top car insurance companies in South Pekin, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in South Pekin, Illinois

Insurance Company Average Annual Rates
Allstate $5,132
American Family $3,667
Farmers $4,320
GEICO $2,404
Liberty Mutual $2,104
Nationwide $2,399
Progressive $3,177
State Farm $2,111
Travelers $2,281
USAA $2,439

Category Winners: Cheapest Car Insurance in South Pekin, Illinois

Find the cheapest car insurance companies in South Pekin, IL for each category right here.

Best Annual Car Insurance Rates by Company in South Pekin, Illinois

Category Insurance Company
Teenagers State Farm
Seniors Liberty Mutual
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation Liberty Mutual

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest South Pekin, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your South Pekin car insurance rates. Find the cheapest South Pekin, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in South Pekin, Illinois

Insurance Company Low Medium High
Allstate $4,973 $5,127 $5,295
American Family $3,539 $3,801 $3,661
Farmers $4,100 $4,210 $4,651
GEICO $2,176 $2,398 $2,639
Liberty Mutual $1,988 $2,100 $2,225
Nationwide $2,369 $2,422 $2,406
Progressive $2,904 $3,173 $3,454
State Farm $1,992 $2,115 $2,227
Travelers $2,145 $2,279 $2,420
USAA $2,280 $2,437 $2,601

What affects car insurance rates in South Pekin, Illinois?

What factors can have an impact on South Pekin, IL car insurance? There are several reasons why South Pekin car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in South Pekin, Illinois.

Commute Time in South Pekin

The more time you spend in your car the higher the risk of an accident. The average commute length in South Pekin, IL is 21.1 minutes according to City-Data.

Compare Car Insurance Quotes in South Pekin, IL

Ready to find affordable South Pekin, Illinois car insurance today? Enter your ZIP code for fast, free South Pekin, IL car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Average Monthly Car Insurance Rates by State