Compare South Portland, ME Car Insurance Rates (2021)

Car insurance in South Portland, ME averages $205 a month. South Portland, Maine car insurance requirements are 50/100/25, but you might need full coverage insurance if your car is financed. To find cheap South Portland car insurance rates, compare quotes from the top car insurance companies in South Portland, ME.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in South Portland for teen drivers is GEICO
  • Average car insurance rates in South Portland, ME are $2,459/year
  • Average car insurance rates in South Portland, ME after a DUI are $2,904/year

If you need to buy South Portland, Maine car insurance, the options can be confusing. Everything you need to know about car insurance in South Portland, ME is right here.

You’ll find South Portland car insurance rates, the cheapest South Portland, ME car insurance companies, and information on Maine car insurance laws. You can also compare South Portland, Maine car insurance rates to Portland car insurance rates, Lewiston car insurance rates, and Saco car insurance rates.

Ready to find affordable South Portland, ME car insurance today? Enter your ZIP code for fast, free South Portland car insurance quotes.

Cheapest South Portland, ME Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect South Portland, ME car insurance rates? Every South Portland, Maine car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in South Portland, Maine

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,757 $1,807 $1,588 $1,719 $4,498 $6,003 $1,902 $2,122
Farmers $1,612 $1,627 $1,529 $1,623 $5,567 $6,005 $1,938 $1,998
GEICO $929 $961 $929 $929 $2,316 $3,005 $1,013 $1,077
Liberty Mutual $2,688 $2,688 $2,563 $2,563 $5,636 $8,401 $2,688 $3,759
Progressive $1,739 $1,703 $1,739 $1,703 $7,370 $8,275 $2,022 $2,279
State Farm $1,271 $1,271 $1,207 $1,207 $4,142 $5,170 $1,424 $1,557
Travelers $1,092 $1,122 $989 $1,009 $4,479 $6,064 $1,067 $1,209
USAA $807 $792 $803 $782 $2,658 $2,927 $1,021 $1,064

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Minimum Car Insurance in South Portland, ME

Every driver must carry the minimum car insurance in South Portland, ME. Take a look at the Maine car insurance requirements.

Minimum Required Car Insurance Coverage in South Portland, Maine

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $50,000 per person
$100,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest South Portland, ME Car Insurance Rates by Credit Score

Your credit affects car insurance costs in South Portland, ME. Compare credit history car insurance rates in South Portland from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in South Portland, Maine

Insurance Company Poor Fair Good
Allstate $3,357 $2,564 $2,103
Farmers $3,195 $2,613 $2,404
GEICO $1,877 $1,246 $1,062
Liberty Mutual $5,391 $3,495 $2,734
Progressive $3,778 $3,254 $3,028
State Farm $3,140 $1,876 $1,452
Travelers $2,504 $2,053 $1,829
USAA $1,773 $1,227 $1,070

Cheapest South Portland, ME Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in South Portland, ME to rates for a clean record with top companies.

Annual South Portland, Maine Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,176 $2,962 $3,096 $2,464
Farmers $2,389 $3,049 $2,646 $2,865
GEICO $1,018 $1,428 $2,115 $1,018
Liberty Mutual $2,946 $3,489 $5,839 $3,218
Progressive $2,683 $4,554 $2,990 $3,187
State Farm $1,952 $2,360 $2,156 $2,156
Travelers $1,773 $1,970 $2,477 $2,294
USAA $1,029 $1,357 $1,909 $1,132

Cheapest South Portland, ME Car Insurance for Teen Drivers

Teen car insurance in South Portland, ME can be expensive. Take a look at rates from the top car insurance companies in South Portland for teenagers.

Annual Car Insurance Rates for Teen Drivers in South Portland, Maine

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $4,498 $6,003
Farmers $5,567 $6,005
GEICO $2,316 $3,005
Liberty Mutual $5,636 $8,401
Progressive $7,370 $8,275
State Farm $4,142 $5,170
Travelers $4,479 $6,064
USAA $2,658 $2,927

Cheapest South Portland, ME Car Insurance for Seniors

Take a look at South Portland, ME senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in South Portland, Maine

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,588 $1,719
Farmers $1,529 $1,623
GEICO $929 $929
Liberty Mutual $2,563 $2,563
Progressive $1,739 $1,703
State Farm $1,207 $1,207
Travelers $989 $1,009
USAA $803 $782

Cheapest South Portland, ME Car Insurance Rates After a DUI

A DUI in South Portland, ME increases car insurance rates. Compare South Portland, Maine DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in South Portland, Maine

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,096
Farmers $2,646
GEICO $2,115
Liberty Mutual $5,839
Progressive $2,990
State Farm $2,156
Travelers $2,477
USAA $1,909

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Cheapest South Portland, ME Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in South Portland, ME by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in South Portland, Maine

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,675 $2,675
Farmers $2,738 $2,738
GEICO $1,372 $1,418
Liberty Mutual $3,795 $3,951
Progressive $3,354 $3,354
State Farm $2,086 $2,226
Travelers $2,129 $2,129
USAA $1,319 $1,395

The Best Cheap Car Insurance Companies in South Portland, ME

Take a look at a side-by-side comparison of the top car insurance companies in South Portland, ME to find the best option for your needs.

Average Annual Car Insurance Rates by Company in South Portland, Maine

Insurance Company Average Annual Rates
Allstate $2,675
Farmers $2,738
GEICO $1,395
Liberty Mutual $3,873
Progressive $3,354
State Farm $2,156
Travelers $2,129
USAA $1,357

Category Winners: Cheapest Car Insurance in South Portland, Maine

Find the cheapest car insurance companies in South Portland, ME for each category right here.

Best Annual Car Insurance Rates by Company in South Portland, Maine

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation GEICO

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Cheapest South Portland, ME Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your South Portland car insurance rates. Find the cheapest South Portland, ME car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in South Portland, Maine

Insurance Company Low Medium High
Allstate $2,640 $2,641 $2,742
Farmers $2,611 $2,631 $2,971
GEICO $1,365 $1,375 $1,444
Liberty Mutual $3,817 $3,817 $3,986
Progressive $3,275 $3,283 $3,502
State Farm $2,095 $2,131 $2,242
Travelers $2,091 $2,095 $2,200
USAA $1,326 $1,339 $1,406

What affects car insurance rates in South Portland, Maine?

What factors can have an impact on South Portland, ME car insurance? There are several reasons why South Portland car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in South Portland, Maine.

Commute Time in South Portland

The more time you spend in your car the higher the risk of an accident. The average commute length in South Portland, ME is 18.8 minutes according to City-Data.

Compare Car Insurance Quotes in South Portland, ME

Ready to find affordable South Portland, Maine car insurance today? Enter your ZIP code for fast, free South Portland, ME car insurance quotes.

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