Compare South Portsmouth, KY Car Insurance Rates (2021)

Car insurance in South Portsmouth, KY averages $375 a month. South Portsmouth, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap South Portsmouth car insurance rates, compare quotes from the top car insurance companies in South Portsmouth, KY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in South Portsmouth, KY after a DUI are $5,376/year
  • Average car insurance rates in South Portsmouth, KY are $4,504/year
  • The cheapest car insurance company in South Portsmouth is USAA

If you need to buy South Portsmouth, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in South Portsmouth, KY is right here.

You’ll find South Portsmouth car insurance rates, the cheapest South Portsmouth, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare South Portsmouth, Kentucky car insurance rates to Covington car insurance rates, Florence car insurance rates, and Owensboro car insurance rates.

Ready to find affordable South Portsmouth, KY car insurance today? Enter your ZIP code for fast, free South Portsmouth car insurance quotes.

Cheapest South Portsmouth, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect South Portsmouth, KY car insurance rates? Every South Portsmouth, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in South Portsmouth, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,289 $3,253 $2,975 $3,171 $12,180 $13,684 $3,638 $3,844
GEICO $3,709 $3,438 $3,873 $3,508 $7,451 $8,824 $3,033 $2,624
Liberty Mutual $3,223 $3,497 $2,756 $3,080 $13,293 $14,682 $3,355 $3,468
Nationwide $3,516 $3,512 $3,200 $3,331 $7,480 $9,251 $3,944 $4,119
Progressive $2,162 $2,057 $1,944 $1,948 $10,621 $12,050 $2,684 $2,746
State Farm $1,899 $1,899 $1,699 $1,699 $5,669 $7,166 $2,118 $2,372
Travelers $1,942 $1,976 $1,907 $1,910 $9,126 $14,638 $2,025 $2,334
USAA $1,941 $1,939 $1,759 $1,782 $5,312 $5,579 $2,454 $2,683

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Minimum Car Insurance in South Portsmouth, KY

Every driver must carry the minimum car insurance in South Portsmouth, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in South Portsmouth, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest South Portsmouth, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in South Portsmouth, KY. Compare credit history car insurance rates in South Portsmouth from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in South Portsmouth, Kentucky

Insurance Company Poor Fair Good
Allstate $7,623 $5,260 $4,380
GEICO $7,493 $3,742 $2,438
Liberty Mutual $8,484 $5,191 $4,084
Nationwide $5,864 $4,565 $3,953
Progressive $5,052 $4,412 $4,116
State Farm $4,427 $2,677 $2,092
Travelers $4,998 $4,232 $4,216
USAA $4,335 $2,453 $2,005

Cheapest South Portsmouth, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in South Portsmouth, KY to rates for a clean record with top companies.

Annual South Portsmouth, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,771 $6,223 $6,640 $5,382
GEICO $2,691 $4,826 $7,418 $3,295
Liberty Mutual $4,926 $7,604 $5,903 $5,245
Nationwide $3,852 $4,925 $6,176 $4,223
Progressive $3,742 $5,548 $4,267 $4,549
State Farm $2,801 $3,330 $3,065 $3,065
Travelers $3,915 $4,027 $5,792 $4,196
USAA $2,201 $3,119 $3,748 $2,656

Cheapest South Portsmouth, KY Car Insurance for Teen Drivers

Teen car insurance in South Portsmouth, KY can be expensive. Take a look at rates from the top car insurance companies in South Portsmouth for teenagers.

Annual Car Insurance Rates for Teen Drivers in South Portsmouth, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,180 $13,684
GEICO $7,451 $8,824
Liberty Mutual $13,293 $14,682
Nationwide $7,480 $9,251
Progressive $10,621 $12,050
State Farm $5,669 $7,166
Travelers $9,126 $14,638
USAA $5,312 $5,579

Cheapest South Portsmouth, KY Car Insurance for Seniors

Take a look at South Portsmouth, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in South Portsmouth, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,975 $3,171
GEICO $3,873 $3,508
Liberty Mutual $2,756 $3,080
Nationwide $3,200 $3,331
Progressive $1,944 $1,948
State Farm $1,699 $1,699
Travelers $1,907 $1,910
USAA $1,759 $1,782

Cheapest South Portsmouth, KY Car Insurance Rates After a DUI

A DUI in South Portsmouth, KY increases car insurance rates. Compare South Portsmouth, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in South Portsmouth, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,640
GEICO $7,418
Liberty Mutual $5,903
Nationwide $6,176
Progressive $4,267
State Farm $3,065
Travelers $5,792
USAA $3,748

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Cheapest South Portsmouth, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in South Portsmouth, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in South Portsmouth, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,754 $5,754
GEICO $4,514 $4,601
Liberty Mutual $5,919 $5,919
Nationwide $4,794 $4,794
Progressive $4,526 $4,526
State Farm $2,991 $3,139
Travelers $4,482 $4,482
USAA $2,822 $3,040

The Best Cheap Car Insurance Companies in South Portsmouth, KY

Take a look at a side-by-side comparison of the top car insurance companies in South Portsmouth, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in South Portsmouth, Kentucky

Insurance Company Average Annual Rates
Allstate $5,754
GEICO $4,557
Liberty Mutual $5,919
Nationwide $4,794
Progressive $4,526
State Farm $3,065
Travelers $4,482
USAA $2,931

Category Winners: Cheapest Car Insurance in South Portsmouth, Kentucky

Find the cheapest car insurance companies in South Portsmouth, KY for each category right here.

Best Annual Car Insurance Rates by Company in South Portsmouth, Kentucky

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest South Portsmouth, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your South Portsmouth car insurance rates. Find the cheapest South Portsmouth, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in South Portsmouth, Kentucky

Insurance Company Low Medium High
Allstate $5,359 $5,733 $6,171
GEICO $4,251 $4,551 $4,871
Liberty Mutual $5,604 $5,877 $6,277
Nationwide $4,753 $4,727 $4,902
Progressive $4,152 $4,459 $4,969
State Farm $2,886 $3,060 $3,249
Travelers $4,243 $4,499 $4,704
USAA $2,782 $2,924 $3,087

Compare Car Insurance Quotes in South Portsmouth, KY

Ready to find affordable South Portsmouth, Kentucky car insurance today? Enter your ZIP code for fast, free South Portsmouth, KY car insurance quotes.

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