Compare South Riding, VA Car Insurance Rates (2021)

Car insurance in South Riding, VA averages $215 a month. South Riding, Virginia car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap South Riding car insurance rates, compare quotes from the top car insurance companies in South Riding, VA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in South Riding, VA are $2,576/year
  • The cheapest car insurance company in South Riding is USAA
  • The cheapest car insurance company in South Riding for teen drivers is GEICO

If you need to buy South Riding, Virginia car insurance, the options can be confusing. Everything you need to know about car insurance in South Riding, VA is right here.

You’ll find South Riding car insurance rates, the cheapest South Riding, VA car insurance companies, and information on Virginia car insurance laws. You can also compare South Riding, Virginia car insurance rates to Hampton car insurance rates, Portsmouth car insurance rates, and Alexandria car insurance rates.

Ready to find affordable South Riding, VA car insurance today? Enter your ZIP code for fast, free South Riding car insurance quotes.

Cheapest South Riding, VA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect South Riding, VA car insurance rates? Every South Riding, Virginia car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in South Riding, Virginia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,456 $2,312 $2,438 $2,438 $7,811 $8,943 $3,190 $3,181
GEICO $1,448 $1,438 $1,379 $1,379 $3,167 $4,204 $1,683 $1,654
Nationwide $1,465 $1,472 $1,301 $1,334 $3,535 $4,544 $1,618 $1,757
Progressive $1,278 $1,206 $1,164 $1,163 $6,108 $6,849 $1,548 $1,576
State Farm $1,636 $1,636 $1,491 $1,491 $5,143 $6,450 $1,856 $2,137
USAA $1,101 $1,081 $1,036 $1,037 $3,453 $4,101 $1,411 $1,545

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Minimum Car Insurance in South Riding, VA

Every driver must carry the minimum car insurance in South Riding, VA. Take a look at the Virginia car insurance requirements.

Minimum Required Car Insurance Coverage in South Riding, Virginia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest South Riding, VA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in South Riding, VA. Compare credit history car insurance rates in South Riding from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in South Riding, Virginia

Insurance Company Poor Fair Good
Allstate $4,976 $4,009 $3,303
GEICO $2,271 $1,931 $1,931
Nationwide $2,515 $2,027 $1,842
Progressive $2,894 $2,550 $2,390
State Farm $3,885 $2,406 $1,899
USAA $2,466 $1,682 $1,389

Cheapest South Riding, VA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in South Riding, VA to rates for a clean record with top companies.

Annual South Riding, Virginia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,035 $4,903 $4,509 $3,938
GEICO $1,556 $2,015 $3,049 $1,556
Nationwide $1,852 $1,852 $2,710 $2,100
Progressive $2,214 $2,979 $2,664 $2,589
State Farm $2,480 $2,980 $2,730 $2,730
USAA $1,429 $1,858 $2,448 $1,648

Cheapest South Riding, VA Car Insurance for Teen Drivers

Teen car insurance in South Riding, VA can be expensive. Take a look at rates from the top car insurance companies in South Riding for teenagers.

Annual Car Insurance Rates for Teen Drivers in South Riding, Virginia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,811 $8,943
GEICO $3,167 $4,204
Nationwide $3,535 $4,544
Progressive $6,108 $6,849
State Farm $5,143 $6,450
USAA $3,453 $4,101

Cheapest South Riding, VA Car Insurance for Seniors

Take a look at South Riding, VA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in South Riding, Virginia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,438 $2,438
GEICO $1,379 $1,379
Nationwide $1,301 $1,334
Progressive $1,164 $1,163
State Farm $1,491 $1,491
USAA $1,036 $1,037

Cheapest South Riding, VA Car Insurance Rates After a DUI

A DUI in South Riding, VA increases car insurance rates. Compare South Riding, Virginia DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in South Riding, Virginia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,509
GEICO $3,049
Nationwide $2,710
Progressive $2,664
State Farm $2,730
USAA $2,448

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Cheapest South Riding, VA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in South Riding, VA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in South Riding, Virginia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,970 $4,223
GEICO $2,006 $2,082
Nationwide $2,128 $2,128
Progressive $2,611 $2,611
State Farm $2,661 $2,799
USAA $1,778 $1,914

The Best Cheap Car Insurance Companies in South Riding, VA

Take a look at a side-by-side comparison of the top car insurance companies in South Riding, VA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in South Riding, Virginia

Insurance Company Average Annual Rates
Allstate $4,096
GEICO $2,044
Nationwide $2,128
Progressive $2,611
State Farm $2,730
USAA $1,846

Category Winners: Cheapest Car Insurance in South Riding, Virginia

Find the cheapest car insurance companies in South Riding, VA for each category right here.

Best Annual Car Insurance Rates by Company in South Riding, Virginia

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI USAA
With 1 Speeding Violation GEICO

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Cheapest South Riding, VA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your South Riding car insurance rates. Find the cheapest South Riding, VA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in South Riding, Virginia

Insurance Company Low Medium High
Allstate $3,980 $4,097 $4,212
GEICO $1,962 $2,043 $2,127
Nationwide $2,238 $2,109 $2,038
Progressive $2,502 $2,585 $2,747
State Farm $2,553 $2,728 $2,909
USAA $1,777 $1,850 $1,911

What affects car insurance rates in South Riding, Virginia?

What factors can have an impact on South Riding, VA car insurance? There are several reasons why South Riding car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in South Riding, Virginia.

Commute Time in South Riding

The more time you spend in your car the higher the risk of an accident. The average commute length in South Riding, VA is 39.1 minutes according to City-Data.

Compare Car Insurance Quotes in South Riding, VA

Ready to find affordable South Riding, Virginia car insurance today? Enter your ZIP code for fast, free South Riding, VA car insurance quotes.

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