Compare South Roxana, IL Car Insurance Rates (2021)

Car insurance in South Roxana, IL averages $309 a month. South Roxana, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap South Roxana car insurance rates, compare quotes from the top car insurance companies in South Roxana, IL.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in South Roxana, IL after a DUI are $4,330/year
  • The cheapest car insurance company in South Roxana is State Farm
  • Average car insurance rates in South Roxana, IL are $3,712/year

If you need to buy South Roxana, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in South Roxana, IL is right here.

You’ll find South Roxana car insurance rates, the cheapest South Roxana, IL car insurance companies, and information on Illinois car insurance laws. You can also compare South Roxana, Illinois car insurance rates to Aurora car insurance rates, Cicero car insurance rates, and Springfield car insurance rates.

Ready to find affordable South Roxana, IL car insurance today? Enter your ZIP code for fast, free South Roxana car insurance quotes.

Cheapest South Roxana, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect South Roxana, IL car insurance rates? Every South Roxana, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in South Roxana, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,168 $3,182 $3,313 $3,313 $8,222 $10,682 $3,805 $4,111
American Family $2,659 $2,659 $2,434 $2,434 $7,523 $10,435 $2,659 $3,428
Farmers $2,636 $2,636 $2,339 $2,486 $11,456 $11,916 $2,989 $3,098
GEICO $1,856 $1,894 $1,798 $2,194 $5,866 $6,121 $2,339 $2,224
Liberty Mutual $1,679 $1,816 $1,436 $1,609 $5,409 $5,989 $1,712 $1,767
Nationwide $3,038 $3,090 $2,689 $2,854 $8,630 $11,109 $3,566 $3,873
Progressive $2,654 $2,501 $2,194 $2,304 $9,547 $10,730 $3,147 $3,380
State Farm $1,350 $1,350 $1,216 $1,216 $4,185 $5,294 $1,528 $1,756
Travelers $1,697 $1,793 $1,539 $1,644 $4,852 $6,101 $1,802 $1,899
USAA $1,729 $1,765 $1,607 $1,590 $5,546 $6,126 $2,281 $2,517

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Minimum Car Insurance in South Roxana, IL

Every driver must carry the minimum car insurance in South Roxana, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in South Roxana, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest South Roxana, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in South Roxana, IL. Compare credit history car insurance rates in South Roxana from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in South Roxana, Illinois

Insurance Company Poor Fair Good
Allstate $6,335 $4,579 $4,009
American Family $5,693 $3,872 $3,272
Farmers $5,620 $4,722 $4,491
GEICO $4,885 $2,376 $1,848
Liberty Mutual $3,799 $2,361 $1,871
Nationwide $5,817 $4,675 $4,076
Progressive $5,192 $4,409 $4,070
State Farm $3,249 $1,949 $1,513
Travelers $3,258 $2,613 $2,126
USAA $3,860 $2,646 $2,179

Cheapest South Roxana, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in South Roxana, IL to rates for a clean record with top companies.

Annual South Roxana, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,548 $6,050 $5,630 $4,671
American Family $3,150 $4,449 $5,943 $3,573
Farmers $4,178 $5,390 $5,259 $4,951
GEICO $2,188 $3,088 $4,134 $2,736
Liberty Mutual $2,219 $3,177 $2,778 $2,534
Nationwide $3,886 $5,070 $5,985 $4,483
Progressive $3,747 $5,574 $4,163 $4,744
State Farm $2,037 $2,438 $2,237 $2,237
Travelers $2,118 $2,776 $3,111 $2,659
USAA $2,065 $2,963 $4,063 $2,490

Cheapest South Roxana, IL Car Insurance for Teen Drivers

Teen car insurance in South Roxana, IL can be expensive. Take a look at rates from the top car insurance companies in South Roxana for teenagers.

Annual Car Insurance Rates for Teen Drivers in South Roxana, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,222 $10,682
American Family $7,523 $10,435
Farmers $11,456 $11,916
GEICO $5,866 $6,121
Liberty Mutual $5,409 $5,989
Nationwide $8,630 $11,109
Progressive $9,547 $10,730
State Farm $4,185 $5,294
Travelers $4,852 $6,101
USAA $5,546 $6,126

Cheapest South Roxana, IL Car Insurance for Seniors

Take a look at South Roxana, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in South Roxana, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,313 $3,313
American Family $2,434 $2,434
Farmers $2,339 $2,486
GEICO $1,798 $2,194
Liberty Mutual $1,436 $1,609
Nationwide $2,689 $2,854
Progressive $2,194 $2,304
State Farm $1,216 $1,216
Travelers $1,539 $1,644
USAA $1,607 $1,590

Cheapest South Roxana, IL Car Insurance Rates After a DUI

A DUI in South Roxana, IL increases car insurance rates. Compare South Roxana, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in South Roxana, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,630
American Family $5,943
Farmers $5,259
GEICO $4,134
Liberty Mutual $2,778
Nationwide $5,985
Progressive $4,163
State Farm $2,237
Travelers $3,111
USAA $4,063

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Cheapest South Roxana, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in South Roxana, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in South Roxana, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,975 $4,975
American Family $4,224 $4,334
Farmers $4,944 $4,944
GEICO $2,980 $3,093
Liberty Mutual $2,677 $2,677
Nationwide $4,856 $4,856
Progressive $4,557 $4,557
State Farm $2,181 $2,293
Travelers $2,561 $2,771
USAA $2,814 $2,977

The Best Cheap Car Insurance Companies in South Roxana, IL

Take a look at a side-by-side comparison of the top car insurance companies in South Roxana, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in South Roxana, Illinois

Insurance Company Average Annual Rates
Allstate $4,975
American Family $4,279
Farmers $4,944
GEICO $3,036
Liberty Mutual $2,677
Nationwide $4,856
Progressive $4,557
State Farm $2,237
Travelers $2,666
USAA $2,895

Category Winners: Cheapest Car Insurance in South Roxana, Illinois

Find the cheapest car insurance companies in South Roxana, IL for each category right here.

Best Annual Car Insurance Rates by Company in South Roxana, Illinois

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest South Roxana, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your South Roxana car insurance rates. Find the cheapest South Roxana, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in South Roxana, Illinois

Insurance Company Low Medium High
Allstate $4,814 $4,969 $5,141
American Family $4,115 $4,435 $4,286
Farmers $4,673 $4,817 $5,342
GEICO $2,744 $3,020 $3,345
Liberty Mutual $2,468 $2,666 $2,897
Nationwide $4,802 $4,904 $4,862
Progressive $4,070 $4,536 $5,065
State Farm $2,098 $2,240 $2,373
Travelers $2,489 $2,662 $2,846
USAA $2,704 $2,892 $3,089

What affects car insurance rates in South Roxana, Illinois?

What factors can have an impact on South Roxana, IL car insurance? There are several reasons why South Roxana car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in South Roxana, Illinois.

Commute Time in South Roxana

The more time you spend in your car the higher the risk of an accident. The average commute length in South Roxana, IL is 23.4 minutes according to City-Data.

Compare Car Insurance Quotes in South Roxana, IL

Ready to find affordable South Roxana, Illinois car insurance today? Enter your ZIP code for fast, free South Roxana, IL car insurance quotes.

Free Car Insurance Comparison

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