Compare South Suburban, IL Car Insurance Rates (2021)

Car insurance in South Suburban, IL averages $382 a month. South Suburban, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap South Suburban car insurance rates, compare quotes from the top car insurance companies in South Suburban, IL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in South Suburban is USAA
  • Average car insurance rates in South Suburban, IL after a DUI are $5,419/year
  • The cheapest car insurance company in South Suburban for teen drivers is USAA

If you need to buy South Suburban, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in South Suburban, IL is right here.

You’ll find South Suburban car insurance rates, the cheapest South Suburban, IL car insurance companies, and information on Illinois car insurance laws. You can also compare South Suburban, Illinois car insurance rates to Peoria car insurance rates, Springfield car insurance rates, and Rockford car insurance rates.

Ready to find affordable South Suburban, IL car insurance today? Enter your ZIP code for fast, free South Suburban car insurance quotes.

Cheapest South Suburban, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect South Suburban, IL car insurance rates? Every South Suburban, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in South Suburban, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,825 $4,846 $5,059 $5,059 $12,566 $16,319 $5,797 $6,261
American Family $2,951 $2,951 $2,706 $2,706 $8,462 $11,696 $2,951 $3,817
Farmers $3,022 $3,017 $2,669 $2,832 $13,548 $14,137 $3,458 $3,600
GEICO $2,553 $2,620 $2,493 $2,775 $9,257 $9,573 $2,958 $3,077
Liberty Mutual $1,792 $1,938 $1,497 $1,678 $5,978 $6,644 $1,861 $1,951
Nationwide $3,871 $3,939 $3,432 $3,640 $10,919 $14,034 $4,535 $4,919
Progressive $2,188 $2,044 $1,811 $1,904 $8,310 $9,306 $2,599 $2,802
State Farm $1,895 $1,895 $1,716 $1,716 $6,048 $7,631 $2,149 $2,482
Travelers $2,605 $2,755 $2,366 $2,530 $7,852 $9,892 $2,780 $2,934
USAA $1,684 $1,696 $1,572 $1,531 $5,689 $6,235 $2,220 $2,411

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Minimum Car Insurance in South Suburban, IL

Every driver must carry the minimum car insurance in South Suburban, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in South Suburban, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest South Suburban, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in South Suburban, IL. Compare credit history car insurance rates in South Suburban from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in South Suburban, Illinois

Insurance Company Poor Fair Good
Allstate $9,670 $6,982 $6,123
American Family $6,351 $4,328 $3,661
Farmers $6,548 $5,540 $5,268
GEICO $7,138 $3,441 $2,662
Liberty Mutual $4,143 $2,571 $2,038
Nationwide $7,409 $5,925 $5,149
Progressive $4,397 $3,745 $3,469
State Farm $4,639 $2,779 $2,156
Travelers $5,140 $4,145 $3,357
USAA $3,814 $2,641 $2,184

Cheapest South Suburban, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in South Suburban, IL to rates for a clean record with top companies.

Annual South Suburban, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,386 $9,273 $8,584 $7,124
American Family $3,522 $4,954 $6,650 $3,994
Farmers $4,878 $6,312 $6,153 $5,799
GEICO $2,948 $4,736 $6,492 $3,477
Liberty Mutual $2,422 $3,459 $3,031 $2,757
Nationwide $4,940 $6,431 $7,579 $5,694
Progressive $3,177 $4,764 $3,527 $4,013
State Farm $2,895 $3,488 $3,191 $3,191
Travelers $3,325 $4,400 $4,927 $4,206
USAA $2,037 $2,963 $4,056 $2,463

Cheapest South Suburban, IL Car Insurance for Teen Drivers

Teen car insurance in South Suburban, IL can be expensive. Take a look at rates from the top car insurance companies in South Suburban for teenagers.

Annual Car Insurance Rates for Teen Drivers in South Suburban, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,566 $16,319
American Family $8,462 $11,696
Farmers $13,548 $14,137
GEICO $9,257 $9,573
Liberty Mutual $5,978 $6,644
Nationwide $10,919 $14,034
Progressive $8,310 $9,306
State Farm $6,048 $7,631
Travelers $7,852 $9,892
USAA $5,689 $6,235

Cheapest South Suburban, IL Car Insurance for Seniors

Take a look at South Suburban, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in South Suburban, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $5,059 $5,059
American Family $2,706 $2,706
Farmers $2,669 $2,832
GEICO $2,493 $2,775
Liberty Mutual $1,497 $1,678
Nationwide $3,432 $3,640
Progressive $1,811 $1,904
State Farm $1,716 $1,716
Travelers $2,366 $2,530
USAA $1,572 $1,531

Cheapest South Suburban, IL Car Insurance Rates After a DUI

A DUI in South Suburban, IL increases car insurance rates. Compare South Suburban, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in South Suburban, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $8,584
American Family $6,650
Farmers $6,153
GEICO $6,492
Liberty Mutual $3,031
Nationwide $7,579
Progressive $3,527
State Farm $3,191
Travelers $4,927
USAA $4,056

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Cheapest South Suburban, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in South Suburban, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in South Suburban, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $7,592 $7,592
American Family $4,719 $4,841
Farmers $5,785 $5,785
GEICO $4,339 $4,488
Liberty Mutual $2,917 $2,917
Nationwide $6,161 $6,161
Progressive $3,870 $3,870
State Farm $3,111 $3,271
Travelers $4,044 $4,385
USAA $2,799 $2,960

The Best Cheap Car Insurance Companies in South Suburban, IL

Take a look at a side-by-side comparison of the top car insurance companies in South Suburban, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in South Suburban, Illinois

Insurance Company Average Annual Rates
Allstate $7,592
American Family $4,780
Farmers $5,785
GEICO $4,413
Liberty Mutual $2,917
Nationwide $6,161
Progressive $3,870
State Farm $3,191
Travelers $4,214
USAA $2,880

Category Winners: Cheapest Car Insurance in South Suburban, Illinois

Find the cheapest car insurance companies in South Suburban, IL for each category right here.

Best Annual Car Insurance Rates by Company in South Suburban, Illinois

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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Cheapest South Suburban, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your South Suburban car insurance rates. Find the cheapest South Suburban, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in South Suburban, Illinois

Insurance Company Low Medium High
Allstate $7,314 $7,581 $7,880
American Family $4,605 $4,955 $4,780
Farmers $5,488 $5,640 $6,228
GEICO $4,003 $4,415 $4,822
Liberty Mutual $2,732 $2,909 $3,111
Nationwide $6,112 $6,209 $6,162
Progressive $3,511 $3,851 $4,249
State Farm $2,992 $3,197 $3,385
Travelers $3,940 $4,209 $4,494
USAA $2,664 $2,877 $3,098

Compare Car Insurance Quotes in South Suburban, IL

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Average Monthly Car Insurance Rates by State