Compare South West City, MO Car Insurance Rates (2021)

Car insurance in South West City, MO averages $273 a month. South West City, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap South West City car insurance rates, compare quotes from the top car insurance companies in South West City, MO.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in South West City for teen drivers is Nationwide
  • Average car insurance rates in South West City, MO are $3,271/year
  • The cheapest car insurance company in South West City is Nationwide

If you need to buy South West City, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in South West City, MO is right here.

You’ll find South West City car insurance rates, the cheapest South West City, MO car insurance companies, and information on Missouri car insurance laws. You can also compare South West City, Missouri car insurance rates to St. Charles car insurance rates, St. Joseph car insurance rates, and Columbia car insurance rates.

Ready to find affordable South West City, MO car insurance today? Enter your ZIP code for fast, free South West City car insurance quotes.

Cheapest South West City, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect South West City, MO car insurance rates? Every South West City, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in South West City, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,822 $2,736 $2,532 $2,613 $7,715 $8,346 $2,716 $2,810
American Family $1,987 $1,987 $1,772 $1,772 $5,488 $7,118 $1,987 $2,318
Farmers $2,296 $2,288 $2,049 $2,169 $9,539 $9,873 $2,632 $2,761
GEICO $1,836 $2,069 $1,421 $1,831 $5,812 $6,176 $1,672 $1,687
Liberty Mutual $2,659 $2,881 $2,186 $2,447 $9,269 $10,288 $2,808 $3,003
Nationwide $1,534 $1,567 $1,371 $1,453 $3,959 $5,072 $1,757 $1,901
Progressive $1,918 $1,773 $1,566 $1,614 $6,400 $7,186 $2,336 $2,413
State Farm $1,709 $1,709 $1,527 $1,527 $4,923 $6,194 $1,921 $2,202
USAA $1,641 $1,624 $1,481 $1,502 $4,991 $6,094 $2,038 $2,263

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in South West City, MO

Every driver must carry the minimum car insurance in South West City, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in South West City, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest South West City, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in South West City, MO. Compare credit history car insurance rates in South West City from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in South West City, Missouri

Insurance Company Poor Fair Good
Allstate $5,571 $3,579 $2,959
American Family $3,983 $2,810 $2,368
Farmers $4,799 $4,000 $3,803
GEICO $3,884 $2,531 $2,025
Liberty Mutual $6,382 $3,888 $3,057
Nationwide $2,744 $2,267 $1,969
Progressive $3,649 $3,018 $2,784
State Farm $3,720 $2,428 $1,995
USAA $4,495 $2,106 $1,513

Cheapest South West City, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in South West City, MO to rates for a clean record with top companies.

Annual South West City, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,473 $3,909 $4,842 $3,921
American Family $2,264 $3,312 $4,043 $2,595
Farmers $3,625 $4,519 $4,418 $4,241
GEICO $2,177 $2,843 $3,862 $2,370
Liberty Mutual $3,222 $4,632 $4,777 $5,138
Nationwide $1,823 $2,346 $3,140 $1,998
Progressive $2,708 $3,677 $3,017 $3,201
State Farm $2,495 $2,933 $2,714 $2,714
USAA $2,150 $2,630 $3,681 $2,356

Cheapest South West City, MO Car Insurance for Teen Drivers

Teen car insurance in South West City, MO can be expensive. Take a look at rates from the top car insurance companies in South West City for teenagers.

Annual Car Insurance Rates for Teen Drivers in South West City, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,715 $8,346
American Family $5,488 $7,118
Farmers $9,539 $9,873
GEICO $5,812 $6,176
Liberty Mutual $9,269 $10,288
Nationwide $3,959 $5,072
Progressive $6,400 $7,186
State Farm $4,923 $6,194
USAA $4,991 $6,094

Cheapest South West City, MO Car Insurance for Seniors

Take a look at South West City, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in South West City, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,532 $2,613
American Family $1,772 $1,772
Farmers $2,049 $2,169
GEICO $1,421 $1,831
Liberty Mutual $2,186 $2,447
Nationwide $1,371 $1,453
Progressive $1,566 $1,614
State Farm $1,527 $1,527
USAA $1,481 $1,502

Cheapest South West City, MO Car Insurance Rates After a DUI

A DUI in South West City, MO increases car insurance rates. Compare South West City, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in South West City, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,842
American Family $4,043
Farmers $4,418
GEICO $3,862
Liberty Mutual $4,777
Nationwide $3,140
Progressive $3,017
State Farm $2,714
USAA $3,681

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest South West City, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in South West City, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in South West City, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,036 $4,036
American Family $3,024 $3,084
Farmers $4,201 $4,201
GEICO $2,760 $2,866
Liberty Mutual $4,442 $4,442
Nationwide $2,327 $2,327
Progressive $3,151 $3,151
State Farm $2,649 $2,779
USAA $2,607 $2,802

The Best Cheap Car Insurance Companies in South West City, MO

Take a look at a side-by-side comparison of the top car insurance companies in South West City, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in South West City, Missouri

Insurance Company Average Annual Rates
Allstate $4,036
American Family $3,054
Farmers $4,201
GEICO $2,813
Liberty Mutual $4,442
Nationwide $2,327
Progressive $3,151
State Farm $2,714
USAA $2,704

Category Winners: Cheapest Car Insurance in South West City, Missouri

Find the cheapest car insurance companies in South West City, MO for each category right here.

Best Annual Car Insurance Rates by Company in South West City, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest South West City, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your South West City car insurance rates. Find the cheapest South West City, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in South West City, Missouri

Insurance Company Low Medium High
Allstate $3,889 $4,028 $4,191
American Family $2,958 $3,150 $3,053
Farmers $3,940 $4,160 $4,502
GEICO $2,637 $2,832 $2,970
Liberty Mutual $4,211 $4,461 $4,655
Nationwide $2,187 $2,350 $2,443
Progressive $2,853 $3,158 $3,442
State Farm $2,555 $2,722 $2,866
USAA $2,581 $2,694 $2,838

Compare Car Insurance Quotes in South West City, MO

Ready to find affordable South West City, Missouri car insurance today? Enter your ZIP code for fast, free South West City, MO car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption