Compare South Whitley, IN Car Insurance Rates (2021)

Car insurance in South Whitley, IN averages $265 a month. South Whitley, Indiana car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap South Whitley car insurance rates, compare quotes from the top car insurance companies in South Whitley, IN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in South Whitley, IN after a DUI are $3,774/year
  • Average car insurance rates in South Whitley, IN are $3,184/year
  • The cheapest car insurance company in South Whitley for teen drivers is USAA

If you need to buy South Whitley, Indiana car insurance, the options can be confusing. Everything you need to know about car insurance in South Whitley, IN is right here.

You’ll find South Whitley car insurance rates, the cheapest South Whitley, IN car insurance companies, and information on Indiana car insurance laws. You can also compare South Whitley, Indiana car insurance rates to Indianapolis car insurance rates, Fort Wayne car insurance rates, and Evansville car insurance rates.

Ready to find affordable South Whitley, IN car insurance today? Enter your ZIP code for fast, free South Whitley car insurance quotes.

Cheapest South Whitley, IN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect South Whitley, IN car insurance rates? Every South Whitley, Indiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in South Whitley, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,550 $2,620 $2,229 $2,443 $7,669 $9,666 $2,607 $2,833
American Family $2,109 $2,109 $1,897 $1,897 $5,778 $8,378 $2,109 $2,606
Farmers $1,615 $1,594 $1,381 $1,550 $8,630 $9,191 $2,124 $2,300
GEICO $1,369 $1,360 $1,284 $1,329 $3,993 $3,708 $1,563 $1,378
Liberty Mutual $3,831 $3,831 $3,522 $3,522 $8,383 $12,656 $3,831 $5,251
Nationwide $1,630 $1,668 $1,428 $1,526 $4,739 $6,162 $1,910 $2,091
Progressive $1,535 $1,455 $1,389 $1,400 $8,864 $9,967 $1,918 $1,958
State Farm $1,320 $1,320 $1,175 $1,175 $3,990 $5,113 $1,459 $1,625
Travelers $1,231 $1,253 $1,151 $1,151 $7,525 $11,887 $1,299 $1,512
USAA $978 $966 $905 $917 $2,675 $3,003 $1,324 $1,424

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Minimum Car Insurance in South Whitley, IN

Every driver must carry the minimum car insurance in South Whitley, IN. Take a look at the Indiana car insurance requirements.

Minimum Required Car Insurance Coverage in South Whitley, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest South Whitley, IN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in South Whitley, IN. Compare credit history car insurance rates in South Whitley from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in South Whitley, Indiana

Insurance Company Poor Fair Good
Allstate $5,068 $3,753 $3,410
American Family $4,594 $2,986 $2,501
Farmers $4,142 $3,375 $3,127
GEICO $2,401 $1,998 $1,595
Liberty Mutual $7,462 $4,857 $4,492
Nationwide $3,010 $2,544 $2,379
Progressive $3,934 $3,475 $3,273
State Farm $3,128 $1,866 $1,447
Travelers $3,762 $3,185 $3,182
USAA $2,058 $1,355 $1,160

Cheapest South Whitley, IN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in South Whitley, IN to rates for a clean record with top companies.

Annual South Whitley, Indiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,265 $4,779 $4,395 $3,869
American Family $2,315 $3,701 $4,670 $2,757
Farmers $3,174 $3,702 $3,811 $3,505
GEICO $1,314 $2,066 $2,791 $1,820
Liberty Mutual $4,366 $5,151 $8,085 $4,813
Nationwide $2,273 $2,932 $2,811 $2,561
Progressive $2,675 $4,662 $3,189 $3,715
State Farm $2,097 $2,298 $2,097 $2,097
Travelers $2,866 $3,545 $4,018 $3,076
USAA $1,154 $1,637 $1,877 $1,429

Cheapest South Whitley, IN Car Insurance for Teen Drivers

Teen car insurance in South Whitley, IN can be expensive. Take a look at rates from the top car insurance companies in South Whitley for teenagers.

Annual Car Insurance Rates for Teen Drivers in South Whitley, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,669 $9,666
American Family $5,778 $8,378
Farmers $8,630 $9,191
GEICO $3,993 $3,708
Liberty Mutual $8,383 $12,656
Nationwide $4,739 $6,162
Progressive $8,864 $9,967
State Farm $3,990 $5,113
Travelers $7,525 $11,887
USAA $2,675 $3,003

Cheapest South Whitley, IN Car Insurance for Seniors

Take a look at South Whitley, IN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in South Whitley, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,229 $2,443
American Family $1,897 $1,897
Farmers $1,381 $1,550
GEICO $1,284 $1,329
Liberty Mutual $3,522 $3,522
Nationwide $1,428 $1,526
Progressive $1,389 $1,400
State Farm $1,175 $1,175
Travelers $1,151 $1,151
USAA $905 $917

Cheapest South Whitley, IN Car Insurance Rates After a DUI

A DUI in South Whitley, IN increases car insurance rates. Compare South Whitley, Indiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in South Whitley, Indiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,395
American Family $4,670
Farmers $3,811
GEICO $2,791
Liberty Mutual $8,085
Nationwide $2,811
Progressive $3,189
State Farm $2,097
Travelers $4,018
USAA $1,877

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Cheapest South Whitley, IN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in South Whitley, IN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in South Whitley, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,077 $4,077
American Family $3,320 $3,401
Farmers $3,548 $3,548
GEICO $1,963 $2,033
Liberty Mutual $5,455 $5,752
Nationwide $2,644 $2,644
Progressive $3,561 $3,561
State Farm $2,087 $2,208
Travelers $3,376 $3,376
USAA $1,504 $1,545

The Best Cheap Car Insurance Companies in South Whitley, IN

Take a look at a side-by-side comparison of the top car insurance companies in South Whitley, IN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in South Whitley, Indiana

Insurance Company Average Annual Rates
Allstate $4,077
American Family $3,361
Farmers $3,548
GEICO $1,998
Liberty Mutual $5,604
Nationwide $2,644
Progressive $3,561
State Farm $2,147
Travelers $3,376
USAA $1,524

Category Winners: Cheapest Car Insurance in South Whitley, Indiana

Find the cheapest car insurance companies in South Whitley, IN for each category right here.

Best Annual Car Insurance Rates by Company in South Whitley, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest South Whitley, IN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your South Whitley car insurance rates. Find the cheapest South Whitley, IN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in South Whitley, Indiana

Insurance Company Low Medium High
Allstate $3,884 $4,063 $4,285
American Family $3,333 $3,473 $3,277
Farmers $3,424 $3,541 $3,679
GEICO $1,869 $1,992 $2,132
Liberty Mutual $5,421 $5,589 $5,801
Nationwide $2,690 $2,623 $2,619
Progressive $3,364 $3,505 $3,813
State Farm $2,048 $2,146 $2,248
Travelers $3,310 $3,408 $3,411
USAA $1,472 $1,520 $1,580

What affects car insurance rates in South Whitley, Indiana?

What factors can have an impact on South Whitley, IN car insurance? There are several reasons why South Whitley car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in South Whitley, Indiana.

Car Theft in South Whitley

High levels of vehicle theft can make car insurance more expensive. South Whitley, IN car theft statistics from the FBI indicate 0 vehicle thefts a year.

Commute Time in South Whitley

The more time you spend in your car the higher the risk of an accident. The average commute length in South Whitley, IN is 26.3 minutes according to City-Data.

Compare Car Insurance Quotes in South Whitley, IN

Ready to find affordable South Whitley, Indiana car insurance today? Enter your ZIP code for fast, free South Whitley, IN car insurance quotes.

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Average Monthly Car Insurance Rates by State