Compare Southern View, IL Car Insurance Rates (2021)

Car insurance in Southern View, IL averages $277 a month. Southern View, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Southern View car insurance rates, compare quotes from the top car insurance companies in Southern View, IL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Southern View for teen drivers is Liberty Mutual
  • Average car insurance rates in Southern View, IL are $3,324/year
  • The cheapest car insurance company in Southern View is Liberty Mutual

If you need to buy Southern View, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Southern View, IL is right here.

You’ll find Southern View car insurance rates, the cheapest Southern View, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Southern View, Illinois car insurance rates to Rockford car insurance rates, Champaign car insurance rates, and Naperville car insurance rates.

Ready to find affordable Southern View, IL car insurance today? Enter your ZIP code for fast, free Southern View car insurance quotes.

Cheapest Southern View, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Southern View, IL car insurance rates? Every Southern View, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Southern View, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,533 $3,549 $3,697 $3,697 $9,256 $12,036 $4,249 $4,594
American Family $2,263 $2,263 $2,076 $2,076 $6,479 $8,948 $2,263 $2,922
Farmers $2,484 $2,484 $2,197 $2,326 $10,916 $11,399 $2,839 $2,964
GEICO $1,740 $1,778 $1,682 $2,043 $5,638 $5,889 $2,194 $2,093
Liberty Mutual $1,313 $1,415 $1,089 $1,216 $4,446 $4,946 $1,374 $1,449
Nationwide $1,723 $1,750 $1,536 $1,623 $4,751 $6,080 $2,009 $2,171
Progressive $2,141 $2,015 $1,769 $1,856 $7,826 $8,778 $2,546 $2,742
State Farm $1,496 $1,496 $1,347 $1,347 $4,439 $5,624 $1,695 $1,954
Travelers $1,691 $1,785 $1,551 $1,653 $5,024 $6,338 $1,793 $1,888
USAA $1,633 $1,670 $1,514 $1,497 $5,157 $5,709 $2,147 $2,373

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Minimum Car Insurance in Southern View, IL

Every driver must carry the minimum car insurance in Southern View, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Southern View, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Southern View, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Southern View, IL. Compare credit history car insurance rates in Southern View from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Southern View, Illinois

Insurance Company Poor Fair Good
Allstate $7,097 $5,139 $4,494
American Family $4,859 $3,317 $2,808
Farmers $5,329 $4,497 $4,278
GEICO $4,633 $2,257 $1,757
Liberty Mutual $3,041 $1,907 $1,519
Nationwide $3,222 $2,609 $2,285
Progressive $4,226 $3,587 $3,315
State Farm $3,528 $2,111 $1,636
Travelers $3,306 $2,673 $2,167
USAA $3,626 $2,476 $2,035

Cheapest Southern View, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Southern View, IL to rates for a clean record with top companies.

Annual Southern View, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,957 $6,784 $6,334 $5,230
American Family $2,691 $3,826 $5,078 $3,051
Farmers $3,968 $5,123 $4,995 $4,718
GEICO $2,083 $2,775 $4,078 $2,592
Liberty Mutual $1,796 $2,550 $2,239 $2,037
Nationwide $2,186 $2,820 $3,310 $2,506
Progressive $3,052 $4,542 $3,385 $3,857
State Farm $2,206 $2,644 $2,425 $2,425
Travelers $2,155 $2,834 $3,166 $2,707
USAA $1,941 $2,772 $3,798 $2,339

Cheapest Southern View, IL Car Insurance for Teen Drivers

Teen car insurance in Southern View, IL can be expensive. Take a look at rates from the top car insurance companies in Southern View for teenagers.

Annual Car Insurance Rates for Teen Drivers in Southern View, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,256 $12,036
American Family $6,479 $8,948
Farmers $10,916 $11,399
GEICO $5,638 $5,889
Liberty Mutual $4,446 $4,946
Nationwide $4,751 $6,080
Progressive $7,826 $8,778
State Farm $4,439 $5,624
Travelers $5,024 $6,338
USAA $5,157 $5,709

Cheapest Southern View, IL Car Insurance for Seniors

Take a look at Southern View, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Southern View, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,697 $3,697
American Family $2,076 $2,076
Farmers $2,197 $2,326
GEICO $1,682 $2,043
Liberty Mutual $1,089 $1,216
Nationwide $1,536 $1,623
Progressive $1,769 $1,856
State Farm $1,347 $1,347
Travelers $1,551 $1,653
USAA $1,514 $1,497

Cheapest Southern View, IL Car Insurance Rates After a DUI

A DUI in Southern View, IL increases car insurance rates. Compare Southern View, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Southern View, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,334
American Family $5,078
Farmers $4,995
GEICO $4,078
Liberty Mutual $2,239
Nationwide $3,310
Progressive $3,385
State Farm $2,425
Travelers $3,166
USAA $3,798

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Cheapest Southern View, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Southern View, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Southern View, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,576 $5,576
American Family $3,615 $3,708
Farmers $4,701 $4,701
GEICO $2,830 $2,934
Liberty Mutual $2,156 $2,156
Nationwide $2,705 $2,705
Progressive $3,709 $3,709
State Farm $2,363 $2,487
Travelers $2,608 $2,823
USAA $2,636 $2,789

The Best Cheap Car Insurance Companies in Southern View, IL

Take a look at a side-by-side comparison of the top car insurance companies in Southern View, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Southern View, Illinois

Insurance Company Average Annual Rates
Allstate $5,576
American Family $3,662
Farmers $4,701
GEICO $2,882
Liberty Mutual $2,156
Nationwide $2,705
Progressive $3,709
State Farm $2,425
Travelers $2,715
USAA $2,712

Category Winners: Cheapest Car Insurance in Southern View, Illinois

Find the cheapest car insurance companies in Southern View, IL for each category right here.

Best Annual Car Insurance Rates by Company in Southern View, Illinois

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

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Cheapest Southern View, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Southern View car insurance rates. Find the cheapest Southern View, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Southern View, Illinois

Insurance Company Low Medium High
Allstate $5,416 $5,572 $5,742
American Family $3,511 $3,796 $3,677
Farmers $4,464 $4,584 $5,055
GEICO $2,622 $2,873 $3,151
Liberty Mutual $2,038 $2,152 $2,278
Nationwide $2,689 $2,729 $2,698
Progressive $3,373 $3,691 $4,063
State Farm $2,284 $2,430 $2,561
Travelers $2,538 $2,712 $2,896
USAA $2,552 $2,710 $2,875

What affects car insurance rates in Southern View, Illinois?

What factors can have an impact on Southern View, IL car insurance? There are several reasons why Southern View car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Southern View, Illinois.

Commute Time in Southern View

The more time you spend in your car the higher the risk of an accident. The average commute length in Southern View, IL is 16.5 minutes according to City-Data.

Compare Car Insurance Quotes in Southern View, IL

Ready to find affordable Southern View, Illinois car insurance today? Enter your ZIP code for fast, free Southern View, IL car insurance quotes.

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Average Monthly Car Insurance Rates by State