Compare Southwest, PA Car Insurance Rates (2021)

Car insurance in Southwest, PA averages $329 a month. Southwest, Pennsylvania car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Southwest car insurance rates, compare quotes from the top car insurance companies in Southwest, PA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Southwest is USAA
  • Average car insurance rates in Southwest, PA are $3,946/year
  • The cheapest car insurance company in Southwest for teen drivers is USAA

If you need to buy Southwest, Pennsylvania car insurance, the options can be confusing. Everything you need to know about car insurance in Southwest, PA is right here.

You’ll find Southwest car insurance rates, the cheapest Southwest, PA car insurance companies, and information on Pennsylvania car insurance laws. You can also compare Southwest, Pennsylvania car insurance rates to Pittsburgh car insurance rates, Erie car insurance rates, and York car insurance rates.

Ready to find affordable Southwest, PA car insurance today? Enter your ZIP code for fast, free Southwest car insurance quotes.

Cheapest Southwest, PA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Southwest, PA car insurance rates? Every Southwest, Pennsylvania car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Southwest, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,482 $2,482 $2,293 $2,293 $8,506 $8,506 $2,730 $2,730
GEICO $2,007 $1,736 $1,885 $1,632 $4,916 $4,260 $2,021 $1,749
Liberty Mutual $3,995 $3,995 $3,660 $3,660 $11,660 $11,660 $5,071 $5,071
Nationwide $1,843 $1,843 $1,742 $1,742 $5,138 $5,138 $2,063 $2,063
Progressive $2,546 $2,546 $2,276 $2,276 $8,300 $8,300 $3,252 $3,252
State Farm $1,588 $1,588 $1,405 $1,405 $5,441 $5,441 $1,755 $1,755
Travelers $1,758 $1,758 $1,898 $1,898 $25,647 $25,647 $2,114 $2,114
USAA $1,124 $1,124 $1,014 $1,014 $3,379 $3,379 $1,494 $1,494

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Minimum Car Insurance in Southwest, PA

Every driver must carry the minimum car insurance in Southwest, PA. Take a look at the Pennsylvania car insurance requirements.

Minimum Required Car Insurance Coverage in Southwest, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Southwest, PA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Southwest, PA. Compare credit history car insurance rates in Southwest from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Southwest, Pennsylvania

Insurance Company Poor Fair Good
Allstate $5,109 $3,820 $3,079
GEICO $3,791 $2,136 $1,651
Liberty Mutual $7,785 $5,579 $4,926
Nationwide $3,170 $2,599 $2,321
Progressive $5,416 $3,807 $3,057
State Farm $3,624 $2,245 $1,772
Travelers $8,552 $7,719 $7,292
USAA $2,190 $1,628 $1,442

Cheapest Southwest, PA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Southwest, PA to rates for a clean record with top companies.

Annual Southwest, Pennsylvania Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,828 $4,526 $3,828 $3,828
GEICO $1,870 $3,136 $2,507 $2,591
Liberty Mutual $5,551 $6,383 $6,226 $6,226
Nationwide $1,939 $2,597 $3,638 $2,613
Progressive $3,709 $5,140 $3,813 $3,712
State Farm $2,326 $2,769 $2,547 $2,547
Travelers $5,561 $7,926 $10,004 $7,926
USAA $1,412 $1,947 $2,077 $1,577

Cheapest Southwest, PA Car Insurance for Teen Drivers

Teen car insurance in Southwest, PA can be expensive. Take a look at rates from the top car insurance companies in Southwest for teenagers.

Annual Car Insurance Rates for Teen Drivers in Southwest, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,506 $8,506
GEICO $4,916 $4,260
Liberty Mutual $11,660 $11,660
Nationwide $5,138 $5,138
Progressive $8,300 $8,300
State Farm $5,441 $5,441
Travelers $25,647 $25,647
USAA $3,379 $3,379

Cheapest Southwest, PA Car Insurance for Seniors

Take a look at Southwest, PA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Southwest, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,293 $2,293
GEICO $1,885 $1,632
Liberty Mutual $3,660 $3,660
Nationwide $1,742 $1,742
Progressive $2,276 $2,276
State Farm $1,405 $1,405
Travelers $1,898 $1,898
USAA $1,014 $1,014

Cheapest Southwest, PA Car Insurance Rates After a DUI

A DUI in Southwest, PA increases car insurance rates. Compare Southwest, Pennsylvania DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Southwest, Pennsylvania

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,828
GEICO $2,507
Liberty Mutual $6,226
Nationwide $3,638
Progressive $3,813
State Farm $2,547
Travelers $10,004
USAA $2,077

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Cheapest Southwest, PA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Southwest, PA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Southwest, Pennsylvania

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,921 $4,084
GEICO $2,485 $2,567
Liberty Mutual $5,940 $6,253
Nationwide $2,697 $2,697
Progressive $4,093 $4,093
State Farm $2,466 $2,629
Travelers $7,854 $7,854
USAA $1,703 $1,803

The Best Cheap Car Insurance Companies in Southwest, PA

Take a look at a side-by-side comparison of the top car insurance companies in Southwest, PA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Southwest, Pennsylvania

Insurance Company Average Annual Rates
Allstate $4,003
GEICO $2,526
Liberty Mutual $6,097
Nationwide $2,697
Progressive $4,093
State Farm $2,547
Travelers $7,854
USAA $1,753

Category Winners: Cheapest Car Insurance in Southwest, Pennsylvania

Find the cheapest car insurance companies in Southwest, PA for each category right here.

Best Annual Car Insurance Rates by Company in Southwest, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Southwest, PA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Southwest car insurance rates. Find the cheapest Southwest, PA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Southwest, Pennsylvania

Insurance Company Low Medium High
Allstate $3,810 $4,031 $4,167
GEICO $2,310 $2,547 $2,721
Liberty Mutual $5,798 $6,141 $6,351
Nationwide $2,740 $2,726 $2,624
Progressive $3,751 $4,131 $4,398
State Farm $2,378 $2,582 $2,682
Travelers $7,919 $7,854 $7,789
USAA $1,637 $1,769 $1,853

What affects car insurance rates in Southwest, Pennsylvania?

What factors can have an impact on Southwest, PA car insurance? There are several reasons why Southwest car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Southwest, Pennsylvania.

Commute Time in Southwest

The more time you spend in your car the higher the risk of an accident. The average commute length in Southwest, PA is 19.3 minutes according to City-Data.

Compare Car Insurance Quotes in Southwest, PA

Ready to find affordable Southwest, Pennsylvania car insurance today? Enter your ZIP code for fast, free Southwest, PA car insurance quotes.

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