Compare Sparkman, AR Car Insurance Rates (2021)

Car insurance in Sparkman, AR averages $344 a month. Sparkman, Arkansas car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Sparkman car insurance rates, compare quotes from the top car insurance companies in Sparkman, AR.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Sparkman, AR after a DUI are $4,976/year
  • Average car insurance rates in Sparkman, AR are $4,125/year
  • The cheapest car insurance company in Sparkman is USAA

If you need to buy Sparkman, Arkansas car insurance, the options can be confusing. Everything you need to know about car insurance in Sparkman, AR is right here.

You’ll find Sparkman car insurance rates, the cheapest Sparkman, AR car insurance companies, and information on Arkansas car insurance laws. You can also compare Sparkman, Arkansas car insurance rates to Jonesboro car insurance rates, North Little Rock car insurance rates, and Fayetteville car insurance rates.

Ready to find affordable Sparkman, AR car insurance today? Enter your ZIP code for fast, free Sparkman car insurance quotes.

Cheapest Sparkman, AR Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Sparkman, AR car insurance rates? Every Sparkman, Arkansas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Sparkman, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,971 $3,023 $2,618 $2,810 $10,184 $12,100 $3,332 $3,639
Farmers $2,420 $2,410 $2,166 $2,272 $9,865 $10,220 $2,769 $2,926
GEICO $2,750 $2,731 $2,547 $2,475 $6,742 $6,800 $2,677 $2,714
Liberty Mutual $2,453 $2,631 $2,316 $2,583 $8,242 $9,071 $2,645 $2,778
Nationwide $2,641 $2,703 $2,364 $2,513 $6,216 $7,979 $3,000 $3,248
Progressive $2,740 $2,619 $2,250 $2,341 $11,078 $12,504 $3,283 $3,546
State Farm $1,805 $1,805 $1,595 $1,595 $4,942 $6,237 $2,027 $2,318
Travelers $2,264 $2,311 $2,215 $2,226 $12,877 $20,663 $2,412 $2,818
USAA $1,389 $1,406 $1,285 $1,299 $4,329 $4,542 $1,794 $1,939

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Minimum Car Insurance in Sparkman, AR

Every driver must carry the minimum car insurance in Sparkman, AR. Take a look at the Arkansas car insurance requirements.

Minimum Required Car Insurance Coverage in Sparkman, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Sparkman, AR Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Sparkman, AR. Compare credit history car insurance rates in Sparkman from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Sparkman, Arkansas

Insurance Company Poor Fair Good
Allstate $6,406 $4,883 $3,965
Farmers $4,993 $4,173 $3,977
GEICO $4,411 $3,620 $3,007
Liberty Mutual $5,925 $3,555 $2,789
Nationwide $4,545 $3,642 $3,312
Progressive $5,754 $4,868 $4,513
State Farm $4,043 $2,434 $1,895
Travelers $6,863 $5,717 $5,340
USAA $2,985 $2,031 $1,728

Cheapest Sparkman, AR Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Sparkman, AR to rates for a clean record with top companies.

Annual Sparkman, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,251 $5,290 $5,792 $5,006
Farmers $3,707 $4,739 $4,629 $4,449
GEICO $2,472 $3,823 $5,763 $2,660
Liberty Mutual $2,810 $4,514 $5,277 $3,758
Nationwide $2,966 $3,853 $5,241 $3,273
Progressive $4,358 $6,011 $4,574 $5,237
State Farm $2,578 $3,003 $2,791 $2,791
Travelers $5,011 $5,177 $7,554 $6,151
USAA $1,728 $2,188 $3,158 $1,918

Cheapest Sparkman, AR Car Insurance for Teen Drivers

Teen car insurance in Sparkman, AR can be expensive. Take a look at rates from the top car insurance companies in Sparkman for teenagers.

Annual Car Insurance Rates for Teen Drivers in Sparkman, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,184 $12,100
Farmers $9,865 $10,220
GEICO $6,742 $6,800
Liberty Mutual $8,242 $9,071
Nationwide $6,216 $7,979
Progressive $11,078 $12,504
State Farm $4,942 $6,237
Travelers $12,877 $20,663
USAA $4,329 $4,542

Cheapest Sparkman, AR Car Insurance for Seniors

Take a look at Sparkman, AR senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Sparkman, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,618 $2,810
Farmers $2,166 $2,272
GEICO $2,547 $2,475
Liberty Mutual $2,316 $2,583
Nationwide $2,364 $2,513
Progressive $2,250 $2,341
State Farm $1,595 $1,595
Travelers $2,215 $2,226
USAA $1,285 $1,299

Cheapest Sparkman, AR Car Insurance Rates After a DUI

A DUI in Sparkman, AR increases car insurance rates. Compare Sparkman, Arkansas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Sparkman, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,792
Farmers $4,629
GEICO $5,763
Liberty Mutual $5,277
Nationwide $5,241
Progressive $4,574
State Farm $2,791
Travelers $7,554
USAA $3,158

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Cheapest Sparkman, AR Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Sparkman, AR by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Sparkman, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,085 $5,085
Farmers $4,381 $4,381
GEICO $3,661 $3,698
Liberty Mutual $4,090 $4,090
Nationwide $3,833 $3,833
Progressive $5,045 $5,045
State Farm $2,725 $2,856
Travelers $5,973 $5,973
USAA $2,183 $2,313

The Best Cheap Car Insurance Companies in Sparkman, AR

Take a look at a side-by-side comparison of the top car insurance companies in Sparkman, AR to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Sparkman, Arkansas

Insurance Company Average Annual Rates
Allstate $5,085
Farmers $4,381
GEICO $3,679
Liberty Mutual $4,090
Nationwide $3,833
Progressive $5,045
State Farm $2,791
Travelers $5,973
USAA $2,248

Category Winners: Cheapest Car Insurance in Sparkman, Arkansas

Find the cheapest car insurance companies in Sparkman, AR for each category right here.

Best Annual Car Insurance Rates by Company in Sparkman, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Sparkman, AR Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Sparkman car insurance rates. Find the cheapest Sparkman, AR car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Sparkman, Arkansas

Insurance Company Low Medium High
Allstate $4,964 $5,082 $5,208
Farmers $4,187 $4,341 $4,615
GEICO $3,545 $3,679 $3,815
Liberty Mutual $3,957 $4,064 $4,249
Nationwide $3,882 $3,758 $3,859
Progressive $4,698 $4,975 $5,462
State Farm $2,675 $2,787 $2,909
Travelers $5,714 $5,991 $6,215
USAA $2,158 $2,240 $2,345

What affects car insurance rates in Sparkman, Arkansas?

What factors can have an impact on Sparkman, AR car insurance? There are several reasons why Sparkman car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Sparkman, Arkansas.

Commute Time in Sparkman

The more time you spend in your car the higher the risk of an accident. The average commute length in Sparkman, AR is 19.4 minutes according to City-Data.

Compare Car Insurance Quotes in Sparkman, AR

Ready to find affordable Sparkman, Arkansas car insurance today? Enter your ZIP code for fast, free Sparkman, AR car insurance quotes.

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Average Monthly Car Insurance Rates by State