Compare Sparks, NE Car Insurance Rates (2021)

Car insurance in Sparks, NE averages $302 a month. Sparks, Nebraska car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Sparks car insurance rates, compare quotes from the top car insurance companies in Sparks, NE.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Sparks, NE are $3,618/year
  • The cheapest car insurance company in Sparks is American Family
  • The cheapest car insurance company in Sparks for teen drivers is American Family

If you need to buy Sparks, Nebraska car insurance, the options can be confusing. Everything you need to know about car insurance in Sparks, NE is right here.

You’ll find Sparks car insurance rates, the cheapest Sparks, NE car insurance companies, and information on Nebraska car insurance laws. You can also compare Sparks, Nebraska car insurance rates to Grand Island car insurance rates, Columbus car insurance rates, and North Platte car insurance rates.

Ready to find affordable Sparks, NE car insurance today? Enter your ZIP code for fast, free Sparks car insurance quotes.

Cheapest Sparks, NE Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Sparks, NE car insurance rates? Every Sparks, Nebraska car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Sparks, Nebraska

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,357 $2,256 $2,076 $2,095 $6,281 $6,608 $2,690 $2,762
American Family $1,787 $1,787 $1,623 $1,623 $2,954 $4,311 $1,747 $1,886
Farmers $2,457 $2,447 $2,205 $2,314 $9,202 $9,494 $2,792 $2,940
GEICO $3,833 $3,768 $3,747 $3,606 $7,445 $9,812 $3,441 $3,354
Liberty Mutual $3,527 $3,832 $2,780 $3,378 $14,707 $16,518 $3,724 $4,142
Nationwide $1,802 $1,869 $1,608 $1,730 $3,946 $4,956 $2,050 $2,223
Progressive $2,300 $2,235 $1,888 $1,954 $8,526 $9,639 $2,758 $2,949
State Farm $1,563 $1,563 $1,362 $1,362 $4,125 $5,281 $1,723 $1,951
USAA $1,424 $1,430 $1,281 $1,337 $4,260 $5,137 $1,862 $2,096

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Minimum Car Insurance in Sparks, NE

Every driver must carry the minimum car insurance in Sparks, NE. Take a look at the Nebraska car insurance requirements.

Minimum Required Car Insurance Coverage in Sparks, Nebraska

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Sparks, NE Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Sparks, NE. Compare credit history car insurance rates in Sparks from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Sparks, Nebraska

Insurance Company Poor Fair Good
Allstate $4,211 $3,196 $2,766
American Family $2,961 $2,031 $1,653
Farmers $4,855 $4,016 $3,824
GEICO $5,585 $4,834 $4,208
Liberty Mutual $9,523 $5,713 $4,492
Nationwide $3,046 $2,403 $2,120
Progressive $4,643 $3,878 $3,572
State Farm $3,438 $2,061 $1,600
USAA $3,151 $2,118 $1,791

Cheapest Sparks, NE Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Sparks, NE to rates for a clean record with top companies.

Annual Sparks, Nebraska Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,970 $3,327 $3,969 $3,297
American Family $2,169 $2,353 $2,169 $2,169
Farmers $3,581 $4,582 $4,468 $4,295
GEICO $3,081 $4,482 $6,834 $5,106
Liberty Mutual $5,650 $6,628 $7,212 $6,814
Nationwide $1,773 $2,583 $3,717 $2,019
Progressive $3,432 $5,009 $3,836 $3,847
State Farm $2,207 $2,526 $2,366 $2,366
USAA $1,792 $2,242 $3,351 $2,029

Cheapest Sparks, NE Car Insurance for Teen Drivers

Teen car insurance in Sparks, NE can be expensive. Take a look at rates from the top car insurance companies in Sparks for teenagers.

Annual Car Insurance Rates for Teen Drivers in Sparks, Nebraska

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,281 $6,608
American Family $2,954 $4,311
Farmers $9,202 $9,494
GEICO $7,445 $9,812
Liberty Mutual $14,707 $16,518
Nationwide $3,946 $4,956
Progressive $8,526 $9,639
State Farm $4,125 $5,281
USAA $4,260 $5,137

Cheapest Sparks, NE Car Insurance for Seniors

Take a look at Sparks, NE senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Sparks, Nebraska

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,076 $2,095
American Family $1,623 $1,623
Farmers $2,205 $2,314
GEICO $3,747 $3,606
Liberty Mutual $2,780 $3,378
Nationwide $1,608 $1,730
Progressive $1,888 $1,954
State Farm $1,362 $1,362
USAA $1,281 $1,337

Cheapest Sparks, NE Car Insurance Rates After a DUI

A DUI in Sparks, NE increases car insurance rates. Compare Sparks, Nebraska DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Sparks, Nebraska

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,969
American Family $2,169
Farmers $4,468
GEICO $6,834
Liberty Mutual $7,212
Nationwide $3,717
Progressive $3,836
State Farm $2,366
USAA $3,351

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Cheapest Sparks, NE Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Sparks, NE by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Sparks, Nebraska

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,391 $3,391
American Family $2,197 $2,233
Farmers $4,231 $4,231
GEICO $4,799 $4,953
Liberty Mutual $6,576 $6,576
Nationwide $2,523 $2,523
Progressive $4,031 $4,031
State Farm $2,306 $2,427
USAA $2,325 $2,381

The Best Cheap Car Insurance Companies in Sparks, NE

Take a look at a side-by-side comparison of the top car insurance companies in Sparks, NE to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Sparks, Nebraska

Insurance Company Average Annual Rates
Allstate $3,391
American Family $2,215
Farmers $4,231
GEICO $4,876
Liberty Mutual $6,576
Nationwide $2,523
Progressive $4,031
State Farm $2,366
USAA $2,353

Category Winners: Cheapest Car Insurance in Sparks, Nebraska

Find the cheapest car insurance companies in Sparks, NE for each category right here.

Best Annual Car Insurance Rates by Company in Sparks, Nebraska

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record Nationwide
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation Nationwide

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Cheapest Sparks, NE Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Sparks car insurance rates. Find the cheapest Sparks, NE car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Sparks, Nebraska

Insurance Company Low Medium High
Allstate $3,332 $3,386 $3,454
American Family $2,201 $2,281 $2,162
Farmers $4,081 $4,180 $4,433
GEICO $4,799 $4,872 $4,956
Liberty Mutual $6,426 $6,547 $6,755
Nationwide $2,586 $2,509 $2,474
Progressive $3,857 $4,022 $4,215
State Farm $2,278 $2,363 $2,459
USAA $2,284 $2,350 $2,427

Compare Car Insurance Quotes in Sparks, NE

Ready to find affordable Sparks, Nebraska car insurance today? Enter your ZIP code for fast, free Sparks, NE car insurance quotes.

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