Compare Sparks, OK Car Insurance Rates (2021)

Car insurance in Sparks, OK averages $343 a month. Sparks, Oklahoma car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Sparks car insurance rates, compare quotes from the top car insurance companies in Sparks, OK.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Sparks for teen drivers is State Farm
  • The cheapest car insurance company in Sparks is State Farm
  • Average car insurance rates in Sparks, OK are $4,113/year

If you need to buy Sparks, Oklahoma car insurance, the options can be confusing. Everything you need to know about car insurance in Sparks, OK is right here.

You’ll find Sparks car insurance rates, the cheapest Sparks, OK car insurance companies, and information on Oklahoma car insurance laws. You can also compare Sparks, Oklahoma car insurance rates to Enid car insurance rates, Edmond car insurance rates, and Oklahoma City car insurance rates.

Ready to find affordable Sparks, OK car insurance today? Enter your ZIP code for fast, free Sparks car insurance quotes.

Cheapest Sparks, OK Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Sparks, OK car insurance rates? Every Sparks, Oklahoma car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Sparks, Oklahoma

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,347 $2,362 $2,163 $2,265 $6,740 $7,848 $2,534 $2,669
Farmers $2,310 $2,291 $2,073 $2,196 $9,069 $9,297 $2,629 $2,746
GEICO $2,502 $2,755 $2,707 $3,077 $7,481 $7,986 $2,187 $2,203
Liberty Mutual $4,469 $4,718 $3,939 $4,288 $12,395 $13,611 $4,639 $4,793
Progressive $2,612 $2,484 $2,150 $2,278 $10,314 $11,559 $3,051 $3,188
State Farm $1,921 $1,921 $1,700 $1,700 $5,075 $6,390 $2,024 $2,278
USAA $1,799 $1,797 $1,730 $1,741 $5,908 $6,567 $2,307 $2,523

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Minimum Car Insurance in Sparks, OK

Every driver must carry the minimum car insurance in Sparks, OK. Take a look at the Oklahoma car insurance requirements.

Minimum Required Car Insurance Coverage in Sparks, Oklahoma

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Sparks, OK Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Sparks, OK. Compare credit history car insurance rates in Sparks from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Sparks, Oklahoma

Insurance Company Poor Fair Good
Allstate $4,487 $3,379 $2,982
Farmers $4,684 $3,869 $3,677
GEICO $4,657 $3,862 $3,067
Liberty Mutual $9,493 $5,788 $4,538
Progressive $5,344 $4,546 $4,224
State Farm $4,003 $2,563 $2,063
USAA $4,496 $2,580 $2,063

Cheapest Sparks, OK Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Sparks, OK to rates for a clean record with top companies.

Annual Sparks, Oklahoma Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,144 $3,654 $4,163 $3,504
Farmers $3,434 $4,424 $4,318 $4,129
GEICO $2,797 $4,311 $4,828 $3,513
Liberty Mutual $4,440 $7,443 $8,419 $6,123
Progressive $3,666 $6,802 $4,047 $4,304
State Farm $2,659 $3,093 $2,876 $2,876
USAA $2,246 $3,235 $3,944 $2,762

Cheapest Sparks, OK Car Insurance for Teen Drivers

Teen car insurance in Sparks, OK can be expensive. Take a look at rates from the top car insurance companies in Sparks for teenagers.

Annual Car Insurance Rates for Teen Drivers in Sparks, Oklahoma

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,740 $7,848
Farmers $9,069 $9,297
GEICO $7,481 $7,986
Liberty Mutual $12,395 $13,611
Progressive $10,314 $11,559
State Farm $5,075 $6,390
USAA $5,908 $6,567

Cheapest Sparks, OK Car Insurance for Seniors

Take a look at Sparks, OK senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Sparks, Oklahoma

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,163 $2,265
Farmers $2,073 $2,196
GEICO $2,707 $3,077
Liberty Mutual $3,939 $4,288
Progressive $2,150 $2,278
State Farm $1,700 $1,700
USAA $1,730 $1,741

Cheapest Sparks, OK Car Insurance Rates After a DUI

A DUI in Sparks, OK increases car insurance rates. Compare Sparks, Oklahoma DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Sparks, Oklahoma

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,163
Farmers $4,318
GEICO $4,828
Liberty Mutual $8,419
Progressive $4,047
State Farm $2,876
USAA $3,944

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Cheapest Sparks, OK Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Sparks, OK by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Sparks, Oklahoma

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,616 $3,616
Farmers $4,076 $4,076
GEICO $3,790 $3,934
Liberty Mutual $6,606 $6,606
Progressive $4,705 $4,705
State Farm $2,827 $2,925
USAA $3,010 $3,083

The Best Cheap Car Insurance Companies in Sparks, OK

Take a look at a side-by-side comparison of the top car insurance companies in Sparks, OK to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Sparks, Oklahoma

Insurance Company Average Annual Rates
Allstate $3,616
Farmers $4,076
GEICO $3,862
Liberty Mutual $6,606
Progressive $4,705
State Farm $2,876
USAA $3,046

Category Winners: Cheapest Car Insurance in Sparks, Oklahoma

Find the cheapest car insurance companies in Sparks, OK for each category right here.

Best Annual Car Insurance Rates by Company in Sparks, Oklahoma

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Sparks, OK Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Sparks car insurance rates. Find the cheapest Sparks, OK car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Sparks, Oklahoma

Insurance Company Low Medium High
Allstate $3,366 $3,599 $3,884
Farmers $3,885 $4,026 $4,318
GEICO $3,553 $3,872 $4,161
Liberty Mutual $6,237 $6,580 $7,001
Progressive $4,345 $4,672 $5,097
State Farm $2,691 $2,856 $3,082
USAA $2,916 $3,037 $3,186

What affects car insurance rates in Sparks, Oklahoma?

What factors can have an impact on Sparks, OK car insurance? There are several reasons why Sparks car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Sparks, Oklahoma.

Commute Time in Sparks

The more time you spend in your car the higher the risk of an accident. The average commute length in Sparks, OK is 27.2 minutes according to City-Data.

Compare Car Insurance Quotes in Sparks, OK

Ready to find affordable Sparks, Oklahoma car insurance today? Enter your ZIP code for fast, free Sparks, OK car insurance quotes.

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