Compare Spearsville, LA Car Insurance Rates (2021)

Car insurance in Spearsville, LA averages $391 a month. Spearsville, Louisiana car insurance requirements are 15/30/25, but you might need full coverage insurance if your car is financed. To find cheap Spearsville car insurance rates, compare quotes from the top car insurance companies in Spearsville, LA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Spearsville for teen drivers is USAA
  • The cheapest car insurance company in Spearsville is State Farm
  • Average car insurance rates in Spearsville, LA after a DUI are $5,403/year

If you need to buy Spearsville, Louisiana car insurance, the options can be confusing. Everything you need to know about car insurance in Spearsville, LA is right here.

You’ll find Spearsville car insurance rates, the cheapest Spearsville, LA car insurance companies, and information on Louisiana car insurance laws. You can also compare Spearsville, Louisiana car insurance rates to Bossier City car insurance rates, Alexandria car insurance rates, and Baton Rouge car insurance rates.

Ready to find affordable Spearsville, LA car insurance today? Enter your ZIP code for fast, free Spearsville car insurance quotes.

Cheapest Spearsville, LA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Spearsville, LA car insurance rates? Every Spearsville, Louisiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Spearsville, Louisiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,816 $3,816 $3,927 $3,927 $8,396 $10,626 $4,221 $4,581
GEICO $2,810 $3,234 $3,293 $3,979 $10,586 $11,273 $2,734 $2,697
Progressive $2,976 $2,798 $2,490 $2,663 $11,810 $13,162 $3,434 $3,557
State Farm $2,413 $2,413 $2,184 $2,184 $6,811 $8,580 $2,681 $2,999
USAA $2,346 $2,312 $2,264 $2,256 $6,980 $8,235 $2,899 $3,185

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Minimum Car Insurance in Spearsville, LA

Every driver must carry the minimum car insurance in Spearsville, LA. Take a look at the Louisiana car insurance requirements.

Minimum Required Car Insurance Coverage in Spearsville, Louisiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Spearsville, LA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Spearsville, LA. Compare credit history car insurance rates in Spearsville from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Spearsville, Louisiana

Insurance Company Poor Fair Good
Allstate $7,120 $4,881 $4,240
GEICO $6,035 $5,239 $3,953
Progressive $6,073 $5,188 $4,822
State Farm $5,254 $3,374 $2,721
USAA $5,278 $3,354 $2,796

Cheapest Spearsville, LA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Spearsville, LA to rates for a clean record with top companies.

Annual Spearsville, Louisiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,300 $6,515 $5,806 $5,034
GEICO $3,460 $5,583 $6,817 $4,443
Progressive $4,472 $5,985 $5,755 $5,231
State Farm $3,493 $4,073 $3,783 $3,783
USAA $2,904 $4,016 $4,855 $3,463

Cheapest Spearsville, LA Car Insurance for Teen Drivers

Teen car insurance in Spearsville, LA can be expensive. Take a look at rates from the top car insurance companies in Spearsville for teenagers.

Annual Car Insurance Rates for Teen Drivers in Spearsville, Louisiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,396 $10,626
GEICO $10,586 $11,273
Progressive $11,810 $13,162
State Farm $6,811 $8,580
USAA $6,980 $8,235

Cheapest Spearsville, LA Car Insurance for Seniors

Take a look at Spearsville, LA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Spearsville, Louisiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,927 $3,927
GEICO $3,293 $3,979
Progressive $2,490 $2,663
State Farm $2,184 $2,184
USAA $2,264 $2,256

Cheapest Spearsville, LA Car Insurance Rates After a DUI

A DUI in Spearsville, LA increases car insurance rates. Compare Spearsville, Louisiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Spearsville, Louisiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,806
GEICO $6,817
Progressive $5,755
State Farm $3,783
USAA $4,855

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Cheapest Spearsville, LA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Spearsville, LA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Spearsville, Louisiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,414 $5,414
GEICO $4,978 $5,173
Progressive $5,361 $5,361
State Farm $3,686 $3,880
USAA $3,694 $3,925

The Best Cheap Car Insurance Companies in Spearsville, LA

Take a look at a side-by-side comparison of the top car insurance companies in Spearsville, LA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Spearsville, Louisiana

Insurance Company Average Annual Rates
Allstate $5,414
GEICO $5,076
Progressive $5,361
State Farm $3,783
USAA $3,810

Category Winners: Cheapest Car Insurance in Spearsville, Louisiana

Find the cheapest car insurance companies in Spearsville, LA for each category right here.

Best Annual Car Insurance Rates by Company in Spearsville, Louisiana

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Spearsville, LA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Spearsville car insurance rates. Find the cheapest Spearsville, LA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Spearsville, Louisiana

Insurance Company Low Medium High
Allstate $4,745 $5,506 $5,990
GEICO $4,340 $5,093 $5,794
Progressive $4,628 $5,324 $6,130
State Farm $3,341 $3,774 $4,234
USAA $3,375 $3,860 $4,194

What affects car insurance rates in Spearsville, Louisiana?

What factors can have an impact on Spearsville, LA car insurance? There are several reasons why Spearsville car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Spearsville, Louisiana.

Commute Time in Spearsville

The more time you spend in your car the higher the risk of an accident. The average commute length in Spearsville, LA is 37.1 minutes according to City-Data.

Compare Car Insurance Quotes in Spearsville, LA

Ready to find affordable Spearsville, Louisiana car insurance today? Enter your ZIP code for fast, free Spearsville, LA car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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