Compare Speed, NC Car Insurance Rates (2021)

Car insurance in Speed, NC averages $302 a month. Speed, North Carolina car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Speed car insurance rates, compare quotes from the top car insurance companies in Speed, NC.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Speed, NC after a DUI are $6,889/year
  • The cheapest car insurance company in Speed is Liberty Mutual
  • Average car insurance rates in Speed, NC are $3,619/year

If you need to buy Speed, North Carolina car insurance, the options can be confusing. Everything you need to know about car insurance in Speed, NC is right here.

You’ll find Speed car insurance rates, the cheapest Speed, NC car insurance companies, and information on North Carolina car insurance laws. You can also compare Speed, North Carolina car insurance rates to Durham car insurance rates, Cary car insurance rates, and Wilmington car insurance rates.

Ready to find affordable Speed, NC car insurance today? Enter your ZIP code for fast, free Speed car insurance quotes.

Cheapest Speed, NC Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Speed, NC car insurance rates? Every Speed, North Carolina car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Speed, North Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,642 $5,642 $4,644 $4,644 $13,231 $13,231 $5,754 $5,754
GEICO $2,643 $2,595 $2,592 $2,547 $4,587 $4,548 $2,332 $2,319
Liberty Mutual $1,972 $1,972 $2,041 $2,041 $3,345 $3,345 $1,972 $1,972
Nationwide $2,632 $2,632 $2,632 $2,632 $4,326 $4,326 $2,632 $2,632
Progressive $2,037 $2,037 $1,823 $1,823 $4,398 $4,398 $2,254 $2,254
State Farm $3,203 $3,203 $2,767 $2,767 $4,716 $4,716 $3,965 $3,965
Travelers $2,836 $2,836 $2,813 $2,813 $4,706 $4,706 $2,911 $2,911

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Minimum Car Insurance in Speed, NC

Every driver must carry the minimum car insurance in Speed, NC. Take a look at the North Carolina car insurance requirements.

Minimum Required Car Insurance Coverage in Speed, North Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Speed, NC Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Speed, NC. Compare credit history car insurance rates in Speed from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Speed, North Carolina

Insurance Company Poor Fair Good
Allstate $9,953 $6,403 $5,596
GEICO $3,263 $3,005 $2,794
Liberty Mutual $2,333 $2,333 $2,333
Nationwide $3,055 $3,055 $3,055
Progressive $2,974 $2,570 $2,341
State Farm $5,158 $3,285 $2,545
Travelers $3,549 $3,222 $3,179

Cheapest Speed, NC Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Speed, NC to rates for a clean record with top companies.

Annual Speed, North Carolina Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,936 $6,965 $13,023 $5,347
GEICO $1,563 $2,348 $5,990 $2,180
Liberty Mutual $1,376 $1,777 $4,402 $1,777
Nationwide $1,780 $2,314 $5,812 $2,314
Progressive $1,230 $1,807 $5,721 $1,754
State Farm $1,934 $2,815 $7,088 $2,815
Travelers $1,951 $2,587 $6,188 $2,539

Cheapest Speed, NC Car Insurance for Teen Drivers

Teen car insurance in Speed, NC can be expensive. Take a look at rates from the top car insurance companies in Speed for teenagers.

Annual Car Insurance Rates for Teen Drivers in Speed, North Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $13,231 $13,231
GEICO $4,587 $4,548
Liberty Mutual $3,345 $3,345
Nationwide $4,326 $4,326
Progressive $4,398 $4,398
State Farm $4,716 $4,716
Travelers $4,706 $4,706

Cheapest Speed, NC Car Insurance for Seniors

Take a look at Speed, NC senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Speed, North Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,644 $4,644
GEICO $2,592 $2,547
Liberty Mutual $2,041 $2,041
Nationwide $2,632 $2,632
Progressive $1,823 $1,823
State Farm $2,767 $2,767
Travelers $2,813 $2,813

Cheapest Speed, NC Car Insurance Rates After a DUI

A DUI in Speed, NC increases car insurance rates. Compare Speed, North Carolina DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Speed, North Carolina

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $13,023
GEICO $5,990
Liberty Mutual $4,402
Nationwide $5,812
Progressive $5,721
State Farm $7,088
Travelers $6,188

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Cheapest Speed, NC Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Speed, NC by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Speed, North Carolina

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $7,318 $7,318
GEICO $3,020 $3,020
Liberty Mutual $2,333 $2,333
Nationwide $3,055 $3,055
Progressive $2,628 $2,628
State Farm $3,651 $3,675
Travelers $3,316 $3,316

The Best Cheap Car Insurance Companies in Speed, NC

Take a look at a side-by-side comparison of the top car insurance companies in Speed, NC to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Speed, North Carolina

Insurance Company Average Annual Rates
Allstate $7,318
GEICO $3,020
Liberty Mutual $2,333
Nationwide $3,055
Progressive $2,628
State Farm $3,663
Travelers $3,316

Category Winners: Cheapest Car Insurance in Speed, North Carolina

Find the cheapest car insurance companies in Speed, NC for each category right here.

Best Annual Car Insurance Rates by Company in Speed, North Carolina

Category Insurance Company
Teenagers Liberty Mutual
Seniors Progressive
Clean Record Progressive
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation Progressive

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Cheapest Speed, NC Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Speed car insurance rates. Find the cheapest Speed, NC car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Speed, North Carolina

Insurance Company Low Medium High
Allstate $7,067 $7,294 $7,592
GEICO $2,892 $3,011 $3,158
Liberty Mutual $2,231 $2,320 $2,447
Nationwide $2,938 $3,043 $3,185
Progressive $2,511 $2,615 $2,758
State Farm $3,508 $3,645 $3,836
Travelers $3,176 $3,300 $3,473

What affects car insurance rates in Speed, North Carolina?

What factors can have an impact on Speed, NC car insurance? There are several reasons why Speed car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Speed, North Carolina.

Commute Time in Speed

The more time you spend in your car the higher the risk of an accident. The average commute length in Speed, NC is 23.6 minutes according to City-Data.

Compare Car Insurance Quotes in Speed, NC

Ready to find affordable Speed, North Carolina car insurance today? Enter your ZIP code for fast, free Speed, NC car insurance quotes.

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