Compare Sperry, IA Car Insurance Rates (2021)

Car insurance in Sperry, IA averages $252 a month. Sperry, Iowa car insurance requirements are 20/40/15, but you might need full coverage insurance if your car is financed. To find cheap Sperry car insurance rates, compare quotes from the top car insurance companies in Sperry, IA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Sperry, IA are $3,026/year
  • The cheapest car insurance company in Sperry for teen drivers is USAA
  • Average car insurance rates in Sperry, IA after a DUI are $3,658/year

If you need to buy Sperry, Iowa car insurance, the options can be confusing. Everything you need to know about car insurance in Sperry, IA is right here.

You’ll find Sperry car insurance rates, the cheapest Sperry, IA car insurance companies, and information on Iowa car insurance laws. You can also compare Sperry, Iowa car insurance rates to Council Bluffs car insurance rates, Iowa City car insurance rates, and Cedar Rapids car insurance rates.

Ready to find affordable Sperry, IA car insurance today? Enter your ZIP code for fast, free Sperry car insurance quotes.

Cheapest Sperry, IA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Sperry, IA car insurance rates? Every Sperry, Iowa car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Sperry, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,901 $1,837 $1,679 $1,711 $5,260 $5,887 $2,087 $2,154
American Family $1,899 $1,899 $1,698 $1,698 $5,047 $7,088 $1,899 $2,287
Farmers $1,524 $1,554 $1,366 $1,491 $4,582 $4,887 $2,062 $2,204
GEICO $1,893 $1,693 $1,696 $1,552 $4,278 $3,972 $1,787 $1,651
Liberty Mutual $2,194 $2,376 $1,940 $2,359 $11,193 $12,590 $2,487 $2,739
Nationwide $1,884 $1,937 $1,676 $1,793 $4,314 $5,598 $2,130 $2,321
Progressive $1,541 $1,477 $1,272 $1,322 $3,851 $4,340 $1,850 $1,996
State Farm $1,428 $1,428 $1,250 $1,250 $3,798 $4,823 $1,604 $1,824
Travelers $2,653 $2,706 $2,588 $2,596 $12,098 $19,429 $2,761 $3,240
USAA $1,263 $1,274 $1,161 $1,179 $3,476 $3,681 $1,515 $1,671

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Minimum Car Insurance in Sperry, IA

Every driver must carry the minimum car insurance in Sperry, IA. Take a look at the Iowa car insurance requirements.

Minimum Required Car Insurance Coverage in Sperry, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Sperry, IA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Sperry, IA. Compare credit history car insurance rates in Sperry from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Sperry, Iowa

Insurance Company Poor Fair Good
Allstate $3,364 $2,677 $2,403
American Family $3,747 $2,755 $2,315
Farmers $2,822 $2,339 $2,216
GEICO $2,783 $2,315 $1,848
Liberty Mutual $6,740 $4,181 $3,283
Nationwide $3,293 $2,572 $2,254
Progressive $2,600 $2,107 $1,911
State Farm $3,098 $1,917 $1,512
Travelers $6,750 $5,772 $5,504
USAA $2,498 $1,719 $1,490

Cheapest Sperry, IA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Sperry, IA to rates for a clean record with top companies.

Annual Sperry, Iowa Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,414 $2,900 $3,264 $2,680
American Family $2,121 $3,111 $4,031 $2,494
Farmers $2,095 $2,597 $2,637 $2,506
GEICO $1,756 $2,451 $3,170 $1,884
Liberty Mutual $4,083 $5,072 $5,152 $4,633
Nationwide $1,951 $2,815 $3,849 $2,211
Progressive $1,772 $2,912 $1,924 $2,217
State Farm $2,018 $2,332 $2,175 $2,175
Travelers $4,371 $5,840 $7,836 $5,989
USAA $1,451 $1,952 $2,540 $1,667

Cheapest Sperry, IA Car Insurance for Teen Drivers

Teen car insurance in Sperry, IA can be expensive. Take a look at rates from the top car insurance companies in Sperry for teenagers.

Annual Car Insurance Rates for Teen Drivers in Sperry, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,260 $5,887
American Family $5,047 $7,088
Farmers $4,582 $4,887
GEICO $4,278 $3,972
Liberty Mutual $11,193 $12,590
Nationwide $4,314 $5,598
Progressive $3,851 $4,340
State Farm $3,798 $4,823
Travelers $12,098 $19,429
USAA $3,476 $3,681

Cheapest Sperry, IA Car Insurance for Seniors

Take a look at Sperry, IA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Sperry, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,679 $1,711
American Family $1,698 $1,698
Farmers $1,366 $1,491
GEICO $1,696 $1,552
Liberty Mutual $1,940 $2,359
Nationwide $1,676 $1,793
Progressive $1,272 $1,322
State Farm $1,250 $1,250
Travelers $2,588 $2,596
USAA $1,161 $1,179

Cheapest Sperry, IA Car Insurance Rates After a DUI

A DUI in Sperry, IA increases car insurance rates. Compare Sperry, Iowa DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Sperry, Iowa

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,264
American Family $4,031
Farmers $2,637
GEICO $3,170
Liberty Mutual $5,152
Nationwide $3,849
Progressive $1,924
State Farm $2,175
Travelers $7,836
USAA $2,540

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Cheapest Sperry, IA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Sperry, IA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Sperry, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,748 $2,881
American Family $2,905 $2,973
Farmers $2,459 $2,459
GEICO $2,269 $2,362
Liberty Mutual $4,735 $4,735
Nationwide $2,706 $2,706
Progressive $2,206 $2,206
State Farm $2,123 $2,228
Travelers $6,009 $6,009
USAA $1,833 $1,972

The Best Cheap Car Insurance Companies in Sperry, IA

Take a look at a side-by-side comparison of the top car insurance companies in Sperry, IA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Sperry, Iowa

Insurance Company Average Annual Rates
Allstate $2,815
American Family $2,939
Farmers $2,459
GEICO $2,315
Liberty Mutual $4,735
Nationwide $2,706
Progressive $2,206
State Farm $2,175
Travelers $6,009
USAA $1,902

Category Winners: Cheapest Car Insurance in Sperry, Iowa

Find the cheapest car insurance companies in Sperry, IA for each category right here.

Best Annual Car Insurance Rates by Company in Sperry, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Cheapest Sperry, IA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Sperry car insurance rates. Find the cheapest Sperry, IA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Sperry, Iowa

Insurance Company Low Medium High
Allstate $2,718 $2,817 $2,908
American Family $2,954 $3,102 $2,761
Farmers $2,354 $2,467 $2,556
GEICO $2,192 $2,316 $2,437
Liberty Mutual $4,539 $4,726 $4,939
Nationwide $2,829 $2,691 $2,599
Progressive $2,073 $2,215 $2,331
State Farm $2,075 $2,187 $2,264
Travelers $5,601 $6,104 $6,322
USAA $1,808 $1,909 $1,991

Compare Car Insurance Quotes in Sperry, IA

Ready to find affordable Sperry, Iowa car insurance today? Enter your ZIP code for fast, free Sperry, IA car insurance quotes.

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