Compare Sperry, OK Car Insurance Rates (2021)

Car insurance in Sperry, OK averages $378 a month. Sperry, Oklahoma car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Sperry car insurance rates, compare quotes from the top car insurance companies in Sperry, OK.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Sperry, OK after a DUI are $5,129/year
  • The cheapest car insurance company in Sperry for teen drivers is GEICO
  • Average car insurance rates in Sperry, OK are $4,535/year

If you need to buy Sperry, Oklahoma car insurance, the options can be confusing. Everything you need to know about car insurance in Sperry, OK is right here.

You’ll find Sperry car insurance rates, the cheapest Sperry, OK car insurance companies, and information on Oklahoma car insurance laws. You can also compare Sperry, Oklahoma car insurance rates to Broken Arrow car insurance rates, Midwest City car insurance rates, and Moore car insurance rates.

Ready to find affordable Sperry, OK car insurance today? Enter your ZIP code for fast, free Sperry car insurance quotes.

Cheapest Sperry, OK Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Sperry, OK car insurance rates? Every Sperry, Oklahoma car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Sperry, Oklahoma

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,444 $2,449 $2,258 $2,369 $7,544 $8,866 $2,627 $2,767
Farmers $2,421 $2,396 $2,173 $2,305 $9,478 $9,694 $2,751 $2,867
GEICO $2,096 $2,316 $2,292 $2,619 $6,318 $6,737 $1,830 $1,834
Liberty Mutual $4,895 $5,175 $4,313 $4,720 $14,526 $15,998 $5,078 $5,239
Progressive $3,068 $2,916 $2,527 $2,674 $12,230 $13,712 $3,592 $3,768
State Farm $2,247 $2,247 $1,997 $1,997 $6,248 $7,851 $2,378 $2,689
USAA $2,238 $2,224 $2,168 $2,169 $7,424 $8,233 $2,861 $3,112

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Minimum Car Insurance in Sperry, OK

Every driver must carry the minimum car insurance in Sperry, OK. Take a look at the Oklahoma car insurance requirements.

Minimum Required Car Insurance Coverage in Sperry, Oklahoma

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Sperry, OK Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Sperry, OK. Compare credit history car insurance rates in Sperry from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Sperry, Oklahoma

Insurance Company Poor Fair Good
Allstate $4,851 $3,666 $3,230
Farmers $4,894 $4,044 $3,844
GEICO $3,921 $3,255 $2,589
Liberty Mutual $10,725 $6,592 $5,161
Progressive $6,311 $5,374 $4,998
State Farm $4,825 $3,076 $2,469
USAA $5,589 $3,232 $2,591

Cheapest Sperry, OK Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Sperry, OK to rates for a clean record with top companies.

Annual Sperry, Oklahoma Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,362 $3,945 $4,568 $3,787
Farmers $3,588 $4,626 $4,514 $4,313
GEICO $2,350 $3,640 $4,094 $2,937
Liberty Mutual $5,002 $8,476 $9,572 $6,921
Progressive $4,328 $8,054 $4,778 $5,084
State Farm $3,178 $3,736 $3,457 $3,457
USAA $2,797 $4,053 $4,919 $3,446

Cheapest Sperry, OK Car Insurance for Teen Drivers

Teen car insurance in Sperry, OK can be expensive. Take a look at rates from the top car insurance companies in Sperry for teenagers.

Annual Car Insurance Rates for Teen Drivers in Sperry, Oklahoma

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,544 $8,866
Farmers $9,478 $9,694
GEICO $6,318 $6,737
Liberty Mutual $14,526 $15,998
Progressive $12,230 $13,712
State Farm $6,248 $7,851
USAA $7,424 $8,233

Cheapest Sperry, OK Car Insurance for Seniors

Take a look at Sperry, OK senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Sperry, Oklahoma

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,258 $2,369
Farmers $2,173 $2,305
GEICO $2,292 $2,619
Liberty Mutual $4,313 $4,720
Progressive $2,527 $2,674
State Farm $1,997 $1,997
USAA $2,168 $2,169

Cheapest Sperry, OK Car Insurance Rates After a DUI

A DUI in Sperry, OK increases car insurance rates. Compare Sperry, Oklahoma DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Sperry, Oklahoma

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,568
Farmers $4,514
GEICO $4,094
Liberty Mutual $9,572
Progressive $4,778
State Farm $3,457
USAA $4,919

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Cheapest Sperry, OK Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Sperry, OK by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Sperry, Oklahoma

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,916 $3,916
Farmers $4,260 $4,260
GEICO $3,198 $3,313
Liberty Mutual $7,493 $7,493
Progressive $5,561 $5,561
State Farm $3,398 $3,515
USAA $3,758 $3,849

The Best Cheap Car Insurance Companies in Sperry, OK

Take a look at a side-by-side comparison of the top car insurance companies in Sperry, OK to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Sperry, Oklahoma

Insurance Company Average Annual Rates
Allstate $3,915
Farmers $4,260
GEICO $3,255
Liberty Mutual $7,493
Progressive $5,561
State Farm $3,457
USAA $3,804

Category Winners: Cheapest Car Insurance in Sperry, Oklahoma

Find the cheapest car insurance companies in Sperry, OK for each category right here.

Best Annual Car Insurance Rates by Company in Sperry, Oklahoma

Category Insurance Company
Teenagers GEICO
Seniors State Farm
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Sperry, OK Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Sperry car insurance rates. Find the cheapest Sperry, OK car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Sperry, Oklahoma

Insurance Company Low Medium High
Allstate $3,643 $3,898 $4,206
Farmers $4,065 $4,210 $4,507
GEICO $2,981 $3,264 $3,521
Liberty Mutual $7,058 $7,464 $7,956
Progressive $5,158 $5,525 $6,000
State Farm $3,234 $3,436 $3,700
USAA $3,611 $3,789 $4,011

What affects car insurance rates in Sperry, Oklahoma?

What factors can have an impact on Sperry, OK car insurance? There are several reasons why Sperry car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Sperry, Oklahoma.

Commute Time in Sperry

The more time you spend in your car the higher the risk of an accident. The average commute length in Sperry, OK is 25.3 minutes according to City-Data.

Compare Car Insurance Quotes in Sperry, OK

Ready to find affordable Sperry, Oklahoma car insurance today? Enter your ZIP code for fast, free Sperry, OK car insurance quotes.

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