Compare Sperryville, VA Car Insurance Rates (2021)

Car insurance in Sperryville, VA averages $204 a month. Sperryville, Virginia car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Sperryville car insurance rates, compare quotes from the top car insurance companies in Sperryville, VA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Sperryville for teen drivers is USAA
  • Average car insurance rates in Sperryville, VA after a DUI are $2,902/year
  • The cheapest car insurance company in Sperryville is USAA

If you need to buy Sperryville, Virginia car insurance, the options can be confusing. Everything you need to know about car insurance in Sperryville, VA is right here.

You’ll find Sperryville car insurance rates, the cheapest Sperryville, VA car insurance companies, and information on Virginia car insurance laws. You can also compare Sperryville, Virginia car insurance rates to Richmond car insurance rates, Norfolk car insurance rates, and Roanoke car insurance rates.

Ready to find affordable Sperryville, VA car insurance today? Enter your ZIP code for fast, free Sperryville car insurance quotes.

Cheapest Sperryville, VA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Sperryville, VA car insurance rates? Every Sperryville, Virginia car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Sperryville, Virginia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,081 $1,966 $2,069 $2,069 $6,513 $7,505 $2,708 $2,716
GEICO $1,597 $1,598 $1,516 $1,516 $3,347 $4,485 $1,855 $1,841
Nationwide $1,495 $1,504 $1,326 $1,362 $3,589 $4,628 $1,651 $1,797
Progressive $1,255 $1,199 $1,127 $1,133 $5,617 $6,323 $1,523 $1,566
State Farm $1,550 $1,550 $1,387 $1,387 $4,548 $5,720 $1,749 $2,012
USAA $1,143 $1,125 $1,069 $1,076 $3,535 $4,207 $1,471 $1,617

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Minimum Car Insurance in Sperryville, VA

Every driver must carry the minimum car insurance in Sperryville, VA. Take a look at the Virginia car insurance requirements.

Minimum Required Car Insurance Coverage in Sperryville, Virginia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Sperryville, VA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Sperryville, VA. Compare credit history car insurance rates in Sperryville from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Sperryville, Virginia

Insurance Company Poor Fair Good
Allstate $4,208 $3,373 $2,779
GEICO $2,466 $2,096 $2,096
Nationwide $2,570 $2,064 $1,874
Progressive $2,762 $2,402 $2,239
State Farm $3,539 $2,193 $1,731
USAA $2,548 $1,736 $1,432

Cheapest Sperryville, VA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Sperryville, VA to rates for a clean record with top companies.

Annual Sperryville, Virginia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,590 $4,107 $3,784 $3,332
GEICO $1,680 $2,188 $3,330 $1,680
Nationwide $1,885 $1,885 $2,766 $2,140
Progressive $2,116 $2,783 $2,512 $2,460
State Farm $2,279 $2,696 $2,488 $2,488
USAA $1,475 $1,916 $2,532 $1,698

Cheapest Sperryville, VA Car Insurance for Teen Drivers

Teen car insurance in Sperryville, VA can be expensive. Take a look at rates from the top car insurance companies in Sperryville for teenagers.

Annual Car Insurance Rates for Teen Drivers in Sperryville, Virginia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,513 $7,505
GEICO $3,347 $4,485
Nationwide $3,589 $4,628
Progressive $5,617 $6,323
State Farm $4,548 $5,720
USAA $3,535 $4,207

Cheapest Sperryville, VA Car Insurance for Seniors

Take a look at Sperryville, VA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Sperryville, Virginia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,069 $2,069
GEICO $1,516 $1,516
Nationwide $1,326 $1,362
Progressive $1,127 $1,133
State Farm $1,387 $1,387
USAA $1,069 $1,076

Cheapest Sperryville, VA Car Insurance Rates After a DUI

A DUI in Sperryville, VA increases car insurance rates. Compare Sperryville, Virginia DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Sperryville, Virginia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,784
GEICO $3,330
Nationwide $2,766
Progressive $2,512
State Farm $2,488
USAA $2,532

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Cheapest Sperryville, VA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Sperryville, VA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Sperryville, Virginia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,350 $3,557
GEICO $2,177 $2,261
Nationwide $2,169 $2,169
Progressive $2,468 $2,468
State Farm $2,428 $2,548
USAA $1,835 $1,976

The Best Cheap Car Insurance Companies in Sperryville, VA

Take a look at a side-by-side comparison of the top car insurance companies in Sperryville, VA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Sperryville, Virginia

Insurance Company Average Annual Rates
Allstate $3,453
GEICO $2,219
Nationwide $2,169
Progressive $2,468
State Farm $2,488
USAA $1,905

Category Winners: Cheapest Car Insurance in Sperryville, Virginia

Find the cheapest car insurance companies in Sperryville, VA for each category right here.

Best Annual Car Insurance Rates by Company in Sperryville, Virginia

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Sperryville, VA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Sperryville car insurance rates. Find the cheapest Sperryville, VA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Sperryville, Virginia

Insurance Company Low Medium High
Allstate $3,365 $3,454 $3,541
GEICO $2,136 $2,217 $2,305
Nationwide $2,279 $2,148 $2,080
Progressive $2,375 $2,444 $2,584
State Farm $2,357 $2,484 $2,623
USAA $1,829 $1,909 $1,978

What affects car insurance rates in Sperryville, Virginia?

What factors can have an impact on Sperryville, VA car insurance? There are several reasons why Sperryville car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Sperryville, Virginia.

Commute Time in Sperryville

The more time you spend in your car the higher the risk of an accident. The average commute length in Sperryville, VA is 29.6 minutes according to City-Data.

Compare Car Insurance Quotes in Sperryville, VA

Ready to find affordable Sperryville, Virginia car insurance today? Enter your ZIP code for fast, free Sperryville, VA car insurance quotes.

Free Car Insurance Comparison

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