Compare Spiceland, IN Car Insurance Rates (2021)

Car insurance in Spiceland, IN averages $262 a month. Spiceland, Indiana car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Spiceland car insurance rates, compare quotes from the top car insurance companies in Spiceland, IN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Spiceland, IN after a DUI are $3,749/year
  • The cheapest car insurance company in Spiceland is USAA
  • The cheapest car insurance company in Spiceland for teen drivers is USAA

If you need to buy Spiceland, Indiana car insurance, the options can be confusing. Everything you need to know about car insurance in Spiceland, IN is right here.

You’ll find Spiceland car insurance rates, the cheapest Spiceland, IN car insurance companies, and information on Indiana car insurance laws. You can also compare Spiceland, Indiana car insurance rates to Carmel car insurance rates, Fishers car insurance rates, and Fort Wayne car insurance rates.

Ready to find affordable Spiceland, IN car insurance today? Enter your ZIP code for fast, free Spiceland car insurance quotes.

Cheapest Spiceland, IN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Spiceland, IN car insurance rates? Every Spiceland, Indiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Spiceland, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,368 $2,427 $2,078 $2,273 $7,225 $9,105 $2,411 $2,618
American Family $2,227 $2,227 $2,008 $2,008 $6,237 $8,999 $2,227 $2,733
Farmers $1,545 $1,528 $1,330 $1,483 $7,917 $8,431 $2,004 $2,170
GEICO $1,542 $1,540 $1,447 $1,510 $4,574 $4,244 $1,767 $1,554
Liberty Mutual $3,831 $3,831 $3,522 $3,522 $8,383 $12,656 $3,831 $5,251
Nationwide $1,570 $1,606 $1,376 $1,471 $4,538 $5,898 $1,837 $2,010
Progressive $1,448 $1,371 $1,314 $1,323 $8,447 $9,488 $1,810 $1,846
State Farm $1,271 $1,271 $1,133 $1,133 $3,862 $4,945 $1,406 $1,566
Travelers $1,221 $1,243 $1,142 $1,142 $7,416 $11,673 $1,290 $1,503
USAA $968 $955 $898 $908 $2,669 $2,990 $1,309 $1,404

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Minimum Car Insurance in Spiceland, IN

Every driver must carry the minimum car insurance in Spiceland, IN. Take a look at the Indiana car insurance requirements.

Minimum Required Car Insurance Coverage in Spiceland, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Spiceland, IN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Spiceland, IN. Compare credit history car insurance rates in Spiceland from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Spiceland, Indiana

Insurance Company Poor Fair Good
Allstate $4,728 $3,516 $3,195
American Family $4,908 $3,181 $2,661
Farmers $3,861 $3,138 $2,903
GEICO $2,734 $2,272 $1,810
Liberty Mutual $7,462 $4,857 $4,492
Nationwide $2,889 $2,442 $2,283
Progressive $3,729 $3,301 $3,113
State Farm $3,020 $1,802 $1,398
Travelers $3,710 $3,140 $3,136
USAA $2,042 $1,345 $1,151

Cheapest Spiceland, IN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Spiceland, IN to rates for a clean record with top companies.

Annual Spiceland, Indiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,046 $4,467 $4,119 $3,620
American Family $2,469 $3,938 $4,985 $2,942
Farmers $2,956 $3,446 $3,538 $3,264
GEICO $1,489 $2,342 $3,193 $2,064
Liberty Mutual $4,366 $5,151 $8,085 $4,813
Nationwide $2,184 $2,813 $2,698 $2,459
Progressive $2,543 $4,432 $3,027 $3,521
State Farm $2,024 $2,220 $2,024 $2,024
Travelers $2,826 $3,496 $3,962 $3,032
USAA $1,144 $1,624 $1,863 $1,418

Cheapest Spiceland, IN Car Insurance for Teen Drivers

Teen car insurance in Spiceland, IN can be expensive. Take a look at rates from the top car insurance companies in Spiceland for teenagers.

Annual Car Insurance Rates for Teen Drivers in Spiceland, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,225 $9,105
American Family $6,237 $8,999
Farmers $7,917 $8,431
GEICO $4,574 $4,244
Liberty Mutual $8,383 $12,656
Nationwide $4,538 $5,898
Progressive $8,447 $9,488
State Farm $3,862 $4,945
Travelers $7,416 $11,673
USAA $2,669 $2,990

Cheapest Spiceland, IN Car Insurance for Seniors

Take a look at Spiceland, IN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Spiceland, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,078 $2,273
American Family $2,008 $2,008
Farmers $1,330 $1,483
GEICO $1,447 $1,510
Liberty Mutual $3,522 $3,522
Nationwide $1,376 $1,471
Progressive $1,314 $1,323
State Farm $1,133 $1,133
Travelers $1,142 $1,142
USAA $898 $908

Cheapest Spiceland, IN Car Insurance Rates After a DUI

A DUI in Spiceland, IN increases car insurance rates. Compare Spiceland, Indiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Spiceland, Indiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,119
American Family $4,985
Farmers $3,538
GEICO $3,193
Liberty Mutual $8,085
Nationwide $2,698
Progressive $3,027
State Farm $2,024
Travelers $3,962
USAA $1,863

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Cheapest Spiceland, IN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Spiceland, IN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Spiceland, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,813 $3,813
American Family $3,540 $3,627
Farmers $3,301 $3,301
GEICO $2,231 $2,313
Liberty Mutual $5,455 $5,752
Nationwide $2,538 $2,538
Progressive $3,381 $3,381
State Farm $2,015 $2,132
Travelers $3,329 $3,329
USAA $1,493 $1,533

The Best Cheap Car Insurance Companies in Spiceland, IN

Take a look at a side-by-side comparison of the top car insurance companies in Spiceland, IN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Spiceland, Indiana

Insurance Company Average Annual Rates
Allstate $3,813
American Family $3,583
Farmers $3,301
GEICO $2,272
Liberty Mutual $5,604
Nationwide $2,538
Progressive $3,381
State Farm $2,073
Travelers $3,329
USAA $1,513

Category Winners: Cheapest Car Insurance in Spiceland, Indiana

Find the cheapest car insurance companies in Spiceland, IN for each category right here.

Best Annual Car Insurance Rates by Company in Spiceland, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Spiceland, IN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Spiceland car insurance rates. Find the cheapest Spiceland, IN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Spiceland, Indiana

Insurance Company Low Medium High
Allstate $3,630 $3,799 $4,010
American Family $3,541 $3,702 $3,507
Farmers $3,193 $3,294 $3,415
GEICO $2,116 $2,266 $2,434
Liberty Mutual $5,421 $5,589 $5,801
Nationwide $2,584 $2,518 $2,513
Progressive $3,197 $3,329 $3,617
State Farm $1,976 $2,072 $2,172
Travelers $3,274 $3,360 $3,353
USAA $1,462 $1,509 $1,567

What affects car insurance rates in Spiceland, Indiana?

What factors can have an impact on Spiceland, IN car insurance? There are several reasons why Spiceland car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Spiceland, Indiana.

Commute Time in Spiceland

The more time you spend in your car the higher the risk of an accident. The average commute length in Spiceland, IN is 21.1 minutes according to City-Data.

Compare Car Insurance Quotes in Spiceland, IN

Ready to find affordable Spiceland, Indiana car insurance today? Enter your ZIP code for fast, free Spiceland, IN car insurance quotes.

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Average Monthly Car Insurance Rates by State