Compare Spofford, NH Car Insurance Rates (2021)

Car insurance in Spofford, NH averages $258 a month. Spofford, New Hampshire car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Spofford car insurance rates, compare quotes from the top car insurance companies in Spofford, NH.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Spofford, NH are $3,098/year
  • Average car insurance rates in Spofford, NH after a DUI are $3,596/year
  • The cheapest car insurance company in Spofford is GEICO

If you need to buy Spofford, New Hampshire car insurance, the options can be confusing. Everything you need to know about car insurance in Spofford, NH is right here.

You’ll find Spofford car insurance rates, the cheapest Spofford, NH car insurance companies, and information on New Hampshire car insurance laws. You can also compare Spofford, New Hampshire car insurance rates to Laconia car insurance rates, Claremont car insurance rates, and Nashua car insurance rates.

Ready to find affordable Spofford, NH car insurance today? Enter your ZIP code for fast, free Spofford car insurance quotes.

Cheapest Spofford, NH Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Spofford, NH car insurance rates? Every Spofford, New Hampshire car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Spofford, New Hampshire

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,006 $2,127 $2,151 $2,355 $4,158 $5,252 $2,109 $2,235
GEICO $1,033 $1,022 $925 $925 $2,507 $3,466 $1,077 $1,626
Liberty Mutual $4,927 $5,321 $4,013 $4,506 $18,182 $20,163 $5,195 $5,504
Nationwide $1,526 $1,548 $1,377 $1,444 $4,221 $5,354 $1,753 $1,880
Progressive $1,306 $1,189 $1,137 $1,148 $6,064 $6,698 $1,538 $1,545
State Farm $1,209 $1,209 $1,103 $1,103 $3,626 $4,473 $1,347 $1,539
USAA $988 $969 $923 $924 $4,284 $4,682 $1,241 $1,354

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Minimum Car Insurance in Spofford, NH

Every driver must carry the minimum car insurance in Spofford, NH. Take a look at the New Hampshire car insurance requirements.

Minimum Required Car Insurance Coverage in Spofford, New Hampshire

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Spofford, NH Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Spofford, NH. Compare credit history car insurance rates in Spofford from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Spofford, New Hampshire

Insurance Company Poor Fair Good
Allstate $3,444 $2,548 $2,405
GEICO $1,861 $1,527 $1,331
Liberty Mutual $12,167 $7,443 $5,819
Nationwide $2,780 $2,280 $2,105
Progressive $2,859 $2,515 $2,360
State Farm $2,753 $1,723 $1,378
USAA $2,605 $1,714 $1,443

Cheapest Spofford, NH Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Spofford, NH to rates for a clean record with top companies.

Annual Spofford, New Hampshire Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,321 $3,164 $2,994 $2,718
GEICO $1,400 $1,551 $1,941 $1,400
Liberty Mutual $5,321 $9,627 $9,873 $9,085
Nationwide $1,840 $2,550 $3,116 $2,046
Progressive $2,216 $3,059 $2,442 $2,596
State Farm $1,781 $1,919 $2,324 $1,781
USAA $1,483 $1,997 $2,480 $1,724

Cheapest Spofford, NH Car Insurance for Teen Drivers

Teen car insurance in Spofford, NH can be expensive. Take a look at rates from the top car insurance companies in Spofford for teenagers.

Annual Car Insurance Rates for Teen Drivers in Spofford, New Hampshire

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $4,158 $5,252
GEICO $2,507 $3,466
Liberty Mutual $18,182 $20,163
Nationwide $4,221 $5,354
Progressive $6,064 $6,698
State Farm $3,626 $4,473
USAA $4,284 $4,682

Cheapest Spofford, NH Car Insurance for Seniors

Take a look at Spofford, NH senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Spofford, New Hampshire

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,151 $2,355
GEICO $925 $925
Liberty Mutual $4,013 $4,506
Nationwide $1,377 $1,444
Progressive $1,137 $1,148
State Farm $1,103 $1,103
USAA $923 $924

Cheapest Spofford, NH Car Insurance Rates After a DUI

A DUI in Spofford, NH increases car insurance rates. Compare Spofford, New Hampshire DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Spofford, New Hampshire

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $2,994
GEICO $1,941
Liberty Mutual $9,873
Nationwide $3,116
Progressive $2,442
State Farm $2,324
USAA $2,480

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Cheapest Spofford, NH Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Spofford, NH by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Spofford, New Hampshire

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,761 $2,837
GEICO $1,559 $1,586
Liberty Mutual $8,476 $8,476
Nationwide $2,388 $2,388
Progressive $2,578 $2,578
State Farm $1,908 $1,994
USAA $1,901 $1,940

The Best Cheap Car Insurance Companies in Spofford, NH

Take a look at a side-by-side comparison of the top car insurance companies in Spofford, NH to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Spofford, New Hampshire

Insurance Company Average Annual Rates
Allstate $2,799
GEICO $1,573
Liberty Mutual $8,476
Nationwide $2,388
Progressive $2,578
State Farm $1,951
USAA $1,921

Category Winners: Cheapest Car Insurance in Spofford, New Hampshire

Find the cheapest car insurance companies in Spofford, NH for each category right here.

Best Annual Car Insurance Rates by Company in Spofford, New Hampshire

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Cheapest Spofford, NH Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Spofford car insurance rates. Find the cheapest Spofford, NH car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Spofford, New Hampshire

Insurance Company Low Medium High
Allstate $2,729 $2,796 $2,873
GEICO $1,503 $1,564 $1,652
Liberty Mutual $8,146 $8,450 $8,834
Nationwide $2,542 $2,354 $2,268
Progressive $2,471 $2,578 $2,685
State Farm $1,866 $1,953 $2,035
USAA $1,848 $1,917 $1,996

Compare Car Insurance Quotes in Spofford, NH

Ready to find affordable Spofford, New Hampshire car insurance today? Enter your ZIP code for fast, free Spofford, NH car insurance quotes.

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