Compare Spragueville, IA Car Insurance Rates (2021)

Car insurance in Spragueville, IA averages $243 a month. Spragueville, Iowa car insurance requirements are 20/40/15, but you might need full coverage insurance if your car is financed. To find cheap Spragueville car insurance rates, compare quotes from the top car insurance companies in Spragueville, IA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Spragueville for teen drivers is USAA
  • Average car insurance rates in Spragueville, IA are $2,920/year
  • The cheapest car insurance company in Spragueville is USAA

If you need to buy Spragueville, Iowa car insurance, the options can be confusing. Everything you need to know about car insurance in Spragueville, IA is right here.

You’ll find Spragueville car insurance rates, the cheapest Spragueville, IA car insurance companies, and information on Iowa car insurance laws. You can also compare Spragueville, Iowa car insurance rates to Council Bluffs car insurance rates, Iowa City car insurance rates, and Des Moines car insurance rates.

Ready to find affordable Spragueville, IA car insurance today? Enter your ZIP code for fast, free Spragueville car insurance quotes.

Cheapest Spragueville, IA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Spragueville, IA car insurance rates? Every Spragueville, Iowa car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Spragueville, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,980 $1,893 $1,768 $1,798 $5,899 $6,665 $2,142 $2,198
American Family $2,012 $2,012 $1,799 $1,799 $5,354 $7,522 $2,012 $2,427
Farmers $1,448 $1,476 $1,298 $1,418 $4,354 $4,641 $1,958 $2,091
GEICO $1,893 $1,693 $1,696 $1,552 $4,278 $3,972 $1,787 $1,651
Liberty Mutual $2,048 $2,219 $1,802 $2,188 $10,081 $11,338 $2,321 $2,556
Nationwide $1,686 $1,731 $1,503 $1,605 $3,861 $4,996 $1,907 $2,074
Progressive $1,865 $1,795 $1,537 $1,597 $4,560 $5,149 $2,242 $2,421
State Farm $1,455 $1,455 $1,278 $1,278 $3,928 $4,983 $1,635 $1,861
Travelers $2,272 $2,320 $2,201 $2,207 $9,898 $15,725 $2,362 $2,805
USAA $1,196 $1,207 $1,100 $1,117 $3,276 $3,469 $1,433 $1,579

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Minimum Car Insurance in Spragueville, IA

Every driver must carry the minimum car insurance in Spragueville, IA. Take a look at the Iowa car insurance requirements.

Minimum Required Car Insurance Coverage in Spragueville, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Spragueville, IA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Spragueville, IA. Compare credit history car insurance rates in Spragueville from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Spragueville, Iowa

Insurance Company Poor Fair Good
Allstate $3,635 $2,891 $2,602
American Family $3,976 $2,922 $2,454
Farmers $2,682 $2,221 $2,104
GEICO $2,783 $2,315 $1,848
Liberty Mutual $6,148 $3,810 $2,999
Nationwide $2,940 $2,302 $2,019
Progressive $3,126 $2,525 $2,286
State Farm $3,182 $1,968 $1,552
Travelers $5,599 $4,775 $4,547
USAA $2,359 $1,624 $1,408

Cheapest Spragueville, IA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Spragueville, IA to rates for a clean record with top companies.

Annual Spragueville, Iowa Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,572 $3,129 $3,581 $2,889
American Family $2,251 $3,292 $4,279 $2,647
Farmers $1,989 $2,468 $2,507 $2,378
GEICO $1,756 $2,451 $3,170 $1,884
Liberty Mutual $3,731 $4,617 $4,703 $4,226
Nationwide $1,752 $2,517 $3,430 $1,982
Progressive $2,126 $3,485 $2,308 $2,664
State Farm $2,069 $2,399 $2,234 $2,234
Travelers $3,633 $4,832 $6,461 $4,970
USAA $1,371 $1,844 $2,398 $1,575

Cheapest Spragueville, IA Car Insurance for Teen Drivers

Teen car insurance in Spragueville, IA can be expensive. Take a look at rates from the top car insurance companies in Spragueville for teenagers.

Annual Car Insurance Rates for Teen Drivers in Spragueville, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,899 $6,665
American Family $5,354 $7,522
Farmers $4,354 $4,641
GEICO $4,278 $3,972
Liberty Mutual $10,081 $11,338
Nationwide $3,861 $4,996
Progressive $4,560 $5,149
State Farm $3,928 $4,983
Travelers $9,898 $15,725
USAA $3,276 $3,469

Cheapest Spragueville, IA Car Insurance for Seniors

Take a look at Spragueville, IA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Spragueville, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,768 $1,798
American Family $1,799 $1,799
Farmers $1,298 $1,418
GEICO $1,696 $1,552
Liberty Mutual $1,802 $2,188
Nationwide $1,503 $1,605
Progressive $1,537 $1,597
State Farm $1,278 $1,278
Travelers $2,201 $2,207
USAA $1,100 $1,117

Cheapest Spragueville, IA Car Insurance Rates After a DUI

A DUI in Spragueville, IA increases car insurance rates. Compare Spragueville, Iowa DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Spragueville, Iowa

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,581
American Family $4,279
Farmers $2,507
GEICO $3,170
Liberty Mutual $4,703
Nationwide $3,430
Progressive $2,308
State Farm $2,234
Travelers $6,461
USAA $2,398

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Cheapest Spragueville, IA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Spragueville, IA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Spragueville, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,970 $3,115
American Family $3,081 $3,154
Farmers $2,336 $2,336
GEICO $2,269 $2,362
Liberty Mutual $4,319 $4,319
Nationwide $2,420 $2,420
Progressive $2,646 $2,646
State Farm $2,180 $2,288
Travelers $4,974 $4,974
USAA $1,732 $1,862

The Best Cheap Car Insurance Companies in Spragueville, IA

Take a look at a side-by-side comparison of the top car insurance companies in Spragueville, IA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Spragueville, Iowa

Insurance Company Average Annual Rates
Allstate $3,043
American Family $3,117
Farmers $2,336
GEICO $2,315
Liberty Mutual $4,319
Nationwide $2,420
Progressive $2,646
State Farm $2,234
Travelers $4,974
USAA $1,797

Category Winners: Cheapest Car Insurance in Spragueville, Iowa

Find the cheapest car insurance companies in Spragueville, IA for each category right here.

Best Annual Car Insurance Rates by Company in Spragueville, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Spragueville, IA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Spragueville car insurance rates. Find the cheapest Spragueville, IA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Spragueville, Iowa

Insurance Company Low Medium High
Allstate $2,923 $3,047 $3,158
American Family $3,140 $3,290 $2,922
Farmers $2,233 $2,343 $2,431
GEICO $2,192 $2,316 $2,437
Liberty Mutual $4,151 $4,314 $4,492
Nationwide $2,522 $2,409 $2,330
Progressive $2,488 $2,654 $2,795
State Farm $2,125 $2,247 $2,330
Travelers $4,697 $5,048 $5,176
USAA $1,706 $1,803 $1,883

What affects car insurance rates in Spragueville, Iowa?

What factors can have an impact on Spragueville, IA car insurance? There are several reasons why Spragueville car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Spragueville, Iowa.

Commute Time in Spragueville

The more time you spend in your car the higher the risk of an accident. The average commute length in Spragueville, IA is 20.9 minutes according to City-Data.

Compare Car Insurance Quotes in Spragueville, IA

Ready to find affordable Spragueville, Iowa car insurance today? Enter your ZIP code for fast, free Spragueville, IA car insurance quotes.

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